The Bank Of Denver – 4% APY On Balances Up To $15,000

Update 10/2/22: Per email, it’s changing on October 20th to 4% on up to $15,000 when qualifications are met (ht Michael)

Update 12/29/21: Kasasa Checking is now 2.0% up to $10,000.00 and Kasasa Saver is 1.0% up to $25,000.00.

Update 2/24/21: Down to 2% now.

Offer at a glance

  • Interest Rate: 2.5% APY
  • Minimum Balance: None
  • Maximum Balance: $25,000
  • Availability: Nationwide
  • Direct deposit required: No, ACH credit or debit transaction works
  • Additional requirements: See below
  • Hard/soft pull: Soft pull
  • ChexSystems: Unknown
  • Credit card funding: Unknown
  • Monthly fees: None
  • Insured: FDIC

The Offer

Direct link to offer

  • The Bank of Denver is offering 3% APY on balances up to $25,000 when the following requirements are met each qualification cycle:
    • At least 12 debit card purchases
    • At least 1 ACH credit or debit transaction
    • Be enrolled in and agree to receive e-statements

Avoiding Fees

This account has no monthly fees to worry about

Our Verdict

Need to know if it’s a hard or soft pull. This can be opened nationwide but personally I can’t see this rate lasting too long if that’s the case. We will add this to the best high yield savings accounts.

 

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