Offer at a glance
- Interest Rate: 2.5% APY
- Minimum Balance: None
- Maximum Balance: $25,000
- Availability: Nationwide
- Direct deposit required: No, ACH credit or debit transaction works
- Additional requirements: See below
- Hard/soft pull: Soft pull
- ChexSystems: Unknown
- Credit card funding: Unknown
- Monthly fees: None
- Insured: FDIC
The Offer
- The Bank of Denver is offering 3% APY on balances up to $25,000 when the following requirements are met each qualification cycle:
- At least 12 debit card purchases
- At least 1 ACH credit or debit transaction
- Be enrolled in and agree to receive e-statements
Avoiding Fees
This account has no monthly fees to worry about
Our Verdict
Need to know if it’s a hard or soft pull. This can be opened nationwide but personally I can’t see this rate lasting too long if that’s the case. We will add this to the best high yield savings accounts.
Denied. They said they are no longer accepting out of state applicants.
deleted
BoD pulled my Chex file twice: 4/29 & 5/4 for the same checking application.
In July I lodged a complaint with Chexsystems against them.
Chex mailed me their response this week – they found in favor of BoD…
Its Soft Pull. now they change to 2.5 %
We just got an email that the rate will go down to 2.5% as of August 20th
The Rates for Kasasa Cash and Kasasa Saver are Changing
Effective with the qualification cycle beginning August 20, 2020, the rates on Kasasa Cash and Kasasa Saver are changing. The new rates and APY’s* are below.
Kasasa Cash
Cap: $25,000
Below Cap Interest Rate: 2.472% Below Cap APY: 2.50%
Above Cap Interest Rate: 0.25% Above Cap APR Range: 2.50% to 0.70%
Base Rate: 0.05% non-qualifying accounts
Kasasa Saver
Cap: $50,000
Below Cap Interest Rate: 1.49% Below Cap APY: 1.50%
Above Cap Interest Rate: 0.25% non-qualifying accounts
Above Cap APR Range: 1.50% to 0.67%
Base Rate: 0.05% non-qualifying accounts
Well, you knew it was coming. Just received e-mail….Kasasa Cash goes to 2.472% (2.50% APY) for $25,000 and the Kasasa Saver goes to 1.49% (1.50% APY) for $50,000. Effective Aug 20th.
Can any new members out there verify whether it is hard pull or soft pull?
The customer service respond is slow as hell. I still haven’t received my debit card even though I opened the checking early this month. I have no idea what they doing.
Any updates?
I finally received the mail, it took a really long time.
How long did it take?
From the time I applied to finally got it done, like 4 weeks or so.
I applied for bank of Denver and Liberty last night. My Liberty account was opened this morning. No HP, emails, or Skype needed
You must have a low amount of Chex inquiries.
I haven’t looked but I haven’t opened any new accounts in over a year. BofD account was opened shortly after. They only requested me to reply to verify identify/reply with copy of license.
You were probably like a unicorn to them so that’s why they approved you so quickly.
What kind of APY is Liberty getting? Nationwide acceptance?
Oh nice, so this is nationwide or regional? Want to refer me?
Jory did you open this account? Is it nationwide? Anyone want to send me more information and referral I’d appreciate it. gkscraig@gmail.com
Liberty Financial is a division of Evansville Teachers Federal Credit Union which has nothing to do with Liberty Savings Bank.
Hey
Zach can I get a referral to Jstrauss24@gmail.com? Thanks
@zach Can I get a referral sent to timothytvu@gmail.com
TY
Hey, anyone want to send me a referral for liberty? will send email in msg. thank you!
liberty referral email for cicis pizza 13@g mail do tcom plz?
TY
This is Liberty Savings Bank, or Liberty Financial? I don’t see anything about either in the high interest savings page. Is it HP? SP? chex sensitive?
Zach can I get a referral for Liberty Savings? Thanks.
razzle85-dazzle@yahoo.com
@zach I just sent you email to request the referral of liberty financial. Do you think we can have both Liberty and Evansville vertical checking?
Hi Zach, is the referral bonus for Bank of Denver as well?