The Bank Of Denver – 4% APY On Balances Up To $15,000

Update 10/2/22: Per email, it’s changing on October 20th to 4% on up to $15,000 when qualifications are met (ht Michael)

Update 12/29/21: Kasasa Checking is now 2.0% up to $10,000.00 and Kasasa Saver is 1.0% up to $25,000.00.

Update 2/24/21: Down to 2% now.

Offer at a glance

The Offer

Direct link to offer

  • The Bank of Denver is offering 3% APY on balances up to $25,000 when the following requirements are met each qualification cycle:
    • At least 12 debit card purchases
    • At least 1 ACH credit or debit transaction
    • Be enrolled in and agree to receive e-statements

Avoiding Fees

This account has no monthly fees to worry about

Our Verdict

Need to know if it’s a hard or soft pull. This can be opened nationwide but personally I can’t see this rate lasting too long if that’s the case. We will add this to the best high yield savings accounts.

 

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190 Comments
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Mike
Mike (@guest_1812359)
March 12, 2024 04:28

It has changed to MidWestOne Bank.

Sue
Sue (@guest_1635071)
June 15, 2023 17:18

Not nationwide. I was rejected because I was OOS. They said that was the only reason to reject me.

Billpayer21
Billpayer21 (@guest_1638938)
June 21, 2023 08:24

Thanks Sue!! I was about to apply.

Bossman
Bossman (@guest_1602060)
April 19, 2023 18:54

Checking account now offers 5% for up to $25k. I may jump on this now.

beat2def
beat2def (@guest_1586204)
March 27, 2023 21:35

Credit card funding?

Jeff
Jeff (@guest_1543645)
January 27, 2023 18:57

Got an email, BoD is now 5% APY up to $15,000

Scott
Scott (@guest_1456971)
October 2, 2022 17:01

12 debit card purchases must each be at least $5.

Blueskies
Blueskies (@guest_1306035)
December 29, 2021 11:54

 Chuck  William Charles Update: Kasasa Checking is now 2.0% up to $10,000.00 and Kasasa Saver is 1.0% up to $25,000.00.

Chuck
Editor
Chuck(@chucksithe)
December 29, 2021 14:13

Updated, thanks

Grateful
Grateful (@guest_1254523)
September 16, 2021 16:55

Did anyone keep a copy of the Cycle Date Information that shows the Kasasa cycle would end this month on 09/21/2021? I’m sure it was that way originally and I marked it on my calendar, but it now shows and did end as 09/14/2021.

Mike
Mike (@guest_1180438)
April 21, 2021 17:07

I just contacted The Bank of Denver, the checking APY is 2%, the saving is 1%. Any idea what better APY account I should switch to?

CK9
CK9 (@guest_1149818)
February 24, 2021 13:31

@William Charles @Chuck Rate dropped to 2%. Please update. Thanks.

Chuck
Editor
Chuck(@chucksithe)
February 24, 2021 14:52

Updated, thanks

alex
alex (@guest_1238781)
August 13, 2021 03:07

And the debit purchases need to be >$5 🙁