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JB
JB

This is no longer available at my local bank. I presume the same is true company-wide.

mcafeeee
mcafeeee

Opened the express checking account in branch today. No credit card funding. The $50 initial bonus is immediate if you deposit at least $100 at opening. The CSR said I could convert the account in the future to the 4% interest checking option once I get the bonus for the express checking account. Easy, thanks DoC!

mcafeeee
mcafeeee

Just to follow up on this, I had a legit $500 DD hit the account today and the additional $200 was credited to my account same day. It looks like it is a manual process with a CSR seeing a DD hit a report and manually depositing $200 at the branch. Small town banking!

Charles DoC Fan
Charles DoC Fan

FYI: I looked at the map on their website and it looks like all the locations are in the greater Nashville area, So Northern TN.

Jan B
Jan B

As is seen, I posted before on this. Initially, this bank was very caring in the opening of the account for my disabled sister. For an account opening representative, I think we can all agree, that’s probably appropriate.

However. And, I say it again, however, when my daughter arrived at the bank weeks later to try to assist my sister while I was out of town, she happened to be a bit early and my sister had not arrived by the local transit bus (quite yet. We thought she would be there eventually). One of the TELLERS actually came out and questioned my daughter rudely about her presence there. She didn’t have a beat up car, she was just waiting. It was so unnecessary.

My point: the staff members, can be QUITE judgmental. My disabled sister is teller centric, so this behavior witnessed was more than I was willing to tolerate. If one expects actual appropriate service after the initial opening, I would not recommend.

Sorry, I didn’t update before about soft pull. After ALTRA (same TN city) advised soft but did an HP, I couldn’t be sure it was the same with F+M.

Sandy
Sandy

Hi Will,
Opened the E-Smart Checking yesterday at F&M Bank. It was a soft pull.
The $250 bonus has been extended for a “limited time”. The CSR didn’t know when it would expire.

Jan B
Jan B

PS. Two down, one to go.

And, I am looking into having to having the DD receive an allotment as a direct deposit so we can go for another bonus.

Jan B
Jan B

Next update.

The $100 was put in the same date the gov’t DD hit (6/3). They keep their word!!!! I am so happy. 🙂

Jan B
Jan B

Follow up report

Yes, I did this. But, not for me alone but with a joint holder (a disabled sister).

They could not have been nicer. Even handled the gov’t DD request over the phone with the agency. That was superior service!!! Set it up to have the free checks mailed to the branch to lessen the chance of ID theft with an unsecured mailbox.

The $50 was put in immediately when I handed over my $200 opening deposit.

I fully expect the second bonus payment to go into the account as soon as the first direct deposit hits. WIll try to remember to post again in June with a report.

SO far, SO good.

Jan B
Jan B

Finally one that I can do quite easily. Because there is a military town connection at one of the branches shown, I can ask directly if an allotment will meet the DD requirement. This will be be very helpful for my travel.