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Jason
Jason (@guest_550488)
January 13, 2018 12:55

DOC, here is an update for you: Allowed to fund with credit card, up to $500. Approved on 12/31/17.

Jason
Jason (@guest_561674)
February 18, 2018 12:43

DOC:
1. Softpull confirmed

2. $200 bonus posted the same day the $250+ direct deposit (DD) posted, BUT the bonus was a MANUAL entry by the actual bank teller I met in person, so they manually check for a REAL DD.
(I DID open the account online, but branch is local, so did stop by one time)

When I did a “push” ACH from TopCash back to test if they do automated bonus postings, the centralized call center referred me to the local branch that politely informed me that “customer-initiated” ACHs will NOT count as a DD, must be payroll type.

Moral of story: most small banks / CUs post MANUAL bonuses, after “eyes-on” and only real DD will work.

3. Chexsystems: unknown

Thanks, Doc!

GRR
GRR (@guest_338200)
January 12, 2017 23:30

If you decline overdraft protection, it is a soft pull through ChexSystems.

If you accept overdraft protection, I don’t know if hard/soft pull.