Update: This is still being offered even though it was due to expire on the 16th.
Update: Reposting as today is the last day for these deals.
As rumored, U.S. Bank is offering increased sign up bonuses on the following two cards:
Both cards are offering a bonus of $150 after $500 in spend within the first 90 days of account opening. These offers should be available until February 15th, 2018.
Contents
Cash+
- Sign up bonus of $150 after $500 in spend within the first 90 days
- Card earns 5% cash back on the first $2,000 in spend each quarter on two categories you choose. Categories can be found here.
- 0% APR on balance transfers for the first 12 billing cycles, 3%/$5 balance transfer fee (whichever is greater)
Cash 365
- Sign up bonus of $150 after $500 in spend within the first 90 days
- Card earns 1.5% cash back on all purchases
- 0% APR on balance transfers for the first 12 billing cycles, 3%/$5 balance transfer fee (whichever is greater)
Our Verdict
I don’t think it makes sense to sign up for the Cash 365 card, as there are plenty of cards that earn at a higher rate than 1.5% cash back on all purchases. The cash+ card is more interesting due to the 5% categories that you can choose. Usually this card has either no sign up bonus or a bonus of $100 or $125 so $150 is a good offer. That being said U.S. Bank can be difficult to get approved for and it might make more sense to sign up for the Altitude Reserve card or wait to see if they offer an Olympics bonus on the FlexPerks card. If you can max out the 5% categories then this is still a great card. As always make sure you read through these things everybody should know about U.S. Bank credit cards before applying.
