The Offer
Unifimoney is the digital money management platform – banking, investing, insurance, credit and more. They also offer a crypto account.
- Unifimoney is offering a bonus of up to $5,000 when you open a new account and deposit funds or transfer over investments.
- Deposit $1,000 and get $25 Bitcoin
- Deposit $10,000 and get $100 Bitcoin
- Deposit $20,000 and get $250 Bitcoin
- Deposit $50,000 and get $500 Bitcoin
- Deposit $100,000 and get $1,000 Bitcoin
- Deposit $250,000 and get $2,500 Bitcoin
- Deposit $500,000 and get $5,000 Bitcoin
iOS only and no option for signing up in a web browser.
The Fine Print
- Deposit the minimum amount based on the tiers in the chart above between $1,000 and $500,000+ within 14 days of account opening
- To qualify, hold that same minimum amount in combined deposits/assets in the account for 30 days for Tiers 1-2 and 90 days for Tiers 3-7
- Your Bitcoin reward (shown in the tiers above) will be paid into your Unifimoney Crypto account within 14 days of qualifying
- Bitcoin Rewards are inclusive of transaction fees and calculated at the rate of Bitcoin at the time of purchase (see details in terms and conditions below)
- The actual amount of Bitcoin you will receive for satisfying the Eligibility Conditions shall be calculated based upon the prevailing rate of Bitcoin at the time the Bitcoin is acquired by Unifimoney (even if the prevailing rate is different from that at the time the Reward was earned (through satisfying the Eligibility Criteria) or different from that at the time the Bitcoin is transferred into you crypto account.
- The value of a Bitcoin Reward may be taxable income to you. You are responsible for any federal or state taxes resulting from receipt of such reward and should consult your tax advisor if you have questions about the tax treatment of such reward.
Our Verdict
This is quite a nice bonus – I compared these numbers to other top brokerage bonuses and those typically end up giving like 1/3 of 1% on the new funds (e.g. deposit $1M and get $3,500) while this one is offering a full 1% for transferring over investments. This bonus does have a 90 day wait period. And it gets the bonus as Bitcoin instead of cash which makes it a bit more complicated (will the bonus be recorded on an ordinary tax form?). It’s also only
NO REFERRALS IN THE COMMENTS BELOW. There is a $25 Bitcoin referrer bonus which the referrer gets, but the new member doesn’t get anything more than signing up directly. Good to know about, regardless.
My hesitation right now is that I don’t know much about Unifimoney; they are showing as being FDIC insured on the bank side and SPIC on the brokerage side. Maybe I’ll add this to the list of Best Brokerage Bonuses if I get more comfort level with the company. Feel free to share your thoughts in the comments below.
Hat tip to reader Savingwizard
