Offer at a glance
- Maximum bonus amount:Â $100
- Availability: Following UT counties:
- Salt Lake County
- Box Elder County
- Weber County
- Morgan County
- Davis County
- Summit County
- Tooele County
- Utah County
- Wasatch County
- Juab County
- Direct deposit required:Â No
- Additional requirements:Â See below
- Hard/soft pull:Â Unknown
- ChexSystems: Unknown
- Credit card funding:Â Unknown
- Monthly fees:Â None
- Early account termination fee:Â None
- Household limit:
- Expiration date:Â December 31, 2025
Contents
The Offer
- Granite Credit Union is offering a $100 bonus when you open a new checking account and complete the following requirements:
- Deposit at least $100 at account opening
The Fine Print
- Limited time offer. Membership eligibility required.
- Offer valid only for those who do not have a checking account with Granite Credit Union.
- Offer not available for Business accounts.
- Qualifying accounts opened online will receive up to $100 match on the 15th day (or next business day) of the month following account opening.
- Qualifying accounts opened in-person or over the phone will receive a one-time deposit of up to $100 match deposited into the new account at the time of opening.
- Cash award is treated as interest and will be reported to you on IRS Form 1099-MISC.
- Checking account must remain open for 180 days after match deposited or funds will be withdrawn as early close fee.
- Other terms and conditions may apply.
- Offer may be changed or discontinued without notice.
- See Grante Credit Union employee for details.
- Offer expires 12-31-2025.
- Federally insured by NCUA.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
Simple Spend has no monthly fees to worry about.
Early Account Termination Fee
I wasn’t able to find any mention of any EATF in the fee schedule.
Our Verdict
Bonus requirements are very easy, we just need to know if it’s a hard/soft pull.
Hat tip to Bockrr
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times
