Venmo allows you to add credit cards (and prepaid Visa/Mastercard/American Express) to make transfers to friends & family. Previously they allowed 8 separate credit/debit cards over a rolling 6-month period. @J_Turnbow points out that the limit has now been decreased to 4 cards per rolling 6-months, including deleted cards. Credit and debit cards all count toward the limit.
I know some people like flipping out their Venmo card based on which card they are trying to rack up spend on. This changes makes it a more limited option. Venmo charges a 3% fee on credit card transactions and no fee on debit card or ACH transactions.
You can still use Paypal to send money to friends for a 2.9% fee. Another way to rack up spend is by paying bills with Plastiq for a 2.5% fee.
