Offer at a glance
- Maximum bonus amount:Â $150
- Availability:Â Must live, work, worship or attend school in Washington state
- Direct deposit required:Â Optional
- Additional requirements:Â See below
- Hard/soft pull: Soft pull
- ChexSystems: Unknown
- Credit card funding: Up to $500
- Monthly fees:Â None
- Early account termination fee:Â Unknown
- Household limit:Â None
- Expiration date:Â None listed
Contents
The Offer
- Kitsap Credit Union is offering a $150 checking bonus when you meet the gold qualifations within the first 60 days of account opening:
- Have 12 or more in-person or online point of sale (POS) transactions or debit card purchases post and clear by close of business on the last day of the month (bill payments using debit card are excluded);
- Sign up to receive account statements electronically (e-statements) by the last day of the month; and
- receive a direct deposit, conduct an outgoing ACH transaction, or perform an online bill payment transaction to post and clear by close of business on the last day of the month. Available to personal accounts only and limited to one per Tax ID number.
The Fine Print
- To qualify for the KCU at Home cash bonus, (1) new Gold Checking account must be opened online at www.KitsapCU.org/KCUatHome, (2) member must be in good standing, and (3) account must meet Gold Checking qualifications within the first 60 days of account opening.
- Bonus will be deposited into primary savings account on or before the 10th business day following the end of the 3rd month Gold Checking qualifications are met.
- Offer valid for 30 days from date listed below and subject to change.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
This account has no monthly fees to worry about.
Early Account Termination Fee
I wasn’t able to find a fee schedule so unsure if there is an EATF or not.
Our Verdict
Always nice to see a bank bonus with no direct deposit requirement. If you sign up please let us know if it’s a hard or soft pull to open.
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times
