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Essence3556
Essence3556 (@guest_1803201)
February 26, 2024 12:18

DP:
Applied online, unable to verify identity. Support said to go in-branch
2/23: Online application approved in-branch, required a manager override. In-branch approval used all the info in the online application, including funding 5k on Chase IHG Business as a purchase.

Cristian
Cristian (@guest_1802774)
February 25, 2024 02:20

DP: 2/18 Funded $5k with Chase Marriott Boundless and coded as a purchase.

Rylee
Rylee (@guest_1773108)
January 8, 2024 02:31

Opened WECU checking account on 10/31 (the one with the monthly fees and higher bonus). 11/1 $101 Sofi push (coded as “ACH Deposit- Transfer), 11/6 $501.27 Wise Transfer (coded as “ACH Deposit Wise Inc- Payroll from (my name) via WISE”), 11/10 $201.28 Ally Push (coded as “ACH Deposit (my name) M2M P2P”), another 201.28 Ally Push on 12/8. Never received any monthly fees. 12/31 $250 WECU Welcome Bonus received. I am not sure which triggered the bonus or if they all counted.

Albert
Albert (@guest_1770407)
January 4, 2024 02:43

Offer has been extended to “March 31, 2024”

WECU
WECU (@guest_1769991)
January 3, 2024 15:44

Account opened on 10/30/23
Bonus received on 12/30/23
Messaged and chatted to switch account to spend free but were asked to call. I was thinking maybe I should just close it since they require calls for everything. Anyone close it right after receiving bonus?

Danny
Danny (@guest_1767443)
December 30, 2023 04:03

DP: Funded $5k with CitiBusiness AAdvantage card, posted as a purchase. There’s no explicit credit card option but I selected the debit card option and had set the cash advance limit to $100 on the card.

dyvog
dyvog (@guest_1747782)
November 29, 2023 15:14

just chatted with WECU, said that if you have any existing account or membership it is a soft pull, otherwise its a hard pull.

Prat
Prat (@guest_1738836)
November 17, 2023 13:04

Any recent data point for CC funding?

dora
dora (@guest_1738997)
November 17, 2023 17:07

following. I want to know too.

Ivy
Ivy (@guest_1736240)
November 13, 2023 18:15

$100 direct deposit to waive the $5 monthly fee. Any dp of waiving the fee with ach push?

Danny
Danny (@guest_1735937)
November 13, 2023 11:31

It looks like this card no longer allows credit card funding – during the application process, it only gives me 3 options: bank login, use a bank account manually, and use a debit card. Has anyone successfully funded with a credit card, am I missing something?

Danny
Danny (@guest_1735947)
November 13, 2023 11:37

Tried choosing the debit card option and actually entering my Venture X credit card number, it looks like it’s letting me submit but I have not out of fear it might be coded as a cash advance. Has anyone tried this?

Prat
Prat (@guest_1738834)
November 17, 2023 13:03

Were you able to try this?
Can lower your VX Cash Advance limit to avoid it going through if Cash Advance.

Danny
Danny (@guest_1742506)
November 22, 2023 12:10

Nope. Called Capital One customer service, they said there’s no way to disable cash advance or set the limit on the Venture X, and I’m too risk averse to try it

Terp
Terp (@guest_1758969)
December 15, 2023 14:14

I had an accidental cash advance with Venture X while traveling. Called Capital One to see if I could reduce or remove the cash advance limit and was told the same thing as you. However, they also said that it can only be a cash advance if the transaction is done in person because the merchant can select to run as debit. Whereas an online transaction will always run it as credit. Not sure if that’s how it works, but that’s what they said…

Danny
Danny (@guest_1760813)
December 18, 2023 19:13

Thanks good to know!