Will you really get 7.5% Cash Back on Amex Gift Cards with Dosh?

Dosh is a new cash back app which offers a card-link rewards program for dining, an online shopping portal, and cash back on travel booking. They also offer $5 for referring friends and up to $7 bonus for new members.

Read: Our full review on Dosh here.

The app launched today and people started noticing that while most of their online shopping portal rates are pretty regular, they have one killer rate:

Screen Shot 2017-04-26 at 10.24.44 PM

Huh? Whoa! What? 7.5% back on Amex gift cards?!

Now, Amex doesn’t pay out to most portals on gift cards over $200, and that’s why all other shopping portals limit high-denomination gift cards. Dosh doesn’t mention any limitation on denomination.

But even if we’ll limit ourselves to $200 denomination cards, there’s currently an Amex Offer to get $10 off $200 on Amex gift cards. And there’s a promo code: FREESHP17A which waives the shipping fee, explicitly mentioned on Dosh. All you are left with is a $3.95 activation fee, and you’ll pay $193.95 after the Amex Offer credit. That’s a decent offer on it’s own, but throw in  $15 from Dosh (7.5%) and that becomes an excellent deal.

I don’t quite understand why they decided to give a killer rate on Amex gift cards while all their other portal rates are pretty typical. Who knows, maybe it’s some sort of exclusive they have with Amex? More likely, Dosh will soon be learning that they are newbs.

I personally haven’t done this deal yet since I don’t relish having to fight tooth and nail for the money, who knows if it’ll even come. This deal certainly won’t last, we’ll have to see how it plays out; hopefully, they’ll pay out for any orders make before it changes.

Readers in the comments say that it’s only posting at 1.13% cash back…

Hat tip to @millionmilematt, and Maximizingmoney

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24 Comments
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lz80521
lz80521 (@guest_410253)
May 24, 2017 21:01

$15 dosh (7.5%) posted for all of my $200 AGC purchases on the 1st day.

Dustin
Dustin (@guest_410267)
May 24, 2017 21:49

Same here, $15 x 2

Jeremy
Jeremy (@guest_399279)
May 2, 2017 08:00

Me ne didn’t seem to track.

Robb
Robb (@guest_396906)
April 27, 2017 08:44

I don’t even see Amex on the app anymore :/

john
john (@guest_396797)
April 27, 2017 01:01

Does it work on personalized gift cards or only biz gift cards?

Matt K
Matt K (@guest_396794)
April 27, 2017 00:50

Can’t remember from back in AGC-> red bird days… I thought at the end Citi was working OK as a purchase? Anyone know recently? Was going to give this a whirl for $3k since need to meet some min spend anyways that I was going to run through Plastiq to keep it easy on my wife.

Turtle
Turtle (@guest_396762)
April 26, 2017 23:44

Would this (1.13%) work on a 3k agc?

gunhoe2u
gunhoe2u (@guest_396779)
April 27, 2017 00:06

It should. Pretty sure we won’t see the 7.5% but I went in for a $200 one since I still had the 10 back offer.

gunhoe2u
gunhoe2u (@guest_396781)
April 27, 2017 00:09

I say that after I had read the T&Cs, there is no mention of a limit in there, BUT other portals won’t pay out if it’s more than $200 usually. You might have to fight but you might have more luck.

Jon
Jon (@guest_396737)
April 26, 2017 23:25

When I follow the link to the Amex site, a loading page shows up that says

“On your way to 1.13% cashback” Then I can order the GC.

This lines up with what someone said above about receiving 2.25 back on $200 GC

Jon
Jon (@guest_396748)
April 26, 2017 23:32
monster
monster (@guest_396725)
April 26, 2017 23:07

i would think so. they’d be pretty hard pressed to argue about you buying their products with their card as MS.

ATUL
ATUL (@guest_396722)
April 26, 2017 23:02

if i buy Amex gift card using amex spg credit card, would this spend count towards minimum spend.
I am skeptical about MS with Amec cc since Platinum claw-back-gate

Van
Van (@guest_396726)
April 26, 2017 23:07

No issues, people got the scare from the leaked 100k link. You should be fine, just keep in mind you don’t run your credit high and revolve it.

SPG spend
SPG spend (@guest_396816)
April 27, 2017 02:39

So it’ll count towards SPG Biz min spend?

Van
Van (@guest_396835)
April 27, 2017 03:41

Yes you should be good, I’ve MS on 4 AMEX cards heavy no issues knock on wood* mixed Organic 15/85 MS

Spend
Spend (@guest_396908)
April 27, 2017 08:46

Just from personal experience. My statement just posted, with a $3,000 amex gift card taking the spend up to $7,000 and I have not received the min spend bonus.

Dustin
Dustin (@guest_396714)
April 26, 2017 22:52

Same here, did 2 transactions today and within a few hours the $2.25 posted

Turtle
Turtle (@guest_397023)
April 27, 2017 12:28

Do $200 AGC purchases post right away or do they also have to get approved?