[YMMV] American Express Blue Business Cash $500 Signup Bonus With $5,000 Spend

The Offer

No direct link; call 855-531-3491, chose option 2, and ask for this offer (they can email you the offer)

  • Some people are being offered a sign up bonus of $500 after $5,000 in spend on  the American Express Blue Business Cash card.

This offer probably has the lifetime language which will make it only useful for those who never got the card before. Update: apparently, this offer might be a no-lifetime-language offer which works for anyone. Let us know if you try.

Card Details

  • Card earns 2% cash back on all purchases for the first $50,000 in spend every year, then 1% cash back on all purchases
  • No annual fee
  • 0% introductory APR on purchases and balance transfers for 12 months

Our Verdict

We just posted about a YMMV $750 offer, yet this $500 offer is worth highlighting due to the lower spend requirement of $5,000. We’ve never seen a $500 offer on this card with such a low spend requirement. Some people might prefer taking $250 less and not having to spend the $15,000 from the other offer. Also useful for someone who can’t get the offer offer to pull up.

While on the the phone with 855-531-3491, you can ask them for the Business Platinum 250,000 offer and the Business Gold 190,000 offer.

Check out these Things To Know About American Express Credit Cards before applying. We’ll add this to the YMMV section of the best credit card bonus page.

Hat tip to reader Elliot

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56 Comments
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Alozy
Alozy (@guest_1805795)
February 29, 2024 20:29

Got $500 for $8000 spend in 3 months when I opened the link on incognito window.

David B
David B (@guest_1807370)
March 4, 2024 01:39

What link?

Alozy
Alozy (@guest_1811848)
March 11, 2024 12:00

Link to the offer

Open it up using incognito. Then, you can use the comparison tool to see offers from various cards. The offer changes occasionally. Just open up another window and try again until you find some satisfied offer.

David B
David B (@guest_1811914)
March 11, 2024 13:36

Yeah I found it eventually but sadly got a popup.

Alozy
Alozy (@guest_1818933)
March 23, 2024 17:45

$500 credited to account 5 days after spending $8000.
2% cash back is also great for a business credit card that doesn’t have any annual fees!

JoeKnows
JoeKnows (@guest_1801101)
February 21, 2024 16:01

Had a mail offer of $250 + $250 cash back for $5k +$10k spend. 0% apr for first 12 months. Didn’t see lifetime language.

Dave C (the good one)
Dave C (the good one) (@guest_1781225)
January 19, 2024 11:19

Just called in and got this emailed. Thanks Doc

Dave C (the good one)
Dave C (the good one) (@guest_1782406)
January 21, 2024 10:16

After submitting got the popup, even though I’ve never had the Blue Business Cash before. Lame.

Nomad
Nomad (@guest_1686452)
September 5, 2023 17:02

Lifetime pop-up warning when I went to complete this with the rep-created referral. This is a new company but my same SSN.

XXX, because you have or have had the American Express Blue Business Cash™ Card, you are not eligible to receive the welcome offer. We have not yet performed a credit check. Would you still like to proceed?

DjokerFan
DjokerFan (@guest_1668729)
August 8, 2023 15:35

Just got approved today with the $500/$5,000 SUB. Thanks so much Doc for detailing this great under the radar offer!! Obscure stuff like this is part of why you guys are the absolute best.

Just to add some more helpful details to DC’s great write-up below… When your filling out the application you need to state at least $1,000 of estimated revenue for your biz. So that’s what I went with after initially listing an even smaller number for my very small biz, and getting a system error.

Also, I didn’t get instantly approved unlike others. After declining to add additional employees onto the account and hitting ‘next’, the system then processed my application for like a full minute (had me seriously holding my breath after a bogus rejection for the BOA Premier Rewards card last week at 0/6, 4/12, 6/24 WITH a BOA checking account…) but then finally i was taken to page that my application was pending and that I had to call the number on the screen to confirm some details.

I called the # and was expecting a recon-like grilling about my business from an underwriter, but instead it was just an automated hotline that asked me to confirm my zip code and the last four of my SSN. And then I got a Congratulations message and it said my card should arrive within 14 days. 🙌

dc
dc (@guest_1655846)
July 17, 2023 21:56

Called the number today and pressed option 2. Got a hold of a guy and asked him if there was any offers/promos for Blue Business Cash card, and he checked and confirmed the $500 offer. Told me he could either send it via email or we could submit an application via the phone. I opted for the email, he collected some info and then sent it while on the call. Subject of the email is “Don’t forget your American Express® Business Card application”. It has a “Continue to application” button. Click on it, and it takes you to the page to finish your saved application. Fill out some more details, submit and it’ll show you the application is under review and also asks you if you want to add an employee to the card, i skipped this offer and then got an approved page.

Daniel Wu
Daniel Wu (@guest_1655373)
July 17, 2023 10:44

Called and got the application link. Applying for an LLC with no AMEX credit card. Got the pop-up upon submission. The pop-up addresses my personal name instead of the LLC name. Bumper

Mimi
Mimi (@guest_1651443)
July 11, 2023 13:19

Did this today and the rep emailed the offer. I had to verify my address but after that it was approved instantly. I have never had BBC but I have had BBP and the welcome offer was successfully attached, YMMV.

Sleepy
Sleepy (@guest_1649291)
July 7, 2023 20:40

Called the number with option 2 last week to inquire about the welcome bonus and was told it was available. But the rep was either resistant to emailing me the application or didn’t know how so I ended the call. Called again today and spoke to a rep who offered to email it to me, which was much better. 🙂 Applied online and was approved! Thanks DoC!

Sleepy
Sleepy (@guest_1649302)
July 7, 2023 21:12

Note that the current terms with my application state that the 12-month 0% APR offer is for purchases only. Not balance transfers.

Lo
Lo (@guest_1642333)
June 26, 2023 19:12

Was able to call today and request the offer be emailed to me. They asked for name of the business, business phone number, revenue, and zip code. Received the email, applied right then and was approved. I’ve had the pop up for personal AmEx cards since last year but not business cards fwiw.