[YMMV] American Express Platinum 125,000 Points + 10x Shop Small/Restaurant For 6 Months

Update: Better offer found – American Express Platinum 125,000 Points + 15x Shop Small/Restaurant For 6 Months (Resy Offer)

The Offer

Direct Link to offer (open incognito)

  • American Express is offering a new sign up bonus on the Platinum personal card, as follows:
    • Get 100,000 points signup bonus when spending $5,000 within 6 months.
    • 10x points per $1 spent when you Shop Small in the U.S. and restaurants worldwide on up to $25,000 in spend within your first six months month

You can find which establishments are considered Shop Small using this map locator from AmEx. 

Card Benefits

  • Annual fee of $695 is not waived the first year
    • Authorized Platinum cards are $175 for three user (then $175 per Platinum)
    • Authorized Gold cards are free
    • Full details here
  • Card earns at the following rates:
    • 5x points per $1 spent on purchases made with airlines or with American Express Travel
    • 5x points per $1 spent on hotel & airline bookings made directly from the American Express travel website
    • 1x points on all other purchases
  • $200 airline incidental credit per calendar year
  • $200 Uber credit ($15 per month and additional $20 in December)
  • Lounge access:
    • Centurion lounge access
    • International American Express lounge access
    • Delta SkyClub lounge access
    • Priority pass select membership
    • Airspace lounge access
  • $240 digital entertainment credit. This is a credit of $20 per month and can be used on Peacock, Audible, SiriusXM and The New York Times.
  • $200 hotel credit. This can be used on select prepaid bookings (Fine Hotels + Resorts® and The Hotel Collection) when using American Express Travel
  • $179 Clear credit
  • $300 Equinox credit. This is a $25 credit each month
  • Global Dining Access by Resy
  • The Global Lounge Collection

Our Verdict

We’ve just seen American Express increased the annual fee to $695 from $550 and add some new benefits to the card. This offer is the same as the previous offer apart from those changes and the 10x is on Shop Small/restaurants instead of Gas & Grocery. Gas & Grocery are much better categories in my opinion but everybody is different. Hopefully people caught Chuck’s post yesterday warning of these changes.

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14 Comments
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ZC
ZC (@guest_1227040)
July 22, 2021 09:12

Does food delivery service count for the restaurant spending bonus?

Jon
Jon (@guest_1250001)
September 8, 2021 13:45
  ZC

Same question here. FWIW Amex rep said no. Haven’t tried it yet.

ZC
ZC (@guest_1216873)
July 3, 2021 10:57

How long would his offer last? There is a Amex Business Platinum for 150k as well.

David
David (@guest_1216490)
July 2, 2021 17:16

Guy on a forum I go to is reporting he got a special offer for 150k MR… still with only $6k spend… crazy… Wish I had that luxury. Provided a screenshot proof as well.

Zac
Zac (@guest_1215253)
July 1, 2021 11:17

I think the 10x Grocery is still better for many people as groceries sell gift cards for other places and the grocery bill is many people’s highest normal spend they use a credit card for.

DW
DW (@guest_1215009)
July 1, 2021 08:33

I found a better offer thru Resy: 125k MR points after spending $6k in 6 months, 15x back at restaurants and Shop Small up to $25k in spend. One odd thing is that the application page says up to $25k in spend but the actual Offer Terms T&C say up to $6k, so idk which one Amex will honor. Resy hasn’t updated their site, but Amex did on their end. See for yourself: https://resy.com/amex-offers?date=2021-07-01&seats=2

Zalmy
Zalmy (@guest_1214969)
July 1, 2021 07:35

Gas and Grocery were 15K in spend, Shop Small and Restaurants are 25K. And I think you’re underestimating just how broad the Shop Small map is… it’s virtually any non-massive store you shop at.

Vanson
Vanson (@guest_1214952)
July 1, 2021 07:07

Title still has the gas/grocery category, but should be changed to restaurants/shop small.

Max
Max (@guest_1214905)
July 1, 2021 05:37

What actually codes as shop small? Any non-large retailer basically?

PntsNMiles
PntsNMiles (@guest_1214929)
July 1, 2021 06:16

https://www.americanexpress.com/en-us/maps

Search your area and there will be a “Shop Small” icon next to eligible stores in the results.

Zalmy
Zalmy (@guest_1214996)
July 1, 2021 08:06

Pretty much, you can check any store on the map to confirm first.

Lrdx
Lrdx (@guest_1216033)
July 2, 2021 00:42

The nearest-to-me Kohl’s, National Car Rental (at the airport..), and Lowe’s are on the shop small map.. (plus a gazillion actually small shops)

Sully
Sully (@guest_1245274)
August 27, 2021 13:51

Amazing.. Had no idea Lowe’s would code, thanks for mentioning that! Any idea if a purchase from the lowes website would work as well…?