Another Chase Card That Isn’t Affected By 5/24

We broke the news that the Chase 5/24 rule applies to most of the Chase co-branded credit cards (and business cards). In that post I said the following cards were affected (emphasis mine):

  • Chase Business Ink Plus/Cash:
  • All Chase Marriott Cards (I assume Ritz-Carlton is included in this as well):
  • All Chase Southwest Cards:
  • All Chase United Cards:

I had assumed the Ritz-Carlton card was included because of their relationship with Marriott. A few days ago I received a data point from a reader saying they applied for the Ritz-Carlton card after this rule went into place, were well over 5/24 and received an approval after it originally went to pending status.

I asked my source at Chase and they said that the Ritz-Carlton card wasn’t specifically mentioned as going under this new rule and they believed it wasn’t affected, but it might be because of the Marriott relationship. Since then I’ve received additional data points from readers (most via e-mail and this one via Twitter and another) saying they were approved well over 5/24. At this stage I think it’s relatively safe to assume that Ritz-Carlton is not affected by this change.

Feel free to share your data points in the comments below, I’ll try and do a full review of this card shortly.

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27 Comments
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Chris P
Chris P (@guest_270060)
June 23, 2016 13:33

Ritz Carlton card is definitely not affected. Applied 6/21, approved after one day of initial pending; I was at 26/24.

Frank
Frank (@guest_269052)
June 20, 2016 09:14

I applied for the SouthWest personal and business and denied both for 5/24.

Rocbydawood
Rocbydawood (@guest_268878)
June 19, 2016 13:49

Which card’s are not effected by the 5/24 rule

Pat
Pat (@guest_268802)
June 19, 2016 03:05

Anyone applied the Marriott business card for the 100k pts lately? I wonder if the business cards are also affected by the 5/24 rule.

Chris
Chris (@guest_268844)
June 19, 2016 10:09

I applied for the Marriott business card on 5/26 after being way over the 5/24 limit. Took a while but it looks like I’m approved since I see the new card in my chase account.

DR
DR (@guest_268790)
June 19, 2016 01:47

I tried to get the 70K United card and it went pending and then I was told I have too many cards open in a paper letter from Chase.

Frank
Frank (@guest_268728)
June 18, 2016 20:47

I doubt even Ink is under the 5/24 rule. Just a month ago, I applied for ink plus just for test and I was approved for more than 12 cards last 12 months. The application went to pending for 2 weeks and got approved. Probably waiting for the pending application is the way to go?

Frank
Frank (@guest_268750)
June 18, 2016 22:00

I applied on 5/23, was approved on 6/3

Junkyardunz
Junkyardunz (@guest_268825)
June 19, 2016 08:00

The rule first kicked in 5/24. You made by the skin or you teeth.

James Carson
James Carson (@guest_268726)
June 18, 2016 20:41

This may be due to no bonus points to churn. They offer two nights at a Ritz instead. 5/24 might suddenly go into effect if they offer 140k points again and a bunch of churners apply.

DPT
DPT (@guest_268685)
June 18, 2016 16:41

i applied for the ritz carlton card on may 30th instant 5k approval. i’m way way way over the 5/24 rule. I already had 3 chase cards before I applied. i have a total of 4 co-branded chase cards– united club ,hyatt fairmont and now ritz.

AB
AB (@guest_268668)
June 18, 2016 14:14

Probably because of the high AF…

Dave
Dave (@guest_268638)
June 18, 2016 12:10

I’m not following. Marriott cards are impacted but Ritz cards are not because of the Marriott relationship??