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Bertrand

*deleted (meant to post in new Investors bonus thread)

Novacat05
Novacat05

Can anyone find the language on their site anywhere that mentions the $250 for opening the YourStyle account? I don’t see it, and I recall you didn’t need any special link or promo code for them. I’m looking to churn this(my account was closed in Nov 2021), P2 just wrapped up the 10th $25 payment.

Also for those of you who are churning, when you do the application do you pick that you are an existing customer, or that you are a new customer? My old login credentials still work and I can get in, just doesn’t show any accounts. Wondering if that messes things up, or if you proceed as a new customer and just do entirely new login credentials.

Betelgeuse ㊙️

Are all the offers expired? I don’t see any bonus mentioned.

ieatdogfood
ieatdogfood

NooooooOOoOoooOoOoo!!!! I was hoping to get denied for the dozenth time. Third churn was a total fail.

Peek

William Charles Gadget - Bank Bonus Geek ieatdogfood Got thinking about this one again and it looks like I waited too long. Bonuses seem to be gone. RIP Investors bank.

Gadget - Bank Bonus Geek

Yeah, we knew it was coming… Sorry. Guess just prep for the next round with Citizens if in their footprint, or able to visit a branch. William Charles might want to mark as expired.

The good news is you don’t have to guess when to hop off because I am going into month two of a $25 10-month obligation and assume I am destined to merge with Citizens.

Joe
Joe

2nd Churn, opened June 2nd ($350 offer)…no monthly bonus posted for June…

I can’t recall if that’s expected the first month or if something has changed.

MCT
MCT

same

SDubbs

I’m on my 3rd churn. While 1st month worked for p2 and I on our 2nd churn, it did not credit for our first month (May) of our 3rd despite meeting the requirements. We ended up getting it for June, though. Joe MCT

mothman69

I re-opened the eAccess account ($250 bonus) for my 3rd attempt on 6/12 and received the $25 bonus for June. ¯ \_(ツ)_/¯

zeer0
zeer0

@Joe on my 3rd churn and no issue receiving June bonus, or May before it (which was 1st month)

Snowbird
Snowbird

Opened on 6/16 with the $250 offer (2nd time around) and got the bonus for June on 6/30.

Gadget - Bank Bonus Geek

Currently, this bonus is NOT impacting Citizen Bank checking bonuses. My next Citizens churn in 2023 would be the really scary one though.

6/2021 Investors Bank eAccess Checking opened (1st churn – Last one closed May 2021)
7/30/21 DoC headline: “Citizens Bank To Acquire Investors Bank”

2/22/22 Opened Citizens Bank One Deposit Checking ($400 bonus)
4/7/22 Citizens Bank sends “Welcome Investors Bank Customers” email to Investors Bank customers.
“We are excited to welcome you now that Investors Bank has become part of Citizens.”
More info: https://www.investorsbank.com/citizens-resource-center

5/4/22 Investors Bank eAccess Checking closed
5/17/22 Investors Bank eAccess Checking opened (2nd churn)
5/31/22 Investors Bank “EACESS CHECKING REWARD” $25 posts
6/23/22 Citizens Bank One Deposit Checking “Credit Memo Balbldr Bonus” $400 bonus posts

Peek ieatdogfood I will probably close my Investors Checking when they start sending emails stating the system merge is imminent. The last day of Feb 2023 would be my last $25 bonus anyway, assuming I don’t goon up a month.

Peek

Gadget - Bank Bonus Geek Thanks for the DP, this is useful. May be worth it for me to open investors for P1 & P2 just one more time. It would be my 3rd churn. I can’t open citizen’s until Sept if I remember correctly (I know it was past this current offer). It seems like a decent gamble. The worst case is a 6-8 month wait really.

Gadget - Bank Bonus Geek

I think you and Doggo count churns differently than me… 2020 I had my original Investors account, 1st churn in 2021, and 2nd churn in 2022.

Yeah, the scary churn would be the Citizens Bank opening next time. I am not sure how I am going to gauge the 6 months of downtime required.

ieatdogfood
ieatdogfood

Bah. I can’t get approved for my third churn. First churn, auto approved. Second churn, denied a couple times because I tried to churn too early but eventually got approved. Third churn, denied a half dozen times. I closed my account a month and a half ago. Not sure what’s up. I have tried both logging into existing account as well as a new user and then forced to log into existing account. I am currently doing the Citizens bank bonus which is due to payout at the end of this month but that shouldn’t matter according to DPs. Doggy racism.

Peek

ieatdogfood I’ve been wondering if getting this account risks not getting Citizen’s bonuses eventually. Will they eventually convert the investors accts to be citizens? Citizen’s to me is more valuable.

ieatdogfood
ieatdogfood

IIRC the merge won’t complete until 2023 so it won’t matter if you close the investors before it is changed.

Gadget - Bank Bonus Geek

Early 2022 is what I remember reading… This isn’t Suntrust/BB&T taking over two years.

ieatdogfood
ieatdogfood

Naw broski.

Email: mail@em.citizensbank.com
Subject: Welcome Investors Bank Customers

“Blah blah blah…

Planning is underway to update branches to Citizens and transition Investors Bank accounts and services to Citizens’ systems, which is expected to occur in early 2023.

Blah blah blah…”

Gadget - Bank Bonus Geek

Sorry, I meant 2023… less than Truist. But, if you sign up now, you are definitely in Citizens territory at the end.

But, you can always bail out at any time before the official changeover.

Bigger but, I am not sure what team I am on.

Hell, I am worried about it affecting my Citizens bonus due THIS MONTH…
because I am into month two of an Investors Bank churn. Peek

Losing a $400 4-month bonus over a $250 11-month bonus would be a very crappy move.

Peek

Gadget - Bank Bonus Geek ieatdogfood Thanks for the insight. It’s a tough call really. Citizen’s is clearly better but only has a 6 month new customer window. But like you say Gadget - Bank Bonus Geek could they be considered the same company even now ? I wouldn’t think so unless the terms mentioned each other (Citizen’s mentioned investors and vice versa). I will probably just hold off. Investor accounts could be convert in January for all we know. But we could also see no conversions until mid 23, sometimes these things drag on.

AllenW

Yeah you’re in a tough boat. Are you going to ride it out and see or close Investors.

I could actually fall in the EXACT same boat. Say I churn Citizens Prior to the migration 2/1. Investors 10th deposit would be 3/31.

In my case I would close investors prior to the migration loosing 25-75 depending on the cut over. Obviously saving the newly Churned Citizens Promo from disqualification.

Gadget - Bank Bonus Geek

I will probably stay until the end. I am assuming as long as we don’t get merged into their online banking, we are still separate for bonus purposes. When I start getting notices to ensure contact info is up to date, or definite dates for conversion, it will be time to bail out.

AllenW

DP Churn

6/13 – Formally closed after SM request. (Prior account final $25 was 5/30)
6/15 – Signed up for third and final time.
6/16 – Completed Trial Deposit and $50 Opening deposit.

Sending over 2K to ensure I get the June $25. Will pull all but 1K at beginning of July. I used existing login when I signed up. Also used Chrome browser. Site was kinda slow but didn’t have any issues..

AllenW

6-30 – $25 Bonus posted. Will draw the account down to 1K and do the deposit for July.

3-31-23 would be the final date as long as requirements are met and no hiccups with a citizens migration.

Christopher Robin
Christopher Robin

I tried three different browsers (Chrome, Edge, Opera) in normal browsing mode as well as Incognito. Each time, after inputting my zip, the page that loaded provided a distinct reference code but the center of the page said “Launching…”

I waited up to 5 minutes and nothing happened. Anyone attempt to open an eAccess Checking account recently?
Anyone else experience this? Thank you.

Snowy
Snowy

I just tried tonight and ran into the same issue.

Snowy
Snowy

I tried again tonight and was able to get the application to load. However, Chrome crashed and now it says “Launching…”

zeer0
zeer0

1st month of 3rd round, got May bonus. Opened the account the first week of May.

SDubbs

This was our 3rd time churning this account. Didn’t get the $25 for May even though we both met the requirements.

Snowbird
Snowbird

When did you open the account? If you opened in May, did you have an average balance of $1K+ for the full month (not just from when you opened)?

SDubbs

Ah, that’s exactly it. Thanks Snowbird

ShawntheShawn

I am not sure about this. I received $25 in my first partial month, for which the average daily balance was definitely below $1K if the full 30 days were considered. SDubbs Snowbird

SDubbs

So both p2 and I got the June bonus and we had over 1k average balance; re-checked and we didn’t for May. Strange. Shawn

MCT
MCT

I’ve previously done this bonus twice. I applied for the 3rd time and was approved again today with all of my credit reports unfrozen. It’s just a data point and I don’t know if it matters for getting approved. I also don’t know if they pull Chex, but I’m guessing that they didn’t pull Chex for a few reasons that I won’t bore you with. As always, make sure to opt-out of overdraft services if you apply to avoid a credit pull.