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Robert
Robert

William Charles I think it’s in-branch only these days. When you go to “open now” it prompts for a zip to find a local branch.

DP719
DP719

Robert But after that page, if I click ‘show accounts’ , an application form appears. Looks like online still works though I have not submitted.

Robert
Robert

True!! That’s a strange process.

Snowbird
Snowbird

Good news regarding churning. I received the checking bonus last year, and after waiting a year after closing the account, I opened again this year. Timeline for this year (P1 & P2) is:

8/22 Opened account
8/24 Account funded with $100
9/3 DD (Fidelity CMA)
10/28 DD (Fidelity CMA)
11/16 $300 bonus posted

Tony
Tony

Anyone seeing this bonus post yet?

Shane Cassata
Shane Cassata

I opened July 27th.
$501 August 10th from Ally
$501 September 7th from Ally
$501 October 8th from Ally

No bonus

Clancy
Clancy

Denied for my first time. No reason given. I’ve done about 5 or 6 this year, maybe too much? Should I try again tomorrow?

Jason
Jason

How are you opening just the checking and ensuring the promo is attached?
When I follow the link and get to forest lake bank (for Florida) it uses this URL:

https://accounts.wintrust.com/?brandCode=919&branchCode=10&stateCode=FL&zipCode=34103&promotionCode=Combo500&bundleCode=BUNDLE_1

There is then a “your selections” field on the left which if I click I see:

Statement Savings (PROMO – Combo500)
Total Access Checking (PROMO – Combo500)

If I edit that, my only option is to remove that combo, then if I add checking it shows now promo.

Michael
Michael

I am looking to only apply for the checking account without the savings. But, if I remove the savings account from the cart, the promo code for the checking account bonus becomes invalid. Anyone else have this? Tips? Thanks.

carl wilson
carl wilson

anybody know how churnable this is? I did the bonus last year, opened account in may got bonus and closed last August (town bank), want to do it again

Snowbird
Snowbird

Terms say there’s a limit of one bonus per customer. With that said, dates on the bonus are 1/1/21-12/31/21, so technically it’s a new offer and not an extension of last year’s offer. I also got the bonus last year and have opened an account for this year with the hope that it’ll pay out. I don’t expect the bonus until early December, if they honor it. I haven’t seen any previous comments where people have churned so I decided to be my own DP.

Robert
Robert

Please report back 🙏

Snowbird
Snowbird

It worked. See my post above.

Pandura
Pandura

This is in the (IL) language:

“These Total Access Checking and/or Statement Savings account bonus offers are not available to existing or closed checking and/or savings account customers of Wintrust Financial Corporation (‘WTFC’) and its subsidiaries or its active employees.”

Not available to closed account customers make it appear to not work if you’ve ever had a prior checking/savings account. Can anyone confirm this?

John
John

When trying to apply in FL it now says “error not available in your area”. worked a few weeks ago for different family member. They must have tightened up the location to be more local to their branches? Anyone else experiencing this?

Rochelle Rene Lewis
Rochelle Rene Lewis

Yes, I have the same problem.

Yet Another Redditor

William Charles , Chuck The Wintrust Checking/Savings accounts can be opened by US “residents” also and not just US citizens.
Also, the “Expiration Date” should be listed as 12/31/2021
And we can open in-branch with an OOS address.

bicyclepp
bicyclepp

I got charged end of Aug a 5usd maintenance fee in the savings, strange because I dont recal they had any, look: https://snipboard.io/sr2857.jpg double strange because because they didn’t charge me anything for July…

Snowbird
Snowbird

If your balance dropped below $200 any day during the month, they charge the $5 fee.

JAMES R O’TOOLE
JAMES R O’TOOLE

Ridiculous