Offer at a glance
- Maximum bonus amount:
- Availability: must (a) live, regularly work, regularly worship, or currently attend school in Ada County or Canyon County
- Direct deposit required: Yes, $1,500+ per month for six months
- Additional requirements: No
- Hard/soft pull: Soft
- ChexSystems: Unknown
- Credit card funding: Up to $125, Visa/MC/Discover
- Monthly fees: None
- Early account termination fee: Nine months, bonus forfeit
- Household limit: None listed
- Expiration date: 12/31/2025
Contents
The Offer
- Tech CU is offering a $500 bonus when you open a new checking account and complete the following requirements for six months:
- receive $1,500 or more in direct deposits
- Post at least 5 debit card transactions
The Fine Print
- *To be eligible for the Idaho Grand Opening Offer (IDGO) you must (a) live, regularly work, regularly worship, or currently attend school in Ada County or Canyon County, (b) be related to or live with a current Tech CU Member or, (c) be employed by a Tech CU Member Company or affiliated organization.
- To qualify for $500, open a new Tech CU checking account by 12/31/2025 and, for six consecutive calendar months, (1) receive $1,500 or more in direct deposits (excluding bank-to-bank transfers) in any account and (2) post at least 5 debit card transactions. The first direct deposit and first five debit card transactions must be posted within the first two calendar months after account opening.
- For example, if your opening date was 3/5/25, you would need to have received direct deposits of at least $1,500 and posted 5 debit card transactions by 4/30/25.
- A $500 credit will post to the checking account and be available for withdrawal on the first of the month following the last month of all requirements being fulfilled.
- If the checking account is closed less than 6 months after account opening, or the required minimum transactions are not completed, the $500 account credit and any dividends will be forfeited. Must be 18 years or older.
- Offer valid only for individuals who open new to Tech CU checking accounts and are in good standing.
- Offer not available on Health Savings Accounts or Business Accounts.
- Rates and terms subject to change without notice. At Tech CU’s discretion, this offer may not be combined with other Tech CU offers, discounts, or promotions.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
This account has no monthly fees to worry about.
Early Account Termination Fee
Our Verdict
Shame it’s so restricted, but otherwise a good deal and will be added to our highly location restricted bank bonus area.
Hat tip to reader Bockrr
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times
