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007
007 (@guest_1416711)
July 29, 2022 11:58

Any tips re how to best close account? Can these bonuses be churned?

Raymond
Raymond (@guest_1469261)
October 19, 2022 22:33

007 can you please tell me how did you close your account?

007
007 (@guest_1469443)
October 20, 2022 16:45

External pull funds, wait one day after funds leave account, secure message to close.

katS
katS (@guest_1365936)
April 15, 2022 10:49

10/7/21 opened account
-funded 500 w/ boa premier cc; coded as purchase
10/xx/21-additonal ach push of 10K
Multiple issues with accessing account online; finally cleared up after many calls to CSR.
01/12/22: $300 bonus received
01/13/22: transferred all but 0.49 out
CSR confirmed that 0 balances are closed automatically in one month
Kept open 6 months
04/14/22: called to closed. CSR said bank will keep the 0.49 remaining.

Overall, a pain to deal with, but worth it for $300.

haroldf
haroldf (@guest_1346468)
March 11, 2022 18:21

I got the bonus on 01/05, withdrew all money. I planned to close the account after the 6-month mark but just found it was automatically closed at some point. I can still log in with my credentials but it’s empty.
Well I guess that works too.

Sam Y.
Sam Y. (@guest_1355577)
March 30, 2022 00:00

I hope so. Amerant couldn’t get SMS 2FA correctly (aka phone number needed 1 in front otherwise it won’t work), and I never did that and now I can’t even login since it’ll only asked for my phone and not my email. It used to use my email for code.

Sam Y.
Sam Y. (@guest_1355847)
March 30, 2022 16:02

Further update. I was able to contact Amerant via email from an old email contact that I asked them before. They were able to fixed the SMS issue, and I was able to login. email contact was OnlineAccount@amerantbank.com

I’d empty out my account back in Jan 15th, and I guess 2 months later, they auto-close it and now i got no account. My 6 month was in april 9th anyway.

Online portal still accessible.

katS
katS (@guest_1365938)
April 15, 2022 10:51

CSR confirmed to me that 0 balances are automatically closed after one month.

Baked
Baked (@guest_1332401)
February 15, 2022 13:54

I’m getting pushback from Amerant on the bonus, even though I maintained over 10k in 2nd & and 3rd statement cycles. Would appreciate if someone can post the full promo screenshot, that includes this language ” Maintain an average balance of $10,000 on your 2nd and 3rd statement cycle and have your account open for 90 days.”

Baked
Baked (@guest_1333640)
February 17, 2022 15:09

 William Charles will, can you help out with this ?

Baked
Baked (@guest_1349947)
March 18, 2022 12:00

 William Charles lessons learned, have been doing that going forward. Was able to get the screenshot from bass--o--matic ( Thanks again ! ) and having prevailed with Amerant, $300 posted for both P1 and P2. DP – closed accounts less than 6 months from open date, no ETF assessed.

Mark E
Mark E (@guest_1335293)
February 20, 2022 19:55

Baked Here’s an archive link to the bonus landing page as it appeared on 11/30/21. Should have everything you need:

https://web.archive.org/web/20211130034035/https://www.amerantbank.com/cashbonus/

L
L (@guest_1329186)
February 9, 2022 20:51

Anyone still waiting? Today should be the day, so hopefully I get it overnight like TallyNole

L
L (@guest_1329556)
February 10, 2022 10:18
  L

Crap. No bonus yet. Going by everyone else’s DPs, I figured mine would post Wednesday night.

How long should I give them before I reach out? Here’s my DP:
11/4 – Account opened
11/15 – End of first statement
11/19 – $10k posts
11/26 – First legit $50 direct deposit posts (DD biweekly)
12/15 – End of second statement

Still have 10k in account. DDs continue.

Aaron Abby Normal Mark E payyoutuesday Ralph Hendry-Wabel Christopher Robin Zoey azt azt azt TallyNole

Christopher Robin
Christopher Robin (@guest_1329571)
February 10, 2022 10:33
  L

Hope this helps:

9/28 – Opened in branch
10/17 – End of first statement
10/21 – $10k posts
10/26 – 4 debits
11/15 – End of second statement
12/15 – End of third statement
12/29 – Bonus posted

I did one legit DD each month.

L
L (@guest_1330189)
February 11, 2022 09:32

Thank you. I just checked this morning and it posted! Guess they decided to not follow the Wednesday payout as they have been doing.

Aaron
Aaron (@guest_1326314)
February 4, 2022 12:33

They pulled my chex report 3 times…
I opened on 11/4/21 and they pulled on 11/4, 12/3, and 12/14!

Check your reports

Abby Normal
Abby Normal (@guest_1325804)
February 3, 2022 14:11

Anyone get a 1099 from this? My bonus posted 12/29/2021 but I’ve gotten nothing in the mail and nothing in the “tax document” section in online banking.

Abby Normal
Abby Normal (@guest_1325929)
February 3, 2022 17:23

Their customer service responded to me. They are not sending a 1099 for the bonus.

L
L (@guest_1326820)
February 5, 2022 16:59

Still need to report, no?

Ralph Hendry-Wabel
Ralph Hendry-Wabel (@guest_1564096)
February 25, 2023 23:21

Abby Normal But you still need to disclose that in your taxes, right?

bank0081
bank0081 (@guest_1564272)
February 26, 2023 10:38

Do you guys know Amerant Tax ID/EIN?

Zoey
Zoey (@guest_1339457)
February 26, 2022 19:45

Same here. Checked just now. Wondering if the Visa gift card from referral will be taxed or not.

L
L (@guest_1316147)
January 16, 2022 13:17
Mark E
Mark E (@guest_1315229)
January 14, 2022 15:45

10/11: Account Opened
10/17: 1st monthly statement (avg balance: $333)
10/22: Employer DD
10/25: $10,000 Deposited
11/9: Employer DD
11/15: 2nd monthly statement (avg balance: $9630)
11/24: Employer DD
12/6: Employer DD
12/15: 3rd monthly statement (avg balance: $11,200)
1/12: $300 Bonus

I guess this confirms that you do not actually need 2 consecutive statements with >$10k average balance.

L
L (@guest_1318535)
January 20, 2022 09:27

That’s a good sign for me then!

Baked
Baked (@guest_1332425)
February 15, 2022 14:37

Congrats. I’ve almost identical timing as you, getting BS from them. Please share screenshot that includes 2&3 statement info

payyoutuesday
payyoutuesday (@guest_1312649)
January 10, 2022 16:36

Amerant is advertising a $250/$500 bonus now.

https://www.amerantbank.com/cashbonus/