7
Leave a Reply

avatar
 

  Subscribe  
newest oldest most voted
Notify of
Brendan
Brendan

America First did a hard pull of Experian when I applied 1/28

Gadget
Gadget

Word to the wise, call about the hard pull/soft pull before opening this account. Per a competitor blog, it said it is a hard pull for a promotion that ran earlier this year (and no CC funding). I am probably going to call in a few days, but I have a coal in the fire that needs to be taken care of first.

jackgopack4
jackgopack4

I can confirm. Was a hard pull even though I didn’t qualify for the account.

Gadget
Gadget

Which report did they pull? What state are you in? Many credit cards base which report they pull by where you live, but the few bank accounts that do hard pulls will stick with one credit reporting agency, from what I have seen anyway.

I noticed about 15 seconds after I hit Post Comment that the ad specifically says “on approved credit” to get their debit card. That reeks of a hard pull, although it wouldn’t have to be.

jackgopack4
jackgopack4

Submitted my application. It says a banker will give me a call about setting up accounts. I will ask some of these questions then.

jackgopack4
jackgopack4

unfortunately, I did not qualify for the account. Certain group/organization memberships are required and I answered no to all the questions.

It allows you to join a local PTA in Utah or Nevada as the last question; I just didn’t bother attempting to join any of those organizations as I do not live in that state.