[Update] American Express Blue Cash Everyday Adds Disney & Home Chef Credits; 3% Categories For Gas & Online Purchases

Update 12/5/22: The spend requirement for the Disney bundle credit is being lowered from $13.99 to $12.99. (ht Grant) The change is due to the multi-tier pricing being introduced by Disney on December 8th: $9.99, $12.99, and $19.99.

Original Post 7/14/22:

Blue Cash Everyday Refresh

American Express announced today a refresh on their Blue Cash Everyday no-annual-fee card today with additional statement credit offers at Disney and Home Chef. They also added additional 3% categories on Gas and U.S. Online Retail purchases. And there’s a new card design coming.

Press Release | Direct Card Link

Disney Credit

  • Receive $7 back each month (up to $84 back annually) after spending $13.99 $12.99 or more each month on an eligible subscription to The Disney Bundle which includes Disney+, Hulu, and ESPN+ using your Card. Enrollment required.

Home Chef Credit

  • Receive up to $15 per month in statement credits when you purchase Home Chef meal solutions online with your enrolled Blue Cash Everyday Card. Up to $180 back annually.

New 3% Categories

In addition to earning 3% back on Groceries, up to $6,000 annually, the Blue Cash Everyday card now also earns:

  • 3% cash back on U.S. Online Retailer purchases, up to $6,000 per year (then 1%)
  • 3% cash back at U.S. Gas Stations, up to $6,000 per year (then 1%)

The Online category is new and the Gas category is bumped from 2% to now earning 3%.

New Card Design

The card loses it’s clear design in favor of a new blue color.

Full Updated Card Details

  • No annual fee
  • 3% cash back at U.S. Supermarkets, Gas Stations, and Online Retailers (on up to $6,000 per year in purchases for each category, then 1%)
  • 1% back on other purchases
  • Receive up to $15 per month in statement credits from Home Chef meal delivery. Enrollment required.
  • Receive $7 back each month (up to $84 back annually) after spending $13.99 or more each month on an eligible subscription to The Disney Bundle which includes Disney+, Hulu, and ESPN+ using your Card. Enrollment required.
  • Low intro APR: 0% for 15 months on purchases and balance transfers, then a variable rate

Our Verdict

This definitely makes the card more compelling as an entry level no-fee card. The online category can be interesting to spruce up your earnings if you typically earn just 2% for your online purchases. Gas at 3% isn’t bad, but you might already have another card that earns that amount or more.

The statement credits are interesting for a no-fee card. Some of us already get Disney for free with the Amex Platinum card, and there might be other signup deals for that service. Honestly, though, this is an impressive benefit which will be worth a full $84/year for many people who are paying for that bundle regardless.

I’ve never used Home Chef, and there’s probably no way to order $15 of food. Still, this credit is worth good money to someone who uses Home Chef anyway. Even if not, it can make for interesting stack for when Swagbucks or other intro offers arise.

The Disney benefit is available on the Blue Cash Preferred card as well. Enrollment required.

American Express has also removed today the minimum redemption limit on the Blue Cash Preferred and Everyday cards.

The American Express Blue Cash Everyday card currently has a $250 signup bonus or up to $350 with the Resy link. And the Blue Cash Preferred card comes with a $400 signup bonus.

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Arnold Rothstein
Arnold Rothstein

Might want to mention there is also a current deal for $10 back on $50 spend at Home Chef, can be redeemed up to 2X until 3/31/23. This might stack with the $15 credit. I will let you know since I already signed up for a subscription and should have over $50 charge next month…Happy Holidays!!

MC420
MC420

Weirdly enough, I got a 7 buck refund on my card for the legacy bundle (which is correct) and, before that showed up, I got a refund for the tax amount I paid this month. That second part is totally weird. Anyone had this happen?

Vic
Vic

I’m spending $5.5 per month for Hulu + Disney+ bundle. ¯\_(ツ)_/¯

Raymond
Raymond

Can’t wait to downgrade my Blue Cash Preferred

joremero
joremero

Does the preferred have such credits?

HarryTheFirstHarry
HarryTheFirstHarry

Just make sure you are not in the “contract” where you upgraded from BC to BCP and got the upgrade bonus. I jumped to downgrade only later realizing that I was subject to clawback of the bonus which happened promptly with couple weeks of the downgrade. Oh well you win some, loose some.

Raymond
Raymond

Yeah that’s what I’m waiting for

Lrdx
Lrdx

The BCP also has all of these, except the 3% online retail, only interesting if you stop at 1-2 cards.

joremero
joremero

Thx

fearthez
fearthez

The Disney+ price change may do well as it’s own post to be honest. My annual subscription was coming due in January. I cancelled my renewal, signed up with a new email (added a . to mine) via Rakutan for $12.50 back on an annual subscription, payed with PayPal for 5% on my Chase card and had a 20% off up to $16 Chase offer making my total $47.50 since the price is still at $80 for annual until 12/8 when it will go up to $110. I haven’t looked into it but one could even buy an gift subscription and possibly save it for later Chuck

fearthez
fearthez

Looking at the terms, the gift never expires but has to be applied to a new account https://www.disneyterms.com/disneypluscard

Russ
Russ

Thanks for spelling it out fearthez. Mine’s up in January too. I’m going to copy you.

Yao Ko

There is already a “Disney Bundle Trio Basic” for $12.99/month. Maybe that’s the bundle they want to include?

20201103
20201103

Here’s a link for “New Disney+ plans and pricing”
https://help.disneyplus.com/csp?id=csp_article_content&article=plans
and yes there is a $12.99 tier.

Andy
Andy

For anyone that likes math and has the BoA Premium @ 2.625% back, the different you earn with 3% back on online purchases (up to $6,000) is $22.50 per year.

Of course, that requires tracking your purchases if you get close to the $6,000 cap and some mental energy to make sure your online purchases are of the type that will code correctly.

jd
jd

At that reward level, BoA CCR card would get 5.25% back for online spend

Andy
Andy

I MS the CCR I have buying VGC online, so I don’t compare them when considering category bonuses.

jd
jd

are they plastic or e-cards? what are the best places buy them online? Andy

Andy
Andy

Plastic. $5.95 in total fees per $500, same as at the grocery store.

https://giftcardmall.officedepot.com/deal/default/visa-gift-card-133

It doesn’t track as online purchase on the Visa CCR, but Mastercard CCR worked as of this May. Off the top of my head, I thought CCRs were generally Mastercard (that’s what I have), but it looks like recent ones are Visas on the website now. So might not work for you depending what card type you have.

jd
jd

Thanks…yeah, MC CCR are no longer available unless you do a PC into one. I have two but using them for mortgage/plastiq right now.

Bob Sters
Bob Sters

I have an Amex offer for 7.99 statement credit when you spend 7.99 or more on Disney+ each month, for 6 months. Will that stack with this credit of $7 statement credit each month?

Tami
Tami

Has anyone tested buying a giftcard on Home Chef yet? The terms make no mention of excluding gift cards.