The Offer
- Receive a sign up bonus of 25,000 American Express membership rewards points when you spend $3,000 within the first three months on the The Platinum Card from American Express for Ameriprise Financial. The annual fee of $450 is waived for the first year.
The Fine Print
- All the standard American Express platinum benefits, such as:
- $200 airline incidental credit per calendar year
- Priority pass select
- Fee Credit for Global Entry or TSA Pre✓
- Valid until June 30th
Our Verdict
While this offer does say it’s only for Ameriprise clients, in the past this has not been enforced ( 1, 2, 3, 4). It’s only bonus to get the sign up bonus on American Express personal cards once now and people have been targeted for 100,000 and 150,000 point offers. So it’s really a question of what you’d prefer:
75,000/125,000 membership rewards points or $450? Personally I’d prefer the points, but that also assumes you can get the targeted offer (use this link to check). The main reason to get this card is for the benefits, as the earning rate sucks (1x on all purchases) – but you can get most of those benefits from the business card as well – which currently has a 100,000 point offer you can call in for.
All of that being said, you could get $400 in airline incidentals (it’s based on calendar years), lounge access, Global Entry credit and 25,000 points for no annual fee which isn’t such a bad offer. If you’ve already got the bonus on this card before, it might also be worth a look (although this offer is always available, the only new thing is the 25,000 bonus).
You might also be interested in this post on the different flavors of American Express platinum cards.
