American Express Platinum Referrals: 125k Bonus + 45k Per Referral + 4x at Restaurants/Small

American Express has increased the referral bonus on the Platinum card to 45,000 points per referral and applicants get the higher 125,000 + 10x point offer. When you refer somebody you also earn an additional 4x points per $1 spent on shop small and restaurant purchases for the next six months on up to $25,000 in spend. Please do not share your Platinum referrals in the comments below, the links will be deleted and you will be banned from sharing your links ever again.

Hat tip to reader Vic J

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CronchCronch
CronchCronch (@guest_1801525)
February 22, 2024 13:58

 William Charles seeing an offer for referrals out of the biz plat for 15k points + 10x on restaurants for 3 months.
You can earn: 15,000 Membership Rewards® points for each eligible referral – up to 100,000 Membership Rewards points per calendar year. Plus, earn +10 Membership Rewards points per dollar spent on purchases at restaurants worldwide for 3 months, on up to $25,000. This is on top of what you already earn on your Card. This offer can only be redeemed once. Offer ends 05/22/2024. Terms apply.

Joe
Joe (@guest_1233129)
August 2, 2021 23:10

Anyone still seeing this? Not in my account.

Credit Card Offers
Credit Card Offers (@guest_1279572)
November 8, 2021 02:54

It is for selected accounts. I saw it on P3s

Sh
Sh (@guest_1216105)
July 2, 2021 02:29

When you refer somebody you also earn an additional 4x points per $1 spent on shop small.

What is shop small any store on there map? TIA

Credit Card Offers
Credit Card Offers (@guest_1279573)
November 8, 2021 02:54
  Sh

there is a shop small map on amex website but it is mostly smaller businesses that accept amex

Graham
Graham (@guest_1215592)
July 1, 2021 15:42

So I went to check if I had the 45k referral bonus to find that I don’t have a referral link on my Platinum at all? Checked on mobile app and desktop and my Platinum card doesn’t even show on the referral page. I can refer through my Gold and BBP (only other AMEX cards) but the Platinum doesn’t even come up. Has this happened to anyone else?

bbblucky
bbblucky (@guest_1215626)
July 1, 2021 16:22

same here

Kafka
Kafka (@guest_1216142)
July 2, 2021 04:33

Yes. Co-branded Platinums have the generic “explore cards” referral, vanillas don’t even appear for me.

Dan
Dan (@guest_1215324)
July 1, 2021 12:04

Still only $100 per referral on the Schwab card.

Jenny
Jenny (@guest_1215277)
July 1, 2021 11:32

You “may” get the referral bonus if your friend chooses a different card. Any data points on that?

Allison
Allison (@guest_1215231)
July 1, 2021 11:10

45K for a referral? They really want people to convince their friends to sign up.

Dump amex
Dump amex (@guest_1215390)
July 1, 2021 12:56

Turn this into a MLM scheme? I think that would be a classic end to this dumpster fire 🔥

AllenW
AllenW (@guest_1215025)
July 1, 2021 09:05

Showing 30k for 100k but the spend is different

Your friend can earn:
100,000
Membership Rewards points after they use their new Card to make $6,000 in purchases within the first 6 months of Card Membership. Plus, they can earn 10x points on eligible purchases on their new Card at restaurants worldwide and shop small in the U.S. during their first 6 months of Card Membership.

CK
CK (@guest_1215014)
July 1, 2021 08:49

No way would I even recommend this card anymore even with the 125k points. Just got off the phone with a friend I referred a month ago and he is on fire saying what garbage this is and will no way renew.

Kafka
Kafka (@guest_1215044)
July 1, 2021 09:20
  CK

You could open it for the 125k, cash it out at 1 cpp for $1250 (22% on your spend), and close it a year later. Agreed, the new perks suck, but you’d still come away with $550 plus whatever you get from the credits.

Aaron
Aaron (@guest_1215010)
July 1, 2021 08:35

The schwab offer terms have changed. It is no longer a separate product from the non-schwab plat for amex lifetime bonus eligibility purposes. So you aren’t eligible for the new 100k schwab offer if you’ve had any plat in AmEx’s “lifetime”.

Most people who applied for the schwab plat card this month before the offer terms changed are extremely lucky!

From the 100k schwab application page: “Welcome offer not available to applicants who have or have had this Card or previous versions of the Platinum Card. We may also consider the number of American Express Cards you have opened and closed as well as other factors in making a decision on your welcome offer eligibility.”

Benjamin P
Benjamin P (@guest_1215039)
July 1, 2021 09:18

This is increasing concerning. What does this fully mean and does it apply to the business plat as well.