[Update] Amex Platinum ‘Shop Small’ Signup Bonus Offer Has Expired; Best Available Options With Up To 150,000 Points

(Update 1/28/22: There’s a new targeted mail offer that went out to some which offers 150,000 and 10x at Shop Small and Restaurants. Added to the list below. Hat tip to FM)

The American Express Platinum signup bonus offers changed abruptly today. Below you’ll find a list of the previous offers, as well as the currently best available offers, including a newly increased referral offer.

The Offer

  • (our post on this offer) Expired: American Express Platinum 125,000 Points + 15x Shop Small/Restaurant For 6 Months (Resy Offer)
  • (our post on this offer) Expired: American Express Platinum 125,000 Points + 10x Shop Small/Restaurant For 6 Months
  • (our post on this offer) Expired: American Express Platinum Charles Schwab/Morgan Stanley: 100k + 10x On Shop Small/Restaurants Purchases

Current Available Signup Offers:

  • (Resy offer) Direct Link to offer: Earn 125,000 Membership Rewards points after you spend $6,000 within 6 months. Plus, earn 10x points at restaurants worldwide on up to $25,000 in purchases during your first 6 months of Card Membership.
    • They dropped the Shop Small component of the offer, and also reduced the restaurants earn from 15x to 10x
  • (Special Offer, open incognito) Direct Link to offer: Earn 125,000 Membership Rewards points after you spend $6,000 within 6 months.
    • They dropped the small business and restaurant component, kept the regular bonus the same.
  • (Schwab & Morgan Stanley Offer) Schwab link | Morgan Stanley link: Earn 100,000 Membership Rewards points after you spend $6,000 within 6 months.
    • They dropped the small business and restaurant component, kept the regular bonus the same.
  • (Referral Offer) Earn 150,000 Membership Rewards points after you spend $6,000 within 6 months.
    • I noticed this one on a referral link of a friend, not sure if everyone is seeing this or it’s YMMV. Previously the referral offer had been 125,000 points.
  • (Targeted Mailer Offer) Earn 150,000 Membership Rewards points after you spend $6,000 within 6 months. Plus, earn 10x points at Shop Small in the U.S. and at restaurants worldwide on up to $25,000 in purchases during your first 6 months of Card Membership.

Card Benefits

  • $695 annual fee
  • $240 digital entertainment credit. This is a credit of $20 per month and can be used on Peacock, Audible, SiriusXM and The New York Times.
  • $200 hotel credit. This can be used on select prepaid bookings (Fine Hotels + Resorts® and The Hotel Collection) when using American Express Travel
  • $179 Clear credit
  • $300 Equinox credit. This is a $25 credit each month
  • Global Dining Access by Resy
  • The Global Lounge Collection
  • 5x MR on Air and prepaid hotels (up to $500,000 per calendar year)

Our Verdict

These offers are still good offers in the broader picture, but obviously not as good as the offers which were available previously. It’s odd how quickly the old offers were pulled as we usually get some sort of heads-up in one way or another. The newly increased 150,000 referral offer is interesting, and might be better for some people in 2-player mode.

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millionairenextdoor
millionairenextdoor (@guest_1458471)
October 4, 2022 20:27

Referral link still working on similar themed sites, if you do a simple Google search. Got a 150k referral link to work.

David
David (@guest_1441180)
September 8, 2022 16:55

I know I hadn’t been able to pull up a 150k referral for a while, even uscreditcardguide(dot)com had dropped their best offer to not include a 150k. Today, I was able to pull up 150k via referral link consistently. Incognito and VPN to Texas (normally New York had worked before, but not now).  Chuck

Nevin
Nevin (@guest_1442804)
September 10, 2022 22:48

May I know where to get the referral link? Thanks

Sam
Sam (@guest_1441437)
September 8, 2022 22:47

Got this to work by VPNing to Dallas (Houston didn’t work) and I had to use Safari. Chrome showed only 125k.

cards94
cards94 (@guest_1344761)
March 8, 2022 15:28

Platinum targeted mailer today for 150k after $6k spend in 6 months. No mention of shop small or restaurant bonus.

Stevenson
Stevenson (@guest_1323274)
January 29, 2022 22:01

can i assume that all mom & pop stores qualify for the 10x small business? if not, how know which stores will qualify assuming they’re not on the amex site?

Konrad
Konrad (@guest_1326516)
February 4, 2022 18:56

Look it up at https://www.americanexpress.com/en-us/maps?country=US&cat=Shop-Small

Found all sorts of interesting stores that qualify.
Kid’s sport classes, local ski area, antiquity shop that also sells gold and silver …

Jeremy
Jeremy (@guest_1322852)
January 28, 2022 19:05

Has anyone verified their 150k bonus via referral with an online CSR rep after receiving their card? I applied for the 150k bonus via referral link on Monday, received the card on Wednesday and chatted with an online CSR rep to verify the bonus. They rep said the offer attached to my account was only 100k. I only applied directly via the link and completed my app and got instantly approved. I never closed my window or re-opened to continue my application. The rep submitted a ticket and I attached the exact link I used and screenshots showing the 150k bonus. They told me to check back in about 2 weeks with a resolution, but I’m getting anxious they are not going to honor the 150k SUB.

David
David (@guest_1322741)
January 28, 2022 16:41

Anyone know what the latest offers are for Schwab / Morgan Stanley? I need to signup for the Morgan Stanley one, but it looks like (to me, unless someone else has a better link) that it’s simply 100k points for spending $6k, WITHOUT the 10x for restaurants/small business.

LowRatesforBorrowers
LowRatesforBorrowers (@guest_1326180)
February 4, 2022 03:37

I was thinking of doing morgan stanley but I assume it is possible to do only one of these offers, right? Also, if someone can answer – is it possible to redeem these points for cash transfer to bank or for statement credit? Thanks!

Anon
Anon (@guest_1319989)
January 22, 2022 23:11

Anyone else notice they seem to have retroactively pulled the offer? 10x points should mean 200 for a $20 purchase but my app is now only showing 1:1 for purchases made in the past few months.

E
E (@guest_1322962)
January 29, 2022 01:44

I was surprised at first as well. Because the 10x is part of a promo, they add the extra points separately as 9x (since the base rate is 1x). If you go to the AmEx website you can get a listing of each point earned. Simply login then navigate to -> Rewards & Benefits -> View All Rewards Activity (or go here after logging in: https://global.americanexpress.com/rewards/summary). It will show promo entries a few days after a qualifying small biz or restaurant purchase. AmEx groups the promo payouts by day, so it can be annoying to verify that you’re getting the points you expect or verify that a specific business qualified for the bonus.

Jay - ⒿⒶⓨ 🙈 🙉 🙊
Jay - ⒿⒶⓨ 🙈 🙉 🙊 (@guest_1319268)
January 21, 2022 02:06

This sucks. 🙁
Maxed out the Schwab version, but was just in the process to set everything up to qualify for the MS one: https://www.doctorofcredit.com/how-to-get-the-550-annual-fee-waived-on-morgan-stanley-american-express-platinum-card-platinum-cashplus-bank-account/#comment-1317317

sullim4
sullim4 (@guest_1319192)
January 20, 2022 22:53

P2 got one in December on this deal to double dip on the FHR, Saks, and airline credits. The 15x is insanely good and we’ve taken full advantage; really glad we got this last month.

Brandon
Brandon (@guest_1319065)
January 20, 2022 19:02

So pissed off at this. Was literally waiting until TODAY for the new designs and they pulled the offer. Had a large construction purchase that would have qualified as a small business purchase…. There goes 375,000 MR points 😭

Mochi
Mochi (@guest_1319105)
January 20, 2022 20:03

the new design attracts too much attention, so amex is taking some money off the table

Jason
Jason (@guest_1319259)
January 21, 2022 01:31

Yikes. Imagine losing 375k points because you wanted a card with some flowers or some colored lines on it.

Tyler
Tyler (@guest_1319289)
January 21, 2022 04:39

Or because you didn’t realize that you could have applied at any time previously and simply requested one of the colorful cards today as a replacement.