Posted by William Charles on November 7, 2017
Bank Account Bonuses

Published on November 7th, 2017 | by William Charles

178

[Expired] Bank of America $150 Checking Bonus + $25 Per Referral

This offer has expired. View the best current checking bonuses here. There is also a $100 Bank of America checking bonus.

Offer at a glance

The Offer

No direct link, people who can refer should have received an e-mail with the following subject line ‘$25 offer: Invite your friends and family today’

  • Bank of America has a special referral bonus for Bank of America checking accounts. Existing account holders that are targeted can refer up to 10 friends & family each and receive a bonus of $25 per referral that meets the requirements. Person being referred will receive a bonus of $150 when the following requirements are met:
    • Open a new Bank of America Core Checking OR Bank of America Interest Checking account by March 15, 2018 in a financial center, online, or via phone using the unique offer code
    • Set up and receive at least two qualifying direct deposits of $500 or more into the new account within 90 days of account opening

The Fine Print

  • Friends and family members who already have a Bank of America checking account are not eligible to receive this special referral offer
  • This offer expires on December 15, 2017
  • Using the Referral Portal, submit the full name and valid e-mail address for each eligible friend and/or family member you’d like to refer to Bank of America (up to a maximum of thirty-six names and e-mail addresses). Referrals must be submitted on or before the offer expiration date
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Early Account Termination Fee – None

This account has no early account termination fee.

Core Checking

The Core Checking account has a $12 monthly fee, which can be waived in any of the following ways:

  • Make at least one qualifying Direct Deposit of $250 or more, OR
  • Maintain a minimum daily balance of $1,500 or more, OR
  • Be a student under age 23 and enrolled in high school, college, or vocational program, OR
  • Enroll in the Preferred Rewards program and qualify for the Gold, Platinum, or Platinum Honors tier (first 4 checking accounts only).

Interest Checking

The Interest Checking account has a $25 monthly fee, which can be waived in either of the following ways:

  • Maintain combined balances of $10,000 or more each statement cycle, OR
  • Enroll in the Preferred Rewards program and qualify for the Gold, Platinum or Platinum Honors tier (first 4 checking accounts only).
  • “Combined balances” include:
    • Average daily balances for the statement cycle in eligible linked checking, savings and money market savings accounts, AND
    • The current balances, as of the end of the Interest Checking statement cycle in linked personal CDs and IRAs, AND
    • The current balance, as of two business days before the end of the Interest Checking statement cycle, in your eligible linked Merrill Edge and Merrill Lynch investment accounts.

Our Verdict

There is another public bonus for $100, the only differences are that this is for $50 more and requires direct deposits of $500 instead of $250 and also requires a referral. Because of that I’d recommend doing this bonus instead. There is a targeted $300 checking bonus that you should check to see if you’re targeted for first. Feel free to share and ask for a referral in the comments below. I believe the person referring you needs your e-mail address and full name, rather than putting your full name in the comments maybe just put your e-mail in and then they contact you for your full name? Better yet would be people willing to refer putting their e-mails in and then those wanting to refer can just contact them directly.

Please do not offer or ask for anything in exchange for using a referral. It’s absolutely impossible to police and just wastes a lot of my time.  I’ll add this to the best checking bonuses.

Big thanks to reader, Brian M who let us know. Learn how to find bonuses and contribute to the site here.

Useful posts regarding bank bonuses:



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178 Comments on "[Expired] Bank of America $150 Checking Bonus + $25 Per Referral"

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Ken
Ken

Is there any restriction for people who have closed an account in the past X months being ineligible?

Durga
Durga

yes. it does contains should not own BOA personal checking account in last 6 months

Ken
Ken

Bummer, but thanks for the heads up.

Josh
Josh

Any idea if it’s enforced?

Matthew P
Matthew P

I had an account about 5 months ago, for a day or so. It was autoclosed before the debit card arrived (seems that EWS flags you if you’ve had more than 5 accounts opened in the last month). Wonder if that counts.

Durga
Durga

probably it may count. if you see end date for Referral is Dec 15th but using the referral email you can open account before March 15. 2018.

Durga
Durga

Thanks Doc!

I have received email,…If anyone interested please contact me at durgaprasadt.be@gmail.com.

Thanks for using my referral!

kirk
kirk

i closed mine: 8.29.17
plus 6 mos: 2.28.18
last day to open for this promo: 3.15.18

hmm seems like it might work for me(?). sent you an email. tia!
if i don’t get targeted for the $300 offer, i’ll probably sign up for this around march. 😀

Durga
Durga

Thank u! submitted your details in referral portal and replied to your email

Lily
Lily

Hi. I have referrals to share. Please email me at lilyntran@yahoo.com. Thanks!

Durga
Durga

just sent. email

Superchurn
Superchurn

ditto

Corey
Corey

If someone would like to refer me, please email me at etheranon@gmail.com. I will respond to you with my full name so you can refer me properly.

I’d also be curious to know if there is any language about only obtaining 1 bonus per calendar year.

Thanks

Durga
Durga

Hi There,

I just sent email.. pleas share your details.

howard
howard

Hi, please email me at zouhoward@gmail.com if you are interested in a referral. Thanks!

sara
sara

emailed ya.

Bala
Bala

I just sent

Brian M
Brian M

If anyone is interested in a referral, send me an email.

mil07032@gmail.com

Jon
Jon

Hi Brian, sent you an email. It would be great if the guy that shared this info got rewarded!

GL
GL

Thanks in advance for using my referral. Send me an email at:

glkmlee@yahoo.com

slewinter
slewinter

Emailed you.

George
George

You can email me your ID to iamalways007@gmail.com and I can refer you! Good luck & Thank you !

Ryan
Ryan

Emailed.

legpanda
legpanda

If you’d like a referral, please email me:

legpanda10@yahoo.com

Kimillionaire
Kimillionaire

Email sent!

VG
VG

If you’d like a referral, please email me – vgurevich@gmail.com

Josh
Josh

I emailed you

jason
jason

does anyone know if the referred dont have a ssn can she still get the bonus?

thanks

Harry Nguyen
Harry Nguyen

Dang, I should have waited… I only got the $100. How am I suppose to know lol?

Bob Newbie
Bob Newbie

Someone said they sent me a referral, but is the email supposed to send right away or at a later date?

Durga
Durga

seems to be it will take time. I tested it sending email to my secondary account. so far haven’t received it.

larry
larry

What’s the dp on direct deposits and can ACH be used? If so, what banks or cu’s work? tia

Andrew
Andrew

Have a referral. Feel free to email me at powa.howa@gmail.com

Matt
Matt
YT
YT

Have referrals to share as well if anyone needs them. Please email tylerserve@gmail.com with your name (first + last).

Kushal
Kushal

Hi! Just sent an email.

r m a h
r m a h

can you DD from an ext bank acct???

Bobby
Bobby

Please send me a referral thanks!
Lovevas@gmail.com

Cashback Pal

Email sent, please provide your first/last name in reply.

charles
charles

Did the 100 nationwide one. did 2×250 Wisebanyan deposits. Triggered the bonus.

Chris
Chris

Please send me a referral link:
Christopher Weber
Christopher.Weber@two.com

Brian M
Brian M

Sent. Looks like the referral email is taking some time.

chriis
chriis

hi Brian.

Please send me a referral code @ chrisfromsf@gmail.com

will provide first/last name in reply

TIA

....
....

Have a referral? Pls email me at vnou1987@gmail.com

....
....

Any referral link? vnou1987@gmail.com

Cashback Pal

Sent a mail to you, please provide your first / last name.

Duke I
Duke I

DP: $300 bonus after completing the $4000 DD requirement. I was targeted for the bonus.

Completed last DD from employer on 10/27
$300 bonus posted 11/8.

Thus far, I’ve collected $1100 since early October. $1,950 in bonuses are pending with various banks.

SamSimon
SamSimon

Hey, William, I always read “Our Verdict” but there is not much info there from you. Something like, keep the account for such and such time period, recommend to open such and such account, and can close it in such and such time, or keep it for such and such time etc. Little tips from you is like a guide from the coach 🙂
thanks

Jonh Smith
Jonh Smith

Please send referral to filat101 at g mail

Brian M
Brian M

Sent.

Grant

Has anyone gotten the referral email form BofA yet? I asked a few people yesterday to send me a referral but haven’t received any yet. It’s been almost 24 hours…

Brian M
Brian M

I called Bank of America tonight to ask why it was taking so long. They said that the referral emails will be sent out on January 11th. I was in shock. I’ve not heard of anyone receiving the email yet.

Grant

That’s crazy. Maybe the rep meant Nov 11.

Lily
Lily

That *is* crazy! But it might really be January 11th because in the requirements, they indicate that the referred customer has until March 15, 2018 to open their account.

vince
vince

finally got the referral jan 11th

Kevin
Kevin

please send a referral to kkch3n at gmail

Brian M
Brian M

Kevin, we need your first and last name.

richard
richard

if you have one pelase contact me bugrch@gmail.com

Durga
Durga

just sent email for your details. Please note that BOA is not yet triggering referral emails yet,

Alan
Alan

Please contact me because I would like a referral.
I provide my name at the contact time.
amxa7@yahoo.com
THANKS!

Durga
Durga

just sent email for your details. Please note that BOA is not yet triggering referral emails yet,

chriis
chriis

please send me a referral email @ chrisfromsf@gmail.com

will provide first/last name in the reply.

TIA

Hua
Hua

please send a referral to me to hua2nd@gmail

Cashback Pal
Cashback Pal

Sent an email to you asking for First Name / Last Name.

eastbest
eastbest

please send the referal email to gnoddong#gmail

Cashback Pal

Email sent, please reply with your details.

Daniel
Daniel

Looking for a referral desnowde@gmail

Cashback Pal

Please reply to my email with your details.

Gordon
Gordon

referral please! hypsterism@gmail.com

Cashback Pal

Sent an email to you, please provide your first name / last name.

Andre
Andre

I’m looking for a referral. Email me at arrules@cox.net.
Thanks!

Cashback Pal

Sent an email to you, please provide your first name / last name.

Nate
Nate

Seeking referral. Nathan Parker — Nathanandrewparker@gmail.com

— Please verify with comment here so multiple people do not refer/I know.

Cashback Pal

Referred you successfully, please confirm once you receive a mail from Bank of America.

Nate
Nate

Thank you, I’ll reply here in January when they send out the email.

Olga
Olga

Please send referral to filat101 at g mail

Cashback Pal

Sent an email to you, please provide your first name / last name.

Cashback Pal

Hi there,

I’m a bit late to the party but still have referral slots available.
Please drop me a line with your first/last name if you still looking to be referred.

Tom
Tom

Referral please! Tom Beitzel – tombeitzel@hotmail.com

Cashback Pal

Done.

Tom
Tom

Referral please. Tom Beitzel – tombeitzel at hotmail

Amanda
Amanda

I’d like a referral please. orange1155 at Hotmail

Cashback Pal

Email sent, waiting for reply.

Ferris
Ferris

Email me at derekjeter2_2008@hotmail.com and I will provide you with my name.

Cashback Pal

Email sent, waiting for reply.

Karina
Karina

Would love a referral!! fulwilerk@gmail.com
Thanks

Omer
Omer

Hi, still have referrals? If yes me email ostark88@aol.com (Omer Stark)

ChurningFast
ChurningFast

If anyone has a referral link, could you please send me an email at sxb437@psu.edu? I give you my full name in reply

Cashback Pal

Email sent, please reply with your full name to be referred.

Loren
Loren

Can you refer me please and thanks!!? Lorenkenion@gmail.com

Loren
Loren

And will give full name in email too

chitownster
chitownster

Please, send referral to chitownster@gmail.com. I will provide full name in reply.

Cashback Pal

Email sent.

Cashback Pal

Done.

CHITOWNSTER
CHITOWNSTER

THANKS!

sara
sara

hmmm. we’re light on DPs for what counts as a DD, and half of those DPs are on the now-defunct fat wallet site, lost in the shifting sands of time.

anyone know of newer DPs. do wells fargo, santander, ally, or pnc count as DDs?

Thom
Thom

I could use a referral. thomas.guengerich@gmail.com and I’ll respond with full name. Thanks

Thom
Thom

I got a referral. Thanks to everyone who offered!

Mura
Mura

Could also use a referral. Email me at jwgreisman@gmail.com and I will respond with full name. Thanks.

Cashback Pal

Sent an email to you.

Minh
Minh

Also looking for a referral. Email me at mnguyen90@uh.edu and I will respond with my name. Thanks!!

Cashback Pal

Email sent.

Kushal
Kushal

Hi! I’m looking for a referral. My email is kushalm9203@gmail.com

Cashback Pal

Done.

David
David

Looking for referrals if there’s anyone out there. Email is yourewinner@gmail.com Thanks!

Cashback Pal

Email sent.

Cashback Pal

Done.

KP
KP

Please send me an email if you have a referral and I’ll provide my name. Kp.Roundtree@yahoo.com

Cashback Pal

Email sent.

Cashback Pal

Done.

AI
AI

Please send me an email if you have a referral and I’ll provide my name.
AILifeUSA@gmail.com

Cashback Pal

Email sent.

JR
JR

I’m also looking for a referral from anyone with an open slot. john.raaf@gmail.com Thanks in advance!

Cashback Pal

Email sent.

Pedro
Pedro

I need a referral. boybullll@msn.com

Cashback Pal

Email sent.

Josh
Josh

Hi there, please send me a referral at ijoshjosh@gmail.com

Much appreciated!

Cashback Pal

Email sent.

Cashback Pal

Done

chriis
chriis

Hi cashback Pal.

Can you also send me a referral code @ chrisfromsf@gmail.com ?

Please send me an email and I will send you my name.

TIA

John Holland
John Holland

PLEASE SEND ME A REFERRAL TO mobireadi@gmail.com Thank you.

Devin
Devin

Looking for a referral as well. Would you be able to send one to devman27 at hotmail? Will provide first/last in reply. Thanks!

RB
RB

Please send a referral. Will provide name in reply. Thanks. rbfranz54@gmail.com

Lihua Hu
Lihua Hu

If someone has the referral link, please email me at hulihua.nutt@outlook.com Thanks!

Chardonnay
Chardonnay

Hi,

If anyone needs the referral link, send your name and Email to chardonnay1218@gmail.com.

Mark
Mark

Chardonnay,

I emailed you with my info. Thanks in advance!

Josh
Josh

I am trying to be referred but no one has replied. Can someone refer me? joshua.justice93@gmail.com

Kim
Kim

Hi there, please send me a referral at krishah915@gmail.com

Much appreciated!

MW
MW

Has anyone actually received their referral email yet?

HH
HH

Hi, folks — please send me a referral at elsol1962@gmail.com Thx

Jay
Jay

I need a referral. jaylho9@gmail.com

TIA.

S
S

Can somebody please send me a referral? Email me at stamry@gmail.com for more information.

chriis
chriis

Please send me a referral email @ chrisfromsf@gmail.com

Alex
Alex

Can I please get a referral alex.stevens2@outlook.com? Thanks!

JR
JR

I had gotten a referral here, but was never contacted by BofA, so I opened an account with the $100 public offer about a week ago. Account was approved & funded, then yesterday my online banking suddenly stopped working. Thinking I’d somehow mistyped the password & got locked out, I called and was told that my account was being closed, with no explanation given. My initial funding was being mailed out to me today. Very weird.

Tom
Tom

I opened business and personal accounts in last two weeks for the bonus. I was locked out 2 days ago and called, they said my accounts are being closed. Wouldn’t give me a reason. On the same day, they mailed me an offer for an extra 2% cash back bonus for my cash rewards credit card. Used the offer to open a BBVA savings account and fund $5k. Guess I’ll take what I can get.

JR
JR

Follow up: got a letter from BoA on Saturday saying the account was closed based on info obtained from Early Warning Services (EWS), who they apparently use. Evidently they are a service similar to Chex.

Dylan
Dylan

Can I please get a referral to stimac.dylan@gmail.com ? Thanks!

Jose
Jose

Please if anyone has any referral codes left i would greatly appreciate you emailing me at josegarciaemail96@gmail.com

German
German

Anyone can email me atgermantapiajr@gmail.com
And I’ll share my info
I’d like a referral
Thanks

Nancy
Nancy

Please send a referral. Will provide name in reply. Thank you! nancyrbagwell@aol.com

Sam
Sam

Anyone gotten their referral email yet? Are we really waiting until January? Weird.

Vitaly
Vitaly

if anyone can sent the referral code i would really appreciate that. v.daniels@gmail.com

thank you! small plus to your karma

Kushal
Kushal

I’m looking for someone who can refer me. My email is kushalm9203@gmail.com

Justin
Justin

I have referrals to share. If you’d like one please email me with your first and last name in the message and I’ll send you one. retrofuturistic1@yahoo.com

Justin
Justin

I still have about a dozen people I can refer for the $150 sign up bonus, just drop me an email.

Bruce Robinson
Bruce Robinson

I’m looking for a referral link. My email is brobinson2000@gmail.com

Justin
Justin

I submitted a referral for you Bruce.

Bruce Robinson
Bruce Robinson

Thanks Justin…I haven’t received notification yet, but I’ll let you know when I get an email.

Justin
Justin

I think you’ll get an email in January according to the email I received. Just glad to help!

Bruce Robinson
Bruce Robinson

Cool! I didn’t realize it would not be sent until January, but that’s fine. I won’t need to claim the bonus income until next year! Thanks again!

Minh
Minh

can i get a referral please?

Minh Truong

minh.truong@gmail.com

Zac
Zac

Is there any way to be targeted without receiving an offer in the mail?

Noorhussain Jalal
Noorhussain Jalal

Can someone send me a referral? email: hussain.ngcc@gmail.com

jordan
jordan

Im looking for a referral please.

jordanbrenner10@gmail.com

KyMur
KyMur

Anyone still got a referral? Will reply with my f/l name.

kmurbach11@gmail.com

Thanks!

Xzm
Xzm

Referral needed.. will reply with name..

Xzmoneyxz@gmail.com

Matt
Matt

Shoot me a referral email please

matthinsley@gmail.com

Kevin
Kevin

Can anyone hook me up with a referral.

kevinjha@gmail.com

Tiger
Tiger

Referral needed.. will reply with name.. Thanks!

tigerkingdom08@gmail.com

Nam Pham
Nam Pham

Could anyone send me a referral please? Thanks

Nam Pham
sendnampham@gmail.com

Rahul Agarwal
Rahul Agarwal

Referral needed for self and wife.. will reply with name..

rahulagarwal3257@gmail.com

Max
Max

need referral link, please send to max@learnsecretpsychology.com. I will respond with name

arch
arch

Anybody want to send a referral link? Thanks in advance –lavbrit@yahoo.com

Joel G
Joel G

Need a referral link. Please reply with email and I will message you directly.

MilkyMagoo
MilkyMagoo

Looking for a referral link. Please send to mdwilkinson18@gmail.com. Will respond with name.

Former Chase Banker
Former Chase Banker

Wanted to share a DP on DD requirements. I was targeted for a $300 bonus with a $4,000 DD requirement and used my normal paycheck to fulfill that. To date, I’ve only received $3,861.26 in deposits, but I was credited the bonus five days after the second DD hit.

Peter
Peter

Thanks for your DP, have questions for you – how do you plan to transfer out the money from BOFA without a fee. I had the same targeted offer $300B/$4KDD. Wondering if I can pull the money fee free from Chase or WF. How long do you plan to keep the account open. I believe its $1500 per month to keep the account fee free or else is $12.

Former Chase Banker
Former Chase Banker

I plan to transfer the money via ACH through my bank’s website which doesn’t cost anything other than time (which you can do with Chase/WF). And at this point, I plan to keep the account open indefinitely as I’m a Platinum Honors Preferred Rewards member to get the highest earnings rate on my BOA Premier Rewards card, and I don’t need to maintain a minimum balance to avoid the monthly fee.

RS12
RS12

Looking for a referral. Please email: rastreger@gmail.com Will respond with name

Z
Z

May I get a referral, please? i.escapist@xoxy.net I will reply with my full name. Thank you in advance! (-:

vince
vince

as some of the comments have said.. i got this on jan 11th

Tom
Tom

I have just received my BoA email invite. Everyone should get them soon.

Gadget
Gadget

E-mail Subject? (semi) patiently waiting.

Too Good 2B!
Too Good 2B!

Still waiting as well. Never got my email with the referral. *sigh

Nate
Nate

Came here to say this.

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