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Curmudgeon
Curmudgeon

To confirm webster’s comment below – same day ACH from Chase personal checking posted as “credit”, while regular 2 day ACH posted as “directdep”.

No bonus for me yet since I have 2 more months to go, but things look good from here.

GT
GT

Saw in their fee schedule that they charge $3 per online external transfer ($10 if same-day), but no charge if using Zelle. Gotta have to send the money to P2 when all is done.

Jmo
Jmo

That’s why you always want to use a Hub Account with no external transfer fees and then Pull from there rather than Pushing out from the churning accounts.

Brian R
Brian R

From the disclosures pdf: bonus will be paid 1/31/23 for accounts opened in July and August, must be greater than $0 balance

Curmudgeon
Curmudgeon

Got an email offer for this new account: Get $10 by making three bill pay or Zelle transactions within first 90 days of account opening. Payments must be at least $10 each. Must have different payee for each transaction.

kevin
kevin

Hi, after complete the requirement, can I transfer my fund out of Bank of West and still get the bonus ? thanks

Brian
Brian

Astra $1000 transfer named “payroll” received as
DIRECTDEP ASTRA INC. ASTRA INC. 072222

tsoib

Successful churn (with in-branch!)
Couldn’t complete the online application at the SSN/DOB step because I previously had an account here (2019) .Went in-branch to open the account.

2/3/22 opened account in-branch

several $500 paychecks over 5 months just in case

7/22/22 $250 CREDIT THANK YOU FOR YOUR BUSINESS

BotW bonuses take foreeeever to post. But thanks!

Jenny
Jenny

Do you still have the offer terms document? Can you please upload it somewhere?

TT
TT

Has anybody that has churned this have any luck opening a new account in person?

Matt
Matt

Does anybody know how to tell when the last time you churned this bonus was? Unfortunately I only just started keeping better records

Darlene
Darlene

“An individual can receive only one consumer checking account opening related bonus between 01/01/2021 and 03/30/2023.”

well shit I think these excludes almost everyone on this site including me :p

TheGreatHambino
TheGreatHambino

Darlene I last received a BOTW bonus in 2020 so I’m finally out of churning jail! Hopefully many others are eligible too.