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H.P.
H.P.

Data points:
1/7/20 Opened Smart Advantage Checking account.
3/3/20, 4/3/20, 5/1/20 $2000+ S.S deposits. Made 20+ debit card transactions.
5/10/20 Received email “Thank you for opening your new BMO Harris Bank account and meeting all the special promotion requirements. You now qualify for a $200.00 bonus! This bonus will be deposited into your account within the next 10 business days”.

Splooge
Splooge

Datapoint: Venmo cashout *does not* count as direct deposit.

fang
fang

I opened the account in August, met the requirements in October, but the bonus didn’t post so I forgot about it, but it then posted in January this year.

Baked
Baked

fang how did you meet the DD requirements ?

fang
fang

had a DD through my school

musicforthedeaf
musicforthedeaf

Link is down

H.P.
H.P.

Question for those who had done the BMO Checking bonus…Did you get a PIN mailed to you for the debit card, or you selected it when you activated the card with a rep?
I opened a checking account on 1/7/20, got online access set up and I can log into the account. Got the debit card on 1/21, had to call to activate it; the rep asked 4 questions to verify my ID, somehow I answered one question incorrectly. The rep refused to activate my card, and told me I have to drive to a branch (50 miles away) to do it in person. I’m going to call again tomorrow and see if they’ll let me try again, hopefully they didn’t mark my account that I failed the test.

H.P.
H.P.

Just to complete the story…Called back today and got a different rep. She also told me I’d have to go to a branch. I pleaded with her that the nearest branch is 50-60 miles away. She said if I had passed the test, then the card would have been activated and I could pick a PIN. Since I didn’t pass, she could activate the card but the PIN would be mailed. That was just fine with me. Saved me a trip.

Jdoc13
Jdoc13

8/5 – Smart Advantage Checking opened; $6k real DD
8/8 – Platinum Money Market opened and funded with $5k (never withdrew funds)
1/6 – $400 checking bonus posted
1/14 – No response from secure message about status of $100 saving bonus so called and was told to expect bonus “next week” (bonus should have posted last week per terms/conditions)

Jdoc13
Jdoc13

1/21 – $100 savings bonus posted

josefismael
josefismael

Still no bonus – DPs:

8/7 – Smart Advantage Checking opened, funded $200
8/20 – Platinum Money Market opened, funded $5020
8/30 – real DD 3025
9/15 – real DD 3025
9/29 – completed 10 DC transactions

Compared to other timeline DP’s here, I feel like I’m well past due for the bonus. Time for a SM or wait another week or so?

Duke I.
Duke I.

You should have received the bonus in December. Since you used a real DD I would call. I’m expecting mine in February.

Charles Mann
Charles Mann

I received a mailer yesterday with a coupon for $200+$300 Smart Money bonus offer that had a unique Promo Code that says it can be used in branch or per phone conversation. I still would never recommend BMO; they cheated me out of my bonus.

Charles Mann
Charles Mann

Apparently the code can also be used online at: bmoharris.com/valpak12 If someone wants it, this is the code I received: BMOP-02001M-MZSK6K9

Burton
Burton

My Valpak code starts the same but ends in 810IUTV. Already a customer and won’t be using it.

Robert
Robert

Trying to open Smart Advantage checking. The promo code automatically generates on the site. But then it says “The promo code you’ve entered is invalid or unavailable with this product.”

Dead?

Robert
Robert

By the way, the auto-generated promo code is: BMOP-01761H-WEB250S

Tourbillion
Tourbillion

Received the $400 bonus on 12/3. Opened the account in late July and completed $6000 DD from employer in early October.