Update 1/8/26: There is also a $300 link you can use. No terms saying it’s restricted but promo code is CAL POLY $300 so YMMV. Hat tip to reader snailrock
Offer at a glance
- Maximum bonus amount: $250
- Availability: CA
- If you live, work or worship in Humboldt, Del Norte, or Trinity County in CA, you can join.
- Family members can also join.
- The Cal Poly Humboldt (formerly Humboldt State University) Foundation staff and members of the Forever Humboldt, Cal Poly Humboldt Association can all join.
- Direct deposit required: Yes, $750+
- Additional requirements: See below
- Hard/soft pull: Unknown
- ChexSystems: Yes
- Credit card funding: Up to $500
- Monthly fees: None
- Early account termination fee: Unknown
- Household limit: None
- Expiration date: None
Contents
The Offer
- Compass Community Credit Union is offering a $250 bonus when you open a new checking account and complete the following requirements:
- Use promo code checking bonus
- Receive a direct deposit totaling $750 or more within 90 days of account opening
- Enroll in eStatements
- Complete a minimum of $400 in debit card purchases
The Fine Print
- $250 incentive. Open a Directional Checking Account with a minimum of $5.00. Direct Deposit is required, totaling $750 or more, within 90 days of account opening. Enrollment in Online banking with e-Statements is required and a minimum of $400 in debit card purchases is required, 90 days from account opening.
- If all requirements are met, the $250 will be deposited to your checking account on the 91st day from the account open date and may be subject to 1099 reporting.
- Any applicable taxes are the responsibility of the member. One offer per social security number. Rates as of 01/01/2025 are subject to change at any time without notice. Offer for a limited time only.
- Must use promo code “checking bonus” to qualify for this offer.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
They offer a free checking account
Early Account Termination Fee
I wasn’t able to find a fee schedule so unsure if there is any EATF.
Our Verdict
Feel free to share your datapoints in the comments below.
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times
