Deal has expired, view more checking account bonuses by clicking here
Update 2/6/20: Ended has been added of 2/29/20
Offer at a glance
- Maximum bonus amount:Â $100
- Availability:Â Must live, work or worship in one of the following counties: Alameda, Monterey, San Francisco, Santa Clara, Santa Cruz, San Mateo all in CA or Brunswick, New Hanover & Pender county in NC
- Direct deposit required:Â None
- Additional requirements:Â None
- Hard/soft pull: Soft pull
- ChexSystems: Yes, not sensitive
- Credit card funding: Can fund up to $2,500 with a Visa or Mastercard
- Monthly fees:Â None
- Early account termination fee:Â None
- Household limit:Â None listed
- Expiration date:Â None listed
Contents
The Offer
- Excite Credit Union is offering bonuses of up to $100 when you use promo code 100BUCKS:
- $50 when you open a GO savings account
- $50 when you open a GO checking account
The Fine Print
- Please allow 3- 6 weeks for bonus to be deposited into your Excite account
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
Neither of these accounts has a monthly fee to worry about
Early Account Termination Fee
I wasn’t able to find a fee schedule so unsure if an EATF is charged or not
Our Verdict
Doesn’t look like there are any requirements to trigger either bonus. Not sure if it’s a hard/soft pull and if you can fund with a credit card or not. Go savings account also earns 5% APY, but looks like it has a number of requirements to earn that rate.
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times

