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Grant

Here are my data points:

7/26 – Account opened with $2,500 CC funding (Citi Double Cash)
8/10 – $500 direct deposit from employer
8/15 – 6 debit card purchases completed
9/1 – Received $300 bonus

Grant

I called Excite Credit Union (1-800-232-8669) this morning to request to close my account. Rep instructed me to fill out the DocuSign form (https://excitecu.org/learn/about-us/forms) for Change of Information and I marked the application with “close an account”. Submitted the DocuSign form, now I need to wait for the form to be received and processed. Pretty easy process.

MS
MS

Bonus posted on 9/1, Real DD on 8/15. NO Debit transactions done as the card is yet to arrive.

colin broccoli
colin broccoli

bonus posted today, 3pm pacific.

Harry
Harry

Bonus posted 09/01. Opened account 07/25. Astra DD, description payroll direct deposit. Venmo 1.01-1.05 to friends.

Carson C
Carson C

Opened 8/1
Astra DD
Amazon reload $1.50 x 5
Bonus posted 9/1

K2
K2

Opened last week with immediate approval and $2500 on United Explorer coded as purchase. The Visa MCC is 6012- Financial Institutions: Merchandise and Services

Deedubs
Deedubs

I’m looking at the T&C and not seeing any early termination fees. Given my 300 comes after 1.5 months of holding (rep told me it shows up on the 1st after the month completing all activities), is there any issues with moving money out and closing the account?

Also was anyone forced to open a savings account as well? I need to transfer out 10 bucks from there. Was just curious if others had to as well

Dan
Dan

Opened account 8/7/22, got approval, and pending $2,500 on United Business card ($250 cash advance so likely coded as a purchase).

Ash
Ash

Talked with a rep, and she said account opening deposit will be on hold for 30 days. That’s okay, still would have been better if told upfront. Placed a request online to open an account on Sunday, the account was opened on Monday, as the current address is in Santa Clara county. The process is seamless rn, let’s see.

Dave
Dave

Ash Initial CC deposit on Mn 8/1 and direct email from the bank stated “…all new accounts are subject to a 9 business day hold. So your $2,500 you are depositing will not be available for you to use until 8/12.”

Jim
Jim

Hmm, anyone try applying recently? It seems the application page/site is down — after I enter my name and contact information, it tries to load the application, but just keeps spinning/loading…

Tried earlier this afternoon with Edge and Chrome, same issue. Also tried Incognito with no adblockers…

Gave them a ring, they said perhaps just high web traffic and try again in an hour. Rep did ask with New Accounts and said they do a identity pull with Experian, in case folks keep theirs locked/frozen

Jim
Jim

Applied later in the day and it went through. Got an email asking for a utility bill, which I uploaded a few hours later.

Approved this morning. Funded $2500 with a Chase card

Darlene
Darlene

Jim did you submit a real utility bill or a credit/bank statement? Utilities aren’t in my name.. I normally use a cc statement