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Matt
Matt

Just a heads up, they seemed weird about the six debit card transactions when I applied. She made a big deal about getting the card delivered before the end of the month because the six transactions had to be executed before the calendar month ends to receive the bonus. I felt like a was getting a lot of questions about too many applications, so I didn’t argue about it. Regardless, I’m going to do six transactions a month just in case even if the terms sound like six transactions in three months.

Davis

Excite CU now has a referral program for $50 Visa gift cards to both referrer and referee if you either complete six (6) debit card transactions (excluding ATM transactions) in each of two (2) calendar months, OR complete $600 in deposits in each of two (2) calendar months https://excitecu.org/referafriend

Vipul
Vipul

Anybody got a 1099-INT from them yet?

Jas
Jas

I messaged support through secure message and received this message:

Your 1099-INT if required, is made available electronically in your online banking under Additional Services > eDocuments > eTax. I checked and since you did not earn more than $10 in earned interest for the year, no 1099-INT form is required.

Dan the Car Man
Dan the Car Man

Did they mention a 1099-MISC at all or the same deal?

SN
SN

1/27- Tried opening a checking account online, application under review
1/31 – Agent asks to un-freeze Experian report, via email
1/2 – Told that this would be a hard pull, withdrawn application

Grant

Here are my data points:

7/26 – Account opened with $2,500 CC funding (Citi Double Cash)
8/10 – $500 direct deposit from employer
8/15 – 6 debit card purchases completed
9/1 – Received $300 bonus

Grant

I called Excite Credit Union (1-800-232-8669) this morning to request to close my account. Rep instructed me to fill out the DocuSign form (https://excitecu.org/learn/about-us/forms) for Change of Information and I marked the application with “close an account”. Submitted the DocuSign form, now I need to wait for the form to be received and processed. Pretty easy process.

MS
MS

Bonus posted on 9/1, Real DD on 8/15. NO Debit transactions done as the card is yet to arrive.

colin broccoli
colin broccoli

bonus posted today, 3pm pacific.

Harry
Harry

Bonus posted 09/01. Opened account 07/25. Astra DD, description payroll direct deposit. Venmo 1.01-1.05 to friends.

Carson C
Carson C

Opened 8/1
Astra DD
Amazon reload $1.50 x 5
Bonus posted 9/1

K2
K2

Opened last week with immediate approval and $2500 on United Explorer coded as purchase. The Visa MCC is 6012- Financial Institutions: Merchandise and Services