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Dan
Dan

Opened account 8/7/22, got approval, and pending $2,500 on United Business card ($250 cash advance so likely coded as a purchase).

Ash
Ash

Talked with a rep, and she said account opening deposit will be on hold for 30 days. That’s okay, still would have been better if told upfront. Placed a request online to open an account on Sunday, the account was opened on Monday, as the current address is in Santa Clara county. The process is seamless rn, let’s see.

Dave
Dave

Ash Initial CC deposit on Mn 8/1 and direct email from the bank stated “…all new accounts are subject to a 9 business day hold. So your $2,500 you are depositing will not be available for you to use until 8/12.”

Jim
Jim

Hmm, anyone try applying recently? It seems the application page/site is down — after I enter my name and contact information, it tries to load the application, but just keeps spinning/loading…

Tried earlier this afternoon with Edge and Chrome, same issue. Also tried Incognito with no adblockers…

Gave them a ring, they said perhaps just high web traffic and try again in an hour. Rep did ask with New Accounts and said they do a identity pull with Experian, in case folks keep theirs locked/frozen

Jim
Jim

Applied later in the day and it went through. Got an email asking for a utility bill, which I uploaded a few hours later.

Approved this morning. Funded $2500 with a Chase card

Darlene
Darlene

Jim did you submit a real utility bill or a credit/bank statement? Utilities aren’t in my name.. I normally use a cc statement

Grant

William Charles re: “Credit card funding: Can fund up to $2,500 with a Visa or Mastercard” Excite locks the funds for the first 90 days, so you can’t move the money out right after opening the account.

$2,500 Citi Double Cash posted as a purchase.

Also, as a Bay Area resident, I had to provide utility bill for my home and paycheck from work to show I lived and worked in their service area.

James
James

Was the 90 days lock up period documented in T&C?

Grant

Maybe, I didn’t read all the T&C to find out. That is what the rep said to me and I can see the funds locked when I sign into the account.

norcal
norcal

This might be a miscommunication, mine was NINE business days.

Tpw
Tpw

Mine as well

Jay
Jay

Opened an account on 7/26 9:30pm, approved on 7/27 12:20pm, $2.5k credit card (Chase Marriot Bonvoy, cash advance limit of $1k) pending with extended hold in the account.

norcal
norcal

Opened an account over the weekend, got a call today to verify the application. I didn’t put a promo code, and in the call they verified the details needed to achieve the bonus, so the offer was on the account without a promo code usage.

Used Citi AA card for the $2500 funding, will report back on the purchase status.

mikip
mikip

Hi Bro, did it count as a purchase? I want to meet the SUB by this as well!

norcal
norcal

Sorry late reply, yes it posted as a purchase. And to clarify I used Citi AA business platinum select.

colin broccoli
colin broccoli

applied yesterday. got an email today asking for proof of residence (utility bill etc)

Darlene
Darlene

do they accept bank account / credit card statement? colin broccoli

colin broccoli
colin broccoli

I offered a pay stub and they accepted. But I actually live in SF.

Darlene
Darlene

I used to live in San Francisco in the past.. and could still I guess send a bit of mail to my old roommate as a “work” address (self-employed).. would that work or cause me headaches later on? Just use SF address to open the account.. get the bonus.. and then change address?

Jas
Jas

They asked for utility bill in your name to verify that you live in the residence.

Jo
Jo

Signed up! I live on the boarder with North Carolina and so I put that I worked there…Technically, since I do the gig economy I have made money originating from NC, so it will be interesting if I’m approved or what info they may require.

Seeu
Seeu

what promo code you put in?

Andy
Andy

Any DP on CC fund counts as purchase?