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Sonic
Sonic

Is this still a hard pull?
To those who got denied due to Chex, was there a hard pull?

Sonic
Sonic

Ok, I just read comments from last year. Soft pull.

SC
SC

Appplied on 15th Jan. Denied due to Chex.

Sydney
Sydney

Are there any unions or associations that are free to meet the requirements for eligibility?

Gadget - Bank Bonus Geek

https://www.depositaccounts.com/credit-unions/anyone-can-join/

Not all are free though… but it’s a start.

triv
triv

1. Direct link to offer is not working anymore. Here is a working one: https://providentcu.org/products/checking-accounts/super-reward-checking/1019promo
2. Credit card funding is now limited to $30

Tepid_Coffee
Tepid_Coffee

Denied due to Chex. Can only fund with credit card up to $30 now as well

PCU
PCU

“Thank you for your application. Unfortunately, our system was unable to automatically open the account you have selected. However, your application will be reviewed and we will contact you shortly with additional details.”

Then, declined due to multiple inquiries in chexsystem.

Kevin
Kevin

Declined with 17 Chex inquiries in the last two years.

(well could’ve seen that coming :))

Xcapiby
Xcapiby

I have acct with them and I’m not in CA (and I have never lived there). Opened several years ago, prob. 2012 or earlier.

dizzy
dizzy

deleted

kona
kona

Tried to apply. Got the following message. Credit card is limited to $30 now ($5 for membership savings and 25 for checking).

“Thank you for your application. Unfortunately, our system was unable to automatically open the account you have selected. However, your application will be reviewed and we will contact you shortly with additional details.”

Simon
Simon

Thanks for the DP, good to know.

kona
kona

Denied due to Chex.