[CA only] USE Credit Union $100 Referral Bonus
Offer at a glance
- Maximum bonus amount: $100 for both parties
- Availability: CA only
- Direct deposit required: Yes, $500+
- Additional requirements: eStatements
- Hard/soft pull: Soft pull (report of hard pull)
- ChexSystems: Unknown
- Credit card funding: Unknown
- Monthly fees: None
- Early account termination fee: $15, 90 days
- Household limit: None listed
- Expiration date: None listed
Contents
The Offer
- USE Credit Union is offering a bonus of $100 to both the refer and referree when somebody is referred and opens a new free checking account and completes the following requirements:
- Sign up with eStatements
- Within 90 days of account opening receive at least $500 in monthly direct deposits
The Fine Print
- Referred members must be new members and meet membership eligibility and account opening criteria and, within 90 days of account opening, set up at least $500 in monthly direct deposits.
- The deposit account bonus ($100 each for you and a friend) will be credited to the respective USECU accounts no later than 30 days after the first direct deposit is received.
- Must be 18 years of age to participate.
- Bonus payments subject to tax.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
This account has no monthly fees to worry about.
Early Account Termination Fee
$15 fee if closed within 90 days of account opening according to the fee schedule.
Our Verdict
Feel free to share your referral in the comments below, worth doing if you live in an eligible location.
Hat tip to reader German
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
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- Bank Bonus Posting Times
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Says monthly, but for how many months?
Bonus will be credited no later than 30 days after the first direct deposit is received.
I’m interest in getting a referral assuming it is a soft pull – anyone care to share their referral code (or whatever is needed)?
I can refer you, need first name, last name and email
What’s your email? If you would prefer not to put your email here, email me lgilbert at ucsd.edu
request a referral . Email:syjjiang@yahoo.com
I am requesting a refer to open my own account. I don’t have account with USE
Hey I’m a member of this CU, I’ll send you an email.
Per the fine print referred persons must also be able to meet membership requirements making this one even tougher to get. Membership requirements can be found here. https://www.usecu.org/home/our-story/membership
I suppose one solution would be to apply and be accepted to a UC school and then apply…lol. I wonder if that would actually work.
Also appears credit and debit card funding are available though not sure the limits.
It doesn’t look like this is open to everyone? On the application form it has eligibility options like “I work for …” a small list of companies, “I am a student of …” a small list of California universities, “I live, work or woship in …” a small number of California counties.
Is it soft pull or hard pull? Chex sensitive?
Do they have any other bonuses besides of the referral?
I’m interested in a referral
I can refer you if you’re interested
What’s your email? If you would prefer not to put your email here, email me lgilbert at ucsd.edu
I am requesting a referral to open this USECU account. Please reach me at daiyuda@gmail
I’ll send you an email
I need a referral, I’m in Cali!
What’s your email?
Requesting a referral: lgilbert at ucsd.edu
Sent you a referral
Update: I can now refer people. Email me if you want one.
Request a referral . Email:woainidosi@outlook.com
Sent
Requesting referral – sonalmv@yahoo.com
Sent
I got a hard pull on Equifax.
Thanks, wonder what would happen had your report been locked…
Did you take advantage of the CC funding?
Yes I did fund with a CC. Max $500.
Max shows $1500 for me
The free checking account is limited to $500 max, then you can fund the $5 membership, so there is a total of $505 in credit card funding for this particular offer.
I see, I didn’t actually attempt it, there was just an option there for credit card funding and it says up to $1500.
Maybe for one of the other accounts, like the savings or MMK, one can fund up to $1500. Someone needs to check it out and report back. Otherwise it’s a little weird for them to say ‘up to $1500’ if none of the accounts allow it.
Looking for a referral.
lilfreeloader@hotmail.com
Thanks!
Sent
Received your referral e-mail, but only certain UC campuses are eligible for the alumnus/student section (mostly NorCal and SD areas). All UC campuses are eligible only if you’re part of the faculty or staff (i.e. not a student).