Posted by William Charles on November 2, 2019
Bank Account Bonuses

Published on November 2nd, 2019 | by William Charles

84

[CA only] USE Credit Union $100 Referral Bonus

Offer at a glance

  • Maximum bonus amount: $100 for both parties
  • Availability: CA only
  • Direct deposit required: Yes, $500+
  • Additional requirements: eStatements
  • Hard/soft pull: Soft pull (report of hard pull)
  • ChexSystems: Unknown
  • Credit card funding: Unknown
  • Monthly fees: None
  • Early account termination fee: $15, 90 days
  • Household limit: None listed
  • Expiration date: None listed

The Offer

Direct link to offer

  • USE Credit Union is offering a bonus of $100 to both the refer and referree when somebody is referred and opens a new free checking account and completes the following requirements:
    • Sign up with eStatements
    • Within 90 days of account opening receive at least $500 in monthly direct deposits

The Fine Print

  • Referred members must be new members and meet membership eligibility and account opening criteria and, within 90 days of account opening, set up at least $500 in monthly direct deposits.
  • The deposit account bonus ($100 each for you and a friend) will be credited to the respective USECU accounts no later than 30 days after the first direct deposit is received.
  • Must be 18 years of age to participate.
  • Bonus payments subject to tax.
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

This account has no monthly fees to worry about.

Early Account Termination Fee

$15 fee if closed within 90 days of account opening according to the fee schedule.

Our Verdict

Feel free to share your referral in the comments below, worth doing if you live in an eligible location.

Hat tip to reader German

Useful posts regarding bank bonuses:



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Bambino
Bambino

Says monthly, but for how many months?

Superman
Superman

Bonus will be credited no later than 30 days after the first direct deposit is received.

Rusty
Rusty

I’m interest in getting a referral assuming it is a soft pull – anyone care to share their referral code (or whatever is needed)?

Enrique
Enrique

I can refer you, need first name, last name and email

Lauren Gilbert
Lauren Gilbert

What’s your email? If you would prefer not to put your email here, email me lgilbert at ucsd.edu

Jason
Jason

request a referral . Email:syjjiang@yahoo.com

Jason
Jason

I am requesting a refer to open my own account. I don’t have account with USE

Enrique
Enrique

Hey I’m a member of this CU, I’ll send you an email.

Kyle ❤️

Per the fine print referred persons must also be able to meet membership requirements making this one even tougher to get. Membership requirements can be found here. https://www.usecu.org/home/our-story/membership

BlissfulApathy
BlissfulApathy

I suppose one solution would be to apply and be accepted to a UC school and then apply…lol. I wonder if that would actually work.

Kyle ❤️

Also appears credit and debit card funding are available though not sure the limits.

Steve

It doesn’t look like this is open to everyone? On the application form it has eligibility options like “I work for …” a small list of companies, “I am a student of …” a small list of California universities, “I live, work or woship in …” a small number of California counties.

skiria
skiria

Is it soft pull or hard pull? Chex sensitive?
Do they have any other bonuses besides of the referral?

Matt
Matt

I’m interested in a referral

Enrique
Enrique

I can refer you if you’re interested

Lauren Gilbert
Lauren Gilbert

What’s your email? If you would prefer not to put your email here, email me lgilbert at ucsd.edu

YD
YD

I am requesting a referral to open this USECU account. Please reach me at daiyuda@gmail

Enrique
Enrique

I’ll send you an email

Michael B
Michael B

I need a referral, I’m in Cali!

Enrique
Enrique

What’s your email?

Lauren Gilbert
Lauren Gilbert

Requesting a referral: lgilbert at ucsd.edu

Enrique
Enrique

Sent you a referral

Lauren Gilbert
Lauren Gilbert

Update: I can now refer people. Email me if you want one.

Ruthenium C
Ruthenium C

Request a referral . Email:woainidosi@outlook.com

Enrique
Enrique

Sent

Mitesh
Mitesh

Requesting referral – sonalmv@yahoo.com

Enrique
Enrique

Sent

weedibix
weedibix

I got a hard pull on Equifax.

Jim
Jim

Thanks, wonder what would happen had your report been locked…

Did you take advantage of the CC funding?

weedibix
weedibix

Yes I did fund with a CC. Max $500.

Kyle ❤️

Max shows $1500 for me

Pauline the Bean
Pauline the Bean

The free checking account is limited to $500 max, then you can fund the $5 membership, so there is a total of $505 in credit card funding for this particular offer.

Kyle ❤️

I see, I didn’t actually attempt it, there was just an option there for credit card funding and it says up to $1500.

Pauline the Bean
Pauline the Bean

Maybe for one of the other accounts, like the savings or MMK, one can fund up to $1500. Someone needs to check it out and report back. Otherwise it’s a little weird for them to say ‘up to $1500’ if none of the accounts allow it.

Vanson
Vanson

Looking for a referral.
lilfreeloader@hotmail.com

Thanks!

Enrique
Enrique

Sent

Vanson
Vanson

Received your referral e-mail, but only certain UC campuses are eligible for the alumnus/student section (mostly NorCal and SD areas). All UC campuses are eligible only if you’re part of the faculty or staff (i.e. not a student).

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