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EW (@guest_616892)
July 14, 2018 12:01

Bonus is back and it’s now $150. Offer is on their homepage.

Vic (@guest_404123)
May 9, 2017 18:13

Applied on 1/18/17, met requirements, called to inquire on 4/20 about no bonus posted.

Rep said she will submit ticket to manually post the bonus.

Still nothing as of today, 5/9/17.

kirk (@guest_620444)
July 23, 2018 05:29

did you ever get your bonus from this CU? also, was it an instant approval during app? tia!

Jim (@guest_400629)
May 3, 2017 19:23

Better check again on your reports Re: hard pull. Email from them today:


I am so sorry for the late response.

When opening a checking account, there will be a hard pull on your credit report.

Please let me know if you have any further questions.

Thank you!

Jessica Kiloh
Sacramento Credit Union
P: (916) 444-6070 x3602
[email protected]

Joel (@guest_394048)
April 22, 2017 20:54

I signed up online for this account earlier this week. It was not immediately approved online, and I was instead asked to bring a photo ID and proof of address to one of their local branches. When I got to the local branch, they asked about me being a former customer (I had an account for ~2 years that was closed over 2 years ago). I’m pretty sure that because I was a former customer, there was something in their system required an in-bank visit.

While in the bank, the representative asked me to fund the account while I was there. She claimed that the credit card information I had filled out online would not work any longer. Of course, I tried to do $500 in credit card funding from my Chase Sapphire Preferred that has a $100 cash advance limit. It got denied in-person. I told her I didn’t have any way to fund the account in-person at the moment and asked if she could try the information I had input online. She decided that this time she could try and even made a comment about it being the same card. However, the transaction went through and I went on my way. That was on 4/20. I’m now waiting to ensure that the $500 posts correctly to the credit card as a purchase (as opposed to cash advance). However, I did notice that it currently shows up as three transactions: $5 application fee, $25 savings funding, and $470 checking funding (for a total of $500). I’m hoping there’s no issues with Chase considering it a credit card purchase.

I’m still deciding if it is going to be worthwhile for my wife to open an account for the $100…

Curmudgeon (@guest_372804)
March 19, 2017 05:05

Promo has been extended to 5/12/17

Dan (@guest_341902)
January 20, 2017 17:46

I went into the branch and spoke with the Branch Mgr. I was told it is a “hard” pull. Also, he said the Direct Deposits must be payroll-type deposit (can’t be ACH transfer from another bank/CU). I decided to pass on this one.

Vic (@guest_347332)
February 1, 2017 16:30

Yes, I can confirm NO hard pull was done (checked 2 weeks after account opening.)

Also Will, a clarification:

The $5 fee is for joining the CU membership, not for credit card funding

$5 Fee language can be found here

Screenshot of said page

Vic (@guest_340718)
January 18, 2017 15:35

I applied and was approved.

– Didn’t see any hard pull
– Can CC fund up to $500 (including $5 fee, so you can only enter up to $495)

lingua (@guest_340956)
January 19, 2017 03:38

Vic, you located in the “eligible region”?

Vic (@guest_340957)
January 19, 2017 03:39

Yes I am. I live in one of the county that’s eligible.

nnapper (@guest_341218)
January 19, 2017 14:59

i just got approved with $500 CC funding. any DP on DD? thanks.

Luke Bornheimer
Luke Bornheimer (@guest_339756)
January 16, 2017 18:43

Also inquired with Sacramento Credit Union regarding the “soft or hard inquiry” question. Will report back when they respond.

Luke Bornheimer
Luke Bornheimer (@guest_340717)
January 18, 2017 15:30

A banker from Sacramento Credit Union just called and said she’s pretty sure it’s a soft pull; She also confirmed that the bonus is only eligible for people in certain counties/regions near Sacramento (the ones you had listed). Wasn’t able to get details on funding options 🙁

anthonyjh21 (@guest_339742)
January 16, 2017 18:29

I live in Solano County. I sent an email and I’m hoping they’re able to provide some answers. I’m not willing to be the guinea pig on a $100 bank bonus when we don’t know if they do a hard pull. Will update if they respond.

Luke Bornheimer
Luke Bornheimer (@guest_339750)
January 16, 2017 18:37

Thanks for inquiring and offering to be the guinea pig for everyone! Please keep us posted.