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EW
EW

Bonus is back and it’s now $150. Offer is on their homepage.

Vic
Vic

Applied on 1/18/17, met requirements, called to inquire on 4/20 about no bonus posted.

Rep said she will submit ticket to manually post the bonus.

Still nothing as of today, 5/9/17.

kirk
kirk

did you ever get your bonus from this CU? also, was it an instant approval during app? tia!

Jim
Jim

Better check again on your reports Re: hard pull. Email from them today:

Hello!

I am so sorry for the late response.

When opening a checking account, there will be a hard pull on your credit report.

Please let me know if you have any further questions.

Thank you!

Jessica Kiloh
FSO
Sacramento Credit Union
P: (916) 444-6070 x3602
jkiloh@sactocu.org
sactocu.org

Joel
Joel

I signed up online for this account earlier this week. It was not immediately approved online, and I was instead asked to bring a photo ID and proof of address to one of their local branches. When I got to the local branch, they asked about me being a former customer (I had an account for ~2 years that was closed over 2 years ago). I’m pretty sure that because I was a former customer, there was something in their system required an in-bank visit.

While in the bank, the representative asked me to fund the account while I was there. She claimed that the credit card information I had filled out online would not work any longer. Of course, I tried to do $500 in credit card funding from my Chase Sapphire Preferred that has a $100 cash advance limit. It got denied in-person. I told her I didn’t have any way to fund the account in-person at the moment and asked if she could try the information I had input online. She decided that this time she could try and even made a comment about it being the same card. However, the transaction went through and I went on my way. That was on 4/20. I’m now waiting to ensure that the $500 posts correctly to the credit card as a purchase (as opposed to cash advance). However, I did notice that it currently shows up as three transactions: $5 application fee, $25 savings funding, and $470 checking funding (for a total of $500). I’m hoping there’s no issues with Chase considering it a credit card purchase.

I’m still deciding if it is going to be worthwhile for my wife to open an account for the $100…

Curmudgeon
Curmudgeon
Dan
Dan

I went into the branch and spoke with the Branch Mgr. I was told it is a “hard” pull. Also, he said the Direct Deposits must be payroll-type deposit (can’t be ACH transfer from another bank/CU). I decided to pass on this one.

Vic
Vic

I applied and was approved.

– Didn’t see any hard pull
– Can CC fund up to $500 (including $5 fee, so you can only enter up to $495)

lingua
lingua

Vic, you located in the “eligible region”?

Vic
Vic

Yes I am. I live in one of the county that’s eligible.

nnapper
nnapper

i just got approved with $500 CC funding. any DP on DD? thanks.

Luke Bornheimer

Also inquired with Sacramento Credit Union regarding the “soft or hard inquiry” question. Will report back when they respond.

anthonyjh21
anthonyjh21

I live in Solano County. I sent an email and I’m hoping they’re able to provide some answers. I’m not willing to be the guinea pig on a $100 bank bonus when we don’t know if they do a hard pull. Will update if they respond.

Luke Bornheimer

Thanks for inquiring and offering to be the guinea pig for everyone! Please keep us posted.