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TF (@guest_1857000)
June 7, 2024 12:13

Is there a way (like the Chase offer) to monitor the current stage of the bonus or to verify the offer is active?

Gadget - Bank Bonus Geek 🔗
Gadget - Bank Bonus Geek 🔗 (@guest_1857259)
June 7, 2024 21:28

Based on my most recent tango with this one…

No bonus tracker, no reminder emails… just a lot of waiting.”

CD (@guest_1854946)
June 4, 2024 18:48

does anyone know if 360 CD considered 360 savings account? I had this account in 2023 so not sure if I’m eligible for the bonus

Eric 🔗
Eric 🔗 (@guest_1855339)
June 5, 2024 06:39

You should be fine as a CD is not listed here in the exclusions.

If you have or had an open 

  • 360 Performance Savings, 
  • 360 Savings, 
  • 360 Money Market, 
  • Savings Now 
  • or Confidence Savings account 
GB (@guest_1851150)
May 28, 2024 16:15

Does anyone know if the deposit amount has to be fully posted by day 15? I am cutting it real close with the 15 day deposit limit, as I am planning to deposit 100k tomorrow (day 14) and concerned I’ll keep it here 90 days and not get the bonus lol.

Gadget - Bank Bonus Geek 🔗
Gadget - Bank Bonus Geek 🔗 (@guest_1851268)
May 28, 2024 23:22

Whatever the statement shows is king. Availability is not a factor.

GB (@guest_1851551)
May 29, 2024 15:31

Thank you sir. Didn’t realize no wire fees from Fidelity to 360 so just did that instead.

Gadget - Bank Bonus Geek 🔗
Gadget - Bank Bonus Geek 🔗 (@guest_1851556)
May 29, 2024 15:51

That should work. I usually don’t do wires because it’s always a guessing game on fees and procedures.

The list of banks that offer free outgoing wires is pretty small.

Incoming, Capital One charges for some accounts, but not others, which is really silly.
“The following account types are charged a $15 fee for incoming wire transfers: 

  • Essential Checking
  • High-Yield Checking
  • Essential Savings

All other account types are not charged a fee.”

I would hope you transferred at least $15 more than required, just in case they get grabby. GL!

GB (@guest_1854877)
June 4, 2024 16:07

Thanks again for the advice! And ofc cut it close at exactly $100k but did not get hit with any fees thankfully. Will keep in mind for the future…

TOm (@guest_1850877)
May 27, 2024 19:01

ROI vs interest earned on a 5.35% APY savings account and doing the $1500 bonus is $1222.00

Newguy (@guest_1853465)
June 1, 2024 10:32

You should also include the interest you would make from $100k in the Cap1 HYSA during that time as well, not just the bonus part

Lakers (@guest_1848646)
May 22, 2024 22:48

1/08/24 Opened
5/22/24 $300 Bonus

Vanessa (@guest_1845558)
May 16, 2024 12:01

I entered the promo code on their website and it told me that I was ineligible because I’ve had an account. I guess that saved me time and effort.

sg77 (@guest_1845722)
May 16, 2024 17:42

If you recently opened a Capital One checking account, and then apply for a savings account and log in near the beginning, it may say you’re not eligible and mention the checking promo code (even though that isn’t relevant for the savings offer). If you instead don’t log in until later in the application, it works. But if you really did have a savings account on a date that makes you ineligible, then nevermind.

NMBBFun (@guest_1847118)
May 19, 2024 23:39

I was able to enroll/open new savings account last week, despite having checking account. So both accounts are open now. Checking account bonus awaited. Savings account opened using promo code. Hope for the best.

James Barnes
James Barnes (@guest_1844474)
May 14, 2024 03:07

Aside from having the date I cancelled my capital one savings account listed in a spreadsheet (whcih i should have but didnt do), is there any good way to figure out when I closed my account?

Gadget - Bank Bonus Geek 🔗
Gadget - Bank Bonus Geek 🔗 (@guest_1844475)
May 14, 2024 03:21

You can call the bank and have them look it up by SSN….. Or you can order a copy of your EWS report. You may be able to search your emails as well.

killdozer (@guest_1843771)
May 12, 2024 19:07

This is effectively a 6% APY ( bonus portion ) + 4.25% APY (yield portion) for a net yield of 10.25% APY for 90 days. Decent. If you had an account after 01/01/2022 not eligible.

BD (@guest_1843608)
May 12, 2024 09:35

Deposit $100,000+ and get $1,500 bonus plus 4.25% interest for 90 days $1048

Total will be $2548, right?

TOm (@guest_1850879)
May 27, 2024 19:09

Yes correct.

Pluuza (@guest_1842516)
May 9, 2024 15:20

“Externally sourced funds” meaning CapOne Checking won’t count?

NMBBFun (@guest_1843754)
May 12, 2024 17:54

That’s right. It has to be from any other bank than capital one