This offer is dead and no longer available. Click here for the best credit card bonuses.
The Offer
- Receive a sign up bonus of $750 after $7,500 in in spend within the first three months on the Spark Cash Visa for Business Card from Capital One
The Fine Print
- Card earns 2% cash back on all purchases
- Annual fee of $95 is waived first year
- No foreign transaction fees
Our Verdict
Public bonus on this card is $500 after $5,000 in spend. There is a targeted bonus for $1,000 after $10,000 in spend and there has even been a public bonus that was the same. I don’t think that $1,000 bonus was intentionally public and it looks like they are requiring offer codes for those $1,000 bonuses now so I’m not sure we will ever see such a high bonus on this card again. $750 is a big bonus, it’s 10% back on the $7,500 in spend but keep in mind the card also earns 2% cash back so it works out to be 12% on that $7,500 in spend.
That’s a great offer, the downside is that the card is issued by Capital One. The reason that’s an issue is that they pull all three credit bureaus. You can somewhat limit this by freezing your TransUnion or Experian reports and they will just pull Equifax and whatever one you didn’t freeze. Despite this issue I do think this is still a powerful bonus and hard pulls are becoming less of an issue for most people with other issuers cracking down on how often you can get a sign up bonus. Capital One business cards also report on your personal credit reports, this is important for anybody worrying about Chase’s 5/24 rule.
Because of all that I will be adding this to our list of the best business credit card bonuses. I’m also not sure how long this link will last, so might make sense to sign up sooner rather than later if interested.
If you have any questions about Capital One, please read this post first.
Hat tip to reader Heartlanta
