Chase Fixed APR Offers No Longer Bypass 5/24

Unfortunately it seems that Chase fixed APR offers no longer bypass the 5/24 rule. This includes: black star offers, green tick/just for you/selected for you offers and leaked links. I suspect this change is due to the leaked links that were being circulated and that eventually black star/green tick offers will byapss 5/24 in the future. It’s unclear at this stage if in branch pre-approvals are still bypass 5/24 or not.

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James Bond
James Bond (@guest_1253881)
September 15, 2021 13:51

Does an invite offer in the mail with an invitation code still bypass 5/24. If not, when did it stop bypassing 5/24?

Credit Card Offers
Credit Card Offers (@guest_1273257)
October 27, 2021 02:01

i got an invite offer with rsvp too for chase ink, have you tried it to see if it bypass 5/24/

James Bond
James Bond (@guest_1274051)
October 28, 2021 08:08

I did not try to use the the rsvp invitation code. From recent DPs, it appears that it does not bypass 5/24. I will wait until I go back to <5/24.

DP
DP (@guest_1243142)
August 23, 2021 13:49

Ironic… Didn’t you call me a troll for saying this exact thing in the not too distant past? lol smh

St
St (@guest_1241692)
August 19, 2021 14:38

Not this againZzzzzzz

Chase
Chase (@guest_1241473)
August 19, 2021 11:08

second this, from an application back in May

Rhea
Rhea (@guest_1241305)
August 19, 2021 02:29

@william @chuck I suggest you guys to delete the HB-related (hardbody-related) comments in this thread. Thank you.

Tina
Tina (@guest_1241313)
August 19, 2021 03:03

WHY?

MissGnomer
MissGnomer (@guest_1241333)
August 19, 2021 04:40

Why would you suggest that? Are you scared that the world will learn about Andy’s multi-million dollar skimming scheme associated with a fake company run by a man convicted of fraud?

bw
bw (@guest_1241347)
August 19, 2021 06:48

Why?

George
George (@guest_1241375)
August 19, 2021 08:11

Why do you want it deleted?

Scamming Andy
Scamming Andy (@guest_1241389)
August 19, 2021 08:43

It’s still related to Andy who worked with getting the links and people were using hard body for the MSR

Stinky Steve
Stinky Steve (@guest_1241605)
August 19, 2021 13:00

You don’t want the money-laundering organization called Hardbody Fitness Club collapse while you are holding the bag?

Mike
Mike (@guest_1241303)
August 19, 2021 02:14

Well base what I have, those leaked links were dead about a year ago. People were reporting account shutdown at Chase back then. Since then, those fix APR offers, neither others blackstar link nor yours, all dead and will receive get “7-10 days” message after applying depends on your credit report.

Leaked link were posted everywhere and all blogs deleted then after. I was surprised there were ppl selling links for 50$…

yo
yo (@guest_1241255)
August 18, 2021 23:50

i remember hearing about this some time ago but I guess at that point they were dead? Didn’t realize new ones were found

Elias
Elias (@guest_1241519)
August 19, 2021 11:56
  yo

Send money to $Andysol1983 and get links

Finn
Finn (@guest_1241247)
August 18, 2021 23:42

Anyone Involved in Andy and hardbody y’all are being scammed. Andy sold yall out on Reddit to reduce his risk on the chase links and now he has hundreds of you in his hardbody money laundering. Good luck FOOLS

Don
Don (@guest_1241290)
August 19, 2021 01:34

What?

Rhea
Rhea (@guest_1241304)
August 19, 2021 02:28

Are you jealous of missing the JUICY boat??

adam
adam (@guest_1241317)
August 19, 2021 03:15

juicy boat isnt in churning… in the big picture of things

Scotty
Scotty (@guest_1241368)
August 19, 2021 07:58

Bruh wtf is going on??? So people were selling links but how is that money laundering? How was this Andy guy “reducing his risks” was chase going to sue him or something? Also who or what THE F#CK is ‘hardbody’? Is it another user or a technique? I churn moderately but I haven’t the slightest clue what’s going on or why people are upset to the degree they are?

Jeffrey
Jeffrey (@guest_1241421)
August 19, 2021 09:44

Its jealousy, thats it

Notice all the accounts are new because they dont want to use their real accounts?? Its entertaining

Kevin
Kevin (@guest_1241792)
August 19, 2021 16:51

nothing here

rick b
rick b (@guest_1243147)
August 23, 2021 14:02

It’s a scammy supplements company that was selling products at a loss via rebates to let people generate “MS” spending. It coded as pharmacy on Chase Ink flex/unlimited to get 3% which was a couch MS method for a while.

You know those times people would pop up with an MS scheme of “what if I allowed you to run money through my fake business at X% and sent it back to you?” Pretty much sums it up.

Soon to be out of money
Soon to be out of money (@guest_1241393)
August 19, 2021 08:45

Yeah, he’s making a fee on each order people place through him. Making tens of thousands per month for minimal work. Clearly he’s in it for himself.

Drew R
Drew R (@guest_1241209)
August 18, 2021 22:10

AndySol…I see an FT account with a few controversial post in 2019 and that’s it. Same guy?, or do people really think one person is responsible for a nationwide crackdown? Genuinely curious.

I guess it’s unpopular opinion, but I’m surprised it went on as long as it did. Based off the comments I thought the DoC community crushed it. I wasn’t one of them, but good work everybody else.

Frogger
Frogger (@guest_1241314)
August 19, 2021 03:03

It was posted on here for like a day on here about a day two years ago and then deleted. Pretty well hidden but someone made a thread about it on Reddit recently with all the links.

MissGnomer
MissGnomer (@guest_1241332)
August 19, 2021 04:38

He covers his tracks well so that search engines and archiving websites do not track his posts. It is not very hard to do. He released a list of links that bypassed 5/24 to the public after abusing them for many months. He only did it because Chase started shutting people down for using them and he wanted to create distractions so that he might survive being shut down himself. He gloated about doing so when doing a paid speech for FlyerTalkUniversity (FTU). This is a paid churning “seminar” where he revealed many methods that he did not develop.

Now he is running a group called HardBody Nutrition Fitness Club where he takes a $50 fee per product purchased in exchange for allowing you to buy a scam product which is reimbursed after 35 days. There are hundreds of purchases done every 10 days. He has made tens of thousands of dollars doing this.

This is why people call him a sell out.

George
George (@guest_1241436)
August 19, 2021 10:01

Hi Blue Eyes

Blue
Blue (@guest_1241991)
August 19, 2021 23:25

Not sure who that is but it isn’t me

George
George (@guest_1241506)
August 19, 2021 11:45

That sounds like it will not end well for him. The longer I am in this game the more I realize I am glad I don’t learn about some stuff. All in moderation, folks.

Mark
Mark (@guest_1241189)
August 18, 2021 21:41

Everyone making comments here seems to know a lot more than I do. Where did these links come from? Was it just copying the link from someone else’s black star offer? Does someone have a link to the discussion about this on reddit or wherever else? And who’s Andy?

Scotty
Scotty (@guest_1241234)
August 18, 2021 22:53

I’m very curious too. I’m also surprised I didn’t hear about it either with it going on for so long.

nadogm1
nadogm1 (@guest_1241521)
August 19, 2021 11:58

There is a good reason it was kept secret for so long.

Frogger
Frogger (@guest_1241310)
August 19, 2021 02:59

Yeah you just copy someone else’s link. Was working great until someone posted it on Reddit.

Kevin
Kevin (@guest_1241587)
August 19, 2021 12:46

Use the Churning (Reddit) Search page and search for “Andy”:
https://churning.io/