Chase Now Matching Increased Signup Bonuses On Personal Cards

Recent reports indicate that Chase is now matching increased signup bonuses on personal cards as well, or at least some personal cards.

A bit of background: Chase has long had an unofficial policy of matching an increased signup bonus if the new offer comes out within 90 days. Then, back with the Sapphire Preferred 80,000 offer, they stopped doing so. Then, yesterday, we reported they ARE matching the $750/75k Chase INK business signup bonuses.

It wasn’t clear if the INK offer matching was unique to that bonus or to business cards. But multiple reports are coming in from the past couple of days (1, 2, 3, 4, 5) that Chase is matching the recent 70,000 United offer which is a personal card.

My best guess is they wanted to stop matching, but changed their mind, and they’ve now reverted back to the old unofficial policy of matching any offer within 90 days. It’s also possible that it’s just an offer-by-offer decision of whether to match or not, and going forward each offer will get its own decision. In any case, it seems to be one answer for everyone who calls/messages, it doesn’t seem to change by which rep you contact.

(I find it interesting that immediately after the Sapphire 80,000 offer ended they began matching again. Maybe they paused the matching program across all cards to avoid matching on that card specifically?)

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