Posted by William Charles on January 4, 2017
Bank Account Bonuses

Published on January 4th, 2017 | by William Charles

76

Chase Premier Checking $300 Bonus

Update: Not available online anymore. Better to wait for a $300 total checking/$200 savings bonus.

Reposting because this deal is available online again. Keep in mind you’re limited to one bonus per calendar year and you’re not eligible if you’ve had an account in the last 90 days or currently have an account. This means a lot of people will be eligible for this bonus again.

The Offer

Direct link to offer

  • Receive a bonus of $300 when you use a Chase checking coupon to open a new Chase Premier Plus checking account and set up a direct deposit within 60 days of account opening.

chase-bonus

The Fine Print

  • Offer not available to existing Chase checking customers, those with fiduciary accounts, or those whose accounts have been closed within 90 days or closed with a negative balance.
  • To receive the bonus: 1) Open a new Chase Premier Plus Checking account, which is subject to approval; 2) Deposit $25 or more at account opening; AND 3) Have your direct deposit made to this account within 60 days of account opening. Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government.
  • After you have completed all the above requirements, we’ll deposit the bonus in your new account within 10 business days.
  • You can receive only one new checking account related bonus each calendar year and only one bonus per account.
  • Bonus is considered interest and will be reported on IRS Form 1099-INT.

Avoiding Fees

$25 Monthly Fee

This account has a $25 monthly fee, it’s waived if you do either of the following:

  • Keep an average daily balance of $15,000 or more in any combination of qualifying Chase checking, savings and other balances
  • Have automatic payments to your qualifying linked Chase mortgage from your Chase account. Payments set up through Online Bill Pay do not qualify. Mortgages must be in good standing and be first mortgages with servicing retained by Chase
  • Also fee free for active duty and veterans

Early Account Termination Fee

You need to keep this account open for six months, otherwise you will forfeit the bonus.

Our Verdict

Most people will be better off waiting for the $300 total checking bonus to come back (it’s been public several times this year (2016) and you can also purchase them from eBay). That bonus is easier to manage because the requirements to keep the account fee free aren’t so high.

The advantage of this bonus is that it can be opened online. Unfortunately I can’t find any Chase savings bonuses that are available online as well. A little tip is that once you receive the bonus you can downgrade it to a total checking account and that’s even easier to keep fee free. I’d personally either purchase one of the $300/$200 deals from eBay if you live near a branch or go for this deal if you’re not near a branch. Remember if you go into a Chase branch to check for pre-approved offers as they bypass the Chase 5/24 rule. We will add this to our list of the best checking bonuses.

Big thanks to reader, zjts who let us know. Please consider sharing bank bonuses with this site so we can make it even better.

Useful posts regarding bank bonuses:



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Justin
Justin

Can you downgrade to Total after getting bonus?

DOC_Liker
DOC_Liker

Yep. you can for sure.

Dan
Dan

isn’t it normally one chase checking bonus per calendar year? This one seems to only exclude those who have had an account open in the last 90 days

Daniel
Daniel

How do you apply online? When I click the link, I’m only give. An option to get the coupon emailed to me. Am I missing something?

Steve
Steve

This account is fee free for veterans and active duty military.

Daniel
Daniel

Chuck, you need to update the summary at the top of this post. The account CAN be opened online and the monthly fee is $25 if not waived.

Also, the max CC funding is $500 online.

Carol
Carol

“Offer not available to existing Chase checking customers.” I have a Chase business checking account. Anyone know if that disqualifies me for this offer?

ciwei
ciwei

Data Point: it appears account CAN NOT be opened in if reside in Maryland ( where there is NO CHASE branch)

Rob
Rob

I’m trying to follow credit card funding page for Chase accounts, and the lone data point showing a Citi Premier coding as a purchase isn’t linked right. Is it safe to say that Citi cards all post as cash advances now too?

Ngoc
Ngoc

Can you downgrade online (via secure message)? I don’t have a branch near me.

zjts
zjts

What is the reason for downgrading? Is this after you get the bonus & then is a lower balance needed to waive the fee? Any penalties or bonus withdrawal if you downgrade?
If anyone has any current experience on what non payroll, non government options exist to qualify for the bonus, pls post. thx

zjts
zjts

what banks’ and cu’s count as direct deposit to trigger the bonus (I don’t have payroll nor government checks). The list says alliant push no lnger counts as dd at chase but what about capital one? I see it crossed out on the old list but not mentioned on the current list on
https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Chase

cr7
cr7

i currently have a student checking and a business checking…am I disqualified from getting this bonus?

Steve
Steve

I like how it’s available nationwide… except not in states that don’t have Chase branches. Which is a lot of states.

zjts
zjts

Unable to Continue

We’re unable to process your application online.We may need more information from you. Please visit your local Chase branch for assistance. One of our service representatives will be happy to help you.

anyone else get this response?

I live in a state with chase branch, closed my last chase checking in 6-2016, have no other Chase accounts

Daniel
Daniel

How long does the opening deposit take to become available? Thanks.

Carol
Carol

I opened my account at 730am on 11/21, and the opening deposit credited in the early afternoon today, 11/23. It wasn’t there yet when I checked before noon.

DirtyLilRat
DirtyLilRat

I got rejected because I think I screwed up one of the security questions. How long should I wait to try again?

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