Posted by Chuck on August 12, 2019
Checking Accounts

Published on August 12th, 2019 | by Chuck

607

Chime Referral Bonus – $50 For Referrer, $50 For Referee

Update 8/21/19: back to $50/$50

Update 8/12/19: Person being referred still gets $50, person referring now gets $75.

 

Update 6/12/18: $50 referral bonus is back/extended. Doesn’t show any expiration. (Thanks to reader Gadget.)

Update 05/16/18: Referral bonus has now been increased to $50.

Update 01/07/18: Referral bonus has now been increased to $35. Hat tip to reader Sid H

The Offer

Some Chime Card members are seeing the following referral offer:

  • Refer a friend to Chime and each of you will get $50 when the new member sets up direct deposit of at least $200

You can find your referral link at the bottom-left of your Chime account, and you’ll see if it has the $50 offer.

 

 

The Fine Print

  • Offer expires August 31 September 31, 2017. January 31st, 2018 May 31st, 2018 no expiration shown anymore
  • The payroll direct deposit of the referred friend must be made by their employer or payroll provider by an ACH deposit. Bank ACH transfer, Pay Friends transfers, verification or trial deposits from financial institutions, transfers from PayPal or Venmo, and cash loads do not qualify as a payroll direct deposit.
  • The referral reward is paid to both parties within two business days after qualifying funds are first deposited into the referred friend’s Spending Account.
  • Each eligible referring Chime member may earn no more than $1,000.00 in referral rewards per calendar year (January 1, 2019 – December 31, 2019).
  • Referred friend acknowledges that payment of the referral reward may result in the referring Chime member’s knowledge of you establishing an account with us.

Our Verdict

We used to post about the Chime card when it had useful offers. They still have a few offers, but nothing too useful.

The referral bonus is excellent; $50 customer acquisition cost is a lot for a prepaid card. You’ll need to transfer your direct deposit over to the card. Not sure it’s worth the hassle, but putting it out here nonetheless.

Hat tip to Maximizingmoney

Refer in the Comments

Feel free to leave your referral link in the comments if you have the $25 offer. Be aware that your full name shows in the referral. 

Please follow these instructions:

  • First, retweet this tweet
  • Leave a comment with your referral link and your Twitter handle so we can see that it was retweeted. Don’t write anything else in the comment.

The comment should look like this:

http://www.chimecard.com/join/johndoe

@johndoe



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William Charles

[Gadget has hit his max.]

“Thank you, BUT PLEASE stop using my link (until year 2020).

I have been extremely fortunate and been able to max out the referrals – actually stops at $950. Please consider using another link.

I recommend Missjenniferd next. She tries to help people. (https://www.doctorofcredit.com/chime-referral-bonus-members-earn-25/#comment-797168).”
@GadgetGeekHere

William Charles

Note that reader Gadget requested this be stickied as part of the best comments of the month. For some reason I couldn’t sticky his comment so just made this one instead.

Gadget
Gadget

Thank you…

Jeremy
Jeremy

Just used your link.

Gadget
Gadget

Thank you!

Tony
Tony

Hey Gadget . I used your link and just got my referral bonus today. You should see your bonus soon!

Gadget
Gadget

Tony Thank you. Got the e-mail at 9:24AM EDT this morning, so Chime is still trucking along.

Jay Tulad
Jay Tulad

Used your link today..thx

william
william

hey I’m trying to find your referral link

william
william

opps NM, just saw the very top of the OP post 🙂

Gadget 🕵️

Thanks, but find someone else. Or wait until 2020. 🙂

Raevin Bailey
Raevin Bailey

whenever I try to comment it gives me an error but last time 3rd time was a charm I only got $50 bonus today not $75 im still thankful dont get me wrong just letting everyone know. Also can I get more than one bonus a day? Just lost my job, anything will help, also accepting job referrals lol!

[removed]

Gadget
Gadget

Data Points exist for the following ACH transfers counting as DD:

Ally
Chase
Circle Pay App
Discover
Hancock Whitney
Huntington
PNC
Schwab
Serve
TD Bank

Mixed/Not working:
Square Cash App

JR
JR

PNC did not work for me. Just shows as “Transfer from PNC”. I did however pull it from Chime. Should I try pushing it from PNC?

Gadget
Gadget

Always push from external bank login when trying to simulate a DD.

missjenniferd1🦉 🦁
missjenniferd1🦉 🦁

using another bank to push the funds to chime is the only way it will work

Daedalus
Daedalus

BECU credit union works for all those Washington people out there.
https://chime.com/r/danbrinton
@BrintonNate

Sammy
Sammy

Might be late, but I just used your link!

Leosc
Leosc

I used your link. Thanks William Charles

LISA EVERLY
LISA EVERLY

must be part of the $50.00 for Payroll Direct Deposit referral reward campaign in order for both parties to be eligible for the $50.00 referral reward. The referral reward is paid to both parties within two business days after qualifying funds are first deposited into the referred friend’s Spending Account. Eligible referring Chime members can earn no more than $1000.00 in referral rewards per calendar year (January 1, 2019 – December 31, 2019). Referred friend acknowledges that payment of the referral reward may result in the referring Chime member’s knowledge of you establishing an account with us. Chime reserves the right to cancel or modify the referral reward terms, or terminate the member’s eligibility, at any time with or without prior notice. This offer is neither sponsored nor endorsed by The Bancorp Bank.

Gadget
Gadget

LISA EVERLY Yes, the terms state this. However, in reality, the bonus is much easier to trigger than Payroll Direct Deposit. Many people have issue with changing their payroll direct deposit, but almost anyone can ACH funds from their bank account/P2P app/brokerage. The Chime $50 bonus pays out the same day as the DD, so you can determine if you are successful very quickly.

Also in terms, the name of the referred person is no long sent to the referrer when signing up, or when successful in obtaining the bonus. I imagine eventually they will issue links that mask the referrer too.

Gadget 🕵️

Thank you, BUT PLEASE stop using my link (until year 2020).

I have been extremely fortunate and been able to max out the referrals – actually stops at $950. Please consider using another link.

I recommend Missjenniferd next. She tries to help people. (https://www.doctorofcredit.com/chime-referral-bonus-members-earn-25/#comment-797168) FYI William Charles Chuck Dan

Dan - Legal Bank Robber
Dan - Legal Bank Robber

Appreciate it Gadget

Brian
Brian

Used your link, appreciate if you could use mine: https://www.chimebank.com/r/brianlee49/

Kyle ❤
Kyle ❤

Used yours Brian. Here is mine https://www.chimebank.com/r/kylejordan7/
@KyleAJordan2

Chris Smith
Chris Smith

Used yours, Kyle. Here is mine
https://member.chimebank.com/join/chrissmith138
@cSmithhh_

Kyle ♥
Kyle ♥

Thanks Chris Smith 🙂

Chris Smith
Chris Smith

No problem! My bonus posted today – you should have yours too!

Ro
Ro

Used yours, Chris. Here is mine
https://member.chimebank.com/join/rohanrambhia

Ro
Ro

Used yours, Chris. Here is mine
https://member.chimebank.com/join/rohanrambhia
Ro

Ro
Ro

Venmo worked. Quickest bonus ever.
@Chris, check.. you should have it too!

Chris
Chris

Yep, received my bonus. Thanks Ro!

Chris Smith
Chris Smith

Can confirm that Chase and Wells Fargo worked to trigger the bonus

Karla
Karla

Used yours, here’s mine! https://chime.com/r/karlarios3

@rios0131

Ro
Ro

Did you make a transfer already? And was that for Chris or me?

random
random

using yours Karla.
chime.com/r/johntran19

Raevin Bailey
Raevin Bailey

Tell them to use mine instead!!!.
chime.com/r/raevinbailey

William Charles

You’ve never left a comment on the site before, why would I tell people to use your link?

Raevin Bailey
Raevin Bailey

Every time I try to comment it never goes through I just get noitfied of others. IM SUPER SHOCKED it worked this time. lol I have a hundred emails notifying me of others comments. lol

Sid
Sid

member.chimebank.com/join/sidharthasingh
@sidislike

Shivansh
Shivansh

Used your referral. Bonus should post by around 17th according to T&C

Sid
Sid

Did you get your $25? I haven’t received anything yet.

Shivansh Chandnani
Shivansh Chandnani

Sorry. Looks like my Employer DD didn’t go through as I was too late to change the details. Should post around 31st.

Josh
Josh

I used your code. DD should be in by 3/31 at the latest.

RD
RD

member.chimebank.com/join/ravidavuluri
@dramexo

Matthew

Does anyone know if this card is useful anymore for MS?

http://member.chimebank.com/join/matthewweyer
@MatthewDW

Ted
Ted

member.chimebank.com/join/tedehrlich

@F0CO_backpacker

yussuf
yussuf

used your link

yussuf
yussuf

Do we have any DPs about how strict “payroll DD” is? I know the previous promo they had was regular DD. Ill be glad to be the first DP otherwise

Josh m
Josh m

I would just keep doing ACH pushes from different accounts until you find one that triggers the bonus. PayPal might work, or serve if you have one, capital one 360 seems to work a decent amount of time as well.

Sh860124
Sh860124
Justin
Justin

used your link. Should be able to do my 9/15 DD

Niranjon Shrestho
Niranjon Shrestho

i came from the future to ask you, which DD worked (BANK)?

Justin
Justin

I used your link as well. My card come in a week and I’ll post a DD soon. Thanks

Josh m
Josh m

https://member.chimebank.com/join/joshuamiller

@donimuseyebrows

Chime used to pretty awesome and useful back when buxx was around. They used let you link several debit cards and then it became 1, I think it is none now though, maybe someone can confirm.

Anyways it’s still useful if they bring back any decent offers.

STEVE
STEVE

your ref link says something different:

Get $10 when you join Joshua on Chime!
Make the switch to the bank account that pays you up to two days early and we’ll give you $10 when you make an opening deposit of $100 or more!

I’ll use it though. Changing up my direct deposit is too much of a hassle for only 25 bucks

Chris
Chris

.

steve
steve

Somebody let me know if capital one 360 or serve works for this please

yussuf
yussuf

Capt 1 360 nor Chase worked for me. (Cap1 recognized it as a prepaid debit so it wouldnt transfer, had to pull).Was worth the try

avi
avi

member.chimebank.com/join/avinashmuddasani

Marco
Marco

The bonus is only $10 for your link for some reason.

Blake Ohren

member.chimebank.com/join/blakeohren
@b_lated

Shivansh Chandnani
Shivansh Chandnani

The offer isnt showing up anymore. Also, did the bonus post for anyone? It should have posted within 2 business days according to T&C but nothing so far.

B_lated

Nothing yet. What did you use for the DD?

Shivansh Chandnani
Shivansh Chandnani

Employer DD. I even SM’ed them list night. No response yet.

Shivansh Chandnani
Shivansh Chandnani

Called them up yesterday. Got the bonus today.

Jeff S.
Jeff S.

[link removed]

@jeffs9191

Jeff S.
Jeff S.

Thank you Lorne for using my link. If anyone is interested, my link is still active and I would appreciate it greatly. I’m a retired vet on fixed income. Thank you.

Gadget
Gadget

Just FYI, the payroll Direct Deposit requirement is $200 or more by Sept 30, 2017. Article above is missing that amount.

Redbluefire
Redbluefire

member.chimebank.com/join/danielcollotte
@Redbluefire

Redbluefire
Redbluefire

DP: $200 ACH from schwab checking (not brokerage, didn’t try that) triggered the bonus instantly. It was actually so quick that my Schwab transaction was still pending!

Danny
Danny

Can you please tell me what amount you transferred from Schwab checking to trigger the bonus? I plan to do the same. Thanks so much!

Geng
Geng

signed up using your link. thanks!

Robert
Robert

[link removed. Don’t post your link multiple times]

Thanks in advance!

Robert
Robert

[link removed. Don’t post your link multiple times]

@giri_yes

E

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