Chime Referral Bonus – $100 For Referrer, $105 For Referee

Update 8/10/21: Referral offer has increased to $105 now for the new member, and I believe $100 for the referrer as well. (You’ll still be better off with the Swagbucks/MyPoints deal.)

Update 12/3/20: Offer is up to $75/$75 through January 7, 2021 now January 31, 2021. Not all referral links are showing the $75 offer, it’s targeted If you sign up, ensure it says $75 at the landing page before using. Also, check out Swagbucks and MyPoints to see if they have a better offer instead of using a referral link.

Feel free to leave your referral in the comments, but you must follow the rules; I just removed the majority of the links in the comments due to lack of following rules.

Update 8/21/19: back to $50/$50

Update 8/12/19: Person being referred still gets $50, person referring now gets $75.

Update 6/12/18: $50 referral bonus is back/extended. Doesn’t show any expiration. (Thanks to reader Gadget.)

Update 05/16/18: Referral bonus has now been increased to $50.

Update 01/07/18: Referral bonus has now been increased to $35. Hat tip to reader Sid H

The Offer

Some Chime Card members are seeing the following referral offer:

  • Refer a friend to Chime and each of you will get $50 when the new member sets up direct deposit of at least $200

You can find your referral link at the bottom-left of your Chime account, and you’ll see if it has the $50 offer.

 

 

The Fine Print

  • Offer expires August 31 September 31, 2017. January 31st, 2018 May 31st, 2018 no expiration shown anymore
  • The payroll direct deposit of the referred friend must be made by their employer or payroll provider by an ACH deposit. Bank ACH transfer, Pay Friends transfers, verification or trial deposits from financial institutions, transfers from PayPal or Venmo, and cash loads do not qualify as a payroll direct deposit.
  • The referral reward is paid to both parties within two business days after qualifying funds are first deposited into the referred friend’s Spending Account.
  • Each eligible referring Chime member may earn no more than $1,000.00 in referral rewards per calendar year (January 1, 2019 – December 31, 2019).
  • Referred friend acknowledges that payment of the referral reward may result in the referring Chime member’s knowledge of you establishing an account with us.

Our Verdict

We used to post about the Chime card when it had useful offers. They still have a few offers, but nothing too useful.

The referral bonus is excellent; $50 customer acquisition cost is a lot for a prepaid card. You’ll need to transfer your direct deposit over to the card. Not sure it’s worth the hassle, but putting it out here nonetheless.

Hat tip to Maximizingmoney

Refer in the Comments

Feel free to leave your referral link in the comments if you have the $75 offer. Be aware that your full name shows in the referral. 

Please follow these instructions:

  • Leave a comment with your referral link. Don’t write anything else in the comment, not even ‘thanks’ or ‘$75’. NOTHING.

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Newer to this
Newer to this

Hello, I did the mypoints but apparently can double dip retroactively, but I have to call chime and tell them referrers email or phone number. Could someone provide so we can both get $100?

zhi lu
zhi lu

how to do it retroactively? Did you click someone’s referral link when you opened the account?

Newer to this
Newer to this

No, I called them directly. Did not click initially (but am telling them I did) 🙂

zhi lu
zhi lu

then what happened? you need to find someone that opened before you and tell them the name and email? It is interesting. I did not see any DP about it.

Dr Doolittle
Dr Doolittle

Referral bonus didn’t post for me after doing a $200 push from Ally. Had to do microdeposits to link the accounts so maybe that’s why?

Anyone have luck recently getting the bonus with some other push method?

zhi lu
zhi lu

wells fargo works. tried more than 4 people

Dr Doolittle
Dr Doolittle

I sadly don’t have Wells Fargo, thanks for the DP though

daisy zheng
daisy zheng

Where are the post after 12/23?

Mitch8511
Mitch8511

Anyone know if I can ach my friend that opened a chime from my ally to trigger the bonus?

Zach
Zach
JC
JC

member.chime.com/join/jeffreychiu

sg77
sg77

The current referral offer is that the referred person gets $100, and the referrer gets $100 plus a “$10.00 temporary SpotMe Base Limit increase” (that $10 part doesn’t seem useful unless you overdraw the account). Also, may want to mention that some people have stacked the referral bonus with a swagbucks/mypoints bonus (more details are in the other thread).

Chen Lead
Melissa
Melissa

Why can’t I post my referral link here anymore? I keep trying to post it, but it disappears. I followed the directions and it’s just the referral link. I come back to the page later and it’s gone. I scroll to past comments and it’s not there at all.

BS
BS

same thing happened to me