Posted by William Charles on June 25, 2019
Credit Cards

Published on June 25th, 2019 | by William Charles

22

Citi Launches ‘Pay With Points’ – Ability To Redeem Points At Checkout (0.8¢ Per Point)

Citi has launched ‘Pay With Points‘ this lets members with Citi ThankYou points to use them directly at check out. This new feature will launch in July and you can either receive push notifications after a purchase is made or redeem points real time. When redeeming points for purchases they are worth 0.8¢ per point so it’s not really worth considering. Only purchases in the following categories are eligible for Pay With Points:

  • Dining
  • Grocery
  • Gas
  • Clothing & department stores
  • Utility
  • Entertainment
  • Drugstores



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Larry
Larry

JFC Citi. Is this really what your customers want?

Citigonecrazy
Citigonecrazy

Yeah this so worth losing everything else

qmc
qmc

Well… it beats statement credit, but …

Jr
Jr

What are you talking bout?? Statement credit you get 1:1 ratio. 25.000 points gets you $250. Am i missing something?? I havr the prestige card

Midnight
Midnight

Other cards don’t have the one to one ratio.

slowbrake
slowbrake

You can also use for mortgage and student loans at 1:1 ratio but you have to call in. I have done so with AT&T and checking account points.

Gabriel
Gabriel

JR, It’s not 1:1 statement credit, not sure where you heard that. You’re better off getting gift cards. The whole TY points is a sad mess.
https://www.valuepenguin.com/citi-thankyou-points

Jr
Jr

I get this info from personal experience lol. I have the prestige and i get 1:1 statement credit. For example $250 needs 25.000 TYP. I can send screenshots if you want. I think you are talking bout thank you from citi gold or other citi cards with no fee or maybe even the premiere but the prestige gets you exactly what i wrote

Dave
Dave

Horrible redemption for TY points.

Shame that citi thinks that they have consumers that are clueless.

This is a synchrony bank type of thing to do.

Shame

Jay
Jay

This topic reminded me of sth I wanted advice on for a while:

Lets assume I have no use for around 65k Citi TY pts for anything travel related.

What’s my ‘best’ value option to redeem them?

(If the answer is selling them, anyone got experience with a trustworthy service w good rates?)

SMan
SMan

I always redeem Thank you points for gift cards 2500 points for $25 gift cards. They have gift cards for lot of merchants we visit frequently. Once in a while they give $25 gift card for 2250 points for very few merchants.

RandB
RandB

Jay, 65K is not a lot to sell. You should transfer partners (Asia Miles, Singapore Airlines, etc) if you have Premier or Prestige

STOP
STOP

you absolute bozohead who needs this? you post stinky stuff that are not applicable adn just make this whole points things confusing STOP PLEASE

Midnight
Midnight

Don’t click on stuff you don’t any interest in then.

Midnight
Midnight

Don’t have*

Ann
Ann

Don’t shoot the messenger. DoC doesn’t come up with these programs, they just report about them so we can keep up with the changes to ones we use or are considering using. Ignorance costs you money.

Michael H
Michael H

I honestly can’t be mad at someone who says bozohead, and calls posts they don’t like stinky.

dayTradeIt
dayTradeIt

Hey did you lose money in casino or something?

Kevin
Kevin

Is this even new? I think it’s just a new name for the select and credit feature

not_much_prestige
not_much_prestige

Why do they even bother with this stuff? how many staff and hours were spent—between technology, accounting, marketing, legal, compliance, etc, etc…to roll out this stupid program? Good lord, Citi.

They need to come up with a very short list of the nuts and bolts that they must get right if they want to be a CC player. Then focus on those few things, and stop all this other superfluous stuff.

Ridiculous.

Ann
Ann

“Citi has launched ‘Pay With Points‘ this lets members with Citi ThankYou points to use them directly at check out.”

From the infographic, it sounds like you have to log into your Citi account *after* making a purchase to apply points to that purchase, rather than actually applying them during the checkout process on a retailer’s website.

David
David

I am guessing that’s part of the exciting benefits that Citi is bringing to its cards… 😉

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