Currently you’re not eligible for a sign up bonus on a Citi credit card if you’ve opened or closed a card within that family or brand within the past 24 months. Reddit user ToastedBaconSandwich checked their pre-qualified offers with Citi and they were pre-qualified for a card that didn’t contain this language. They have now received their card with bonus information that doesn’t include this 24 month language, other readers have also reported the same thing – but with the bonus tracker also appearing (usually meaning you’re eligible for the bonus).
[Read: How To Ensure You’ll Receive Pre-Approved Offers]
You can click here to see if you’re pre-qualified for any Citi credit cards. Not all offers exclude this language, so make sure you double check. The language you’re looking for is as follows:
Bonus <points/miles> not available if you have had any <cards within that brand/family> opened or closed in the past 24 months
Please share your data points in the comments below, in terms of what cards you were pre-qualified for and if they included the 24 month language or not. Also remember to follow up if you receive the bonus or not. American Express also send out targeted offers without their restrictive language as well, this seems to be a going trend where card issuers are willing to bend the rules if they’ve identified you as a desirable customer for whatever reason. You can check your other pre-approved/pre-qualified offers with other card issuers by clicking here.
Also note that the system often tells you that you don’t have any prequalified offers, yet gives some suggestions. Those suggestions sometimes don’t have the 24-month lingo, and they might also work to bypass the limitation.
