Posted by Chuck on September 5, 2017
Credit Cards

Published on September 5th, 2017 | by Chuck

98

Citi Prestige 75,000 Bonus Thank You Points Now Live

[Update 9/5/17: TPG reports today that this deal will end soon. “We don’t know exactly when the 75,000-point bonus is ending, but we do know that it will expire soon.” Maybe September 9th?]

Update: There’s now a public link Direct Link

The Offer

Direct Link 

  • Get 75,000 bonus Thank You points when signing up for a Citi Prestige card and spending $7,500 within three months

[Note, the public signup page is still showing the old 40k offer. The 75k link above is stripped down from TPG’s affiliate link. TPG has an exclusive on this signup bonus until August 1.]

Card Details

Make sure you’re aware of the new Citi application rule: signup bonus ThankYou points are not available if you have had ThankYou Preferred, ThankYou Premier or Citi Prestige cards opened or closed in the past 24 months.

  • Annual fee of $450
  • $50 additional user fee
  • $250 annual air travel credit
  • 4th hotel night free benefit
  • No foreign transaction fees

Card earns the following rates:

  • 3x points per $1 spent on all airlines, hotels and travel agencies
  • 2x points per $1 spent on all spend at restaurants and select entertainment
  • 1x point per $1 spent on all other purchases

See our full review on Citi Prestige here.

Our Verdict

We already knew last week that Citi would be increasing the bonus to 75,000 points. It’s a high spend threshold – but well worth it if you aren’t excluded due to the 24 month rule and can meet the $7,500 in spend. Remember, you can also get two $250 airline credits within the first year which more than offset the first annual fee.

There are also tons of other changes that went into effect for Cit Prestige today, including negative changes (no golf benefit, lower point redemption value to 1.25 CPP, no Admiral’s Club, changes in 4th night hotel benefit) and positive changes (cash redemption of 1 CPP, metal card, and an online booking benefit which you might not want to use).

Citi relationship clients can also get the Prestige card in-branch with the same signup bonus and just a $350 annual fee.

As an alternative to the Prestige card, you can signup for the Citi Premier 50,000 bonus Thank You points signup bonus which just needs $4,000 in spend to get the bonus. It might also be worth seeing if this offer is available in branch as they have been known to offer the lower annual fee of $350 that is usually reserved for Citi Priority Account Package holders. If anybody does go in branch, share your results in the comments.

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98 Responses to Citi Prestige 75,000 Bonus Thank You Points Now Live

  1. TG says:

    You can strip down the link even more and be more sure there’s no residual affiliate info: https://citicards.citi.com/usc/LPACA/citi/cards/prestige/external_LTO/index.html

  2. joe says:

    Still can’t find any data points regarding what happens if you downgraded last year.

  3. Michael says:

    I don’t qualify because of Citi’s 24 month rule. I believe Citi sends out AA applications without the 24 month rule — do you recall if Citi ever has Prestige applications without the 24 month language? Thanks!

  4. AJ says:

    Have they said when this offer will expire?

  5. Kevin says:

    Gotta wait and see if they offer $350 AF in branch

  6. Chris says:

    I would apply for it if they are willing to waive the annual fee for the first year.

  7. John K says:

    Do we know the $250 annual credit is still calendar year and not member year?

    • Chuck says:

      Yup, haven’t heard any change with Prestige or Amex. Altitude is cardmember year and CSR changed over to cardmember year too.

      • Mike L says:

        So if I signed up for the CSR in September 2016 and used the 2016 credit and then in January used the 2017 credit, will I get the $300 again in January 2018 or will I have to wait until September 2018?

    • Yes they haven’t made any changes to that.

    • Satanic Pizza says:

      From their website: “This statement credit is an annual benefit available for purchases appearing on your billing statements from December through the following December”

  8. H says:

    Does Citi consider downgrading same as cancelling for 24 month bonus counting purpose?

  9. Jerry says:

    Just applied Prestige last month. Would Citi match the offer?

  10. zachary says:

    I got this prestige 2 years ago, and still have it. Can I apply another one? And it’s metal card now, should I call in to replace card now?

  11. Ed says:

    Wish the airline credit would have been a travel credit like the CSR. I see this card, for me, as $750 – $450 fee = $300 bonus. If the credit can buy airline GC then that would increase interest for me.

  12. Tom says:

    Hey Chuck,

    If I prodct change from prestige to a no fee citicard, does that affect chase 5/24 status in any way? CSR says a product change gets a new card number.

  13. choi lu says:

    how long does this promo will last? any cut off date?

  14. king king says:

    Hey doc, what you are providing to this community is great. But , if one company (TPG) is having an exclusivity for the links , then they might have paid something to the BANK and it should stay as it is. What you are doing here is is no different then plagiarism . Reddit is a public forum , but this site is not.

    Just for the sake of page hits ( You dont have to) / pacify your readers , dont post links for the sake of it. And there is no shame in sharing his link / article.

    It is their business, dont ruin it

    • Chuck says:

      I actually did link in TPG’s post in the article and explained that TPG has an exclusive on this offer until August 1.

    • Joe says:

      Give me a break, TPG is making money hand over fist with his affiliate links and “exclusivity”. How many pics do you see of him dining at 3 star Michelin restaurants and flying first class all the time? His blog preys on the uninformed and does most churners a disservice to benefit his pocketbook and lifestyle.

      • Kliff says:

        i especially love the posts that goes like:

        I used my CSR (insert affiliate link) to pay for this United Standard Business Class Award 150,000 miles + $45.6 to Europe! I will earn 18 points, which in TPG valuation is $3, I feel like i’m getting a great return! The cash price for this flight is $4000, so i’m getting a 2.6 cpm on my flight, which I’d consider a great deal because it is above TPG’s valuation!

        As of there aren’t any other airlines that fly the same route, or even book a cash price roundtrip business and it’ll likely just cost a little more.

    • jf says:

      Wow. I am going to pretend I didn’t even read this. You must work for TPG. What makes you think this site is somehow stealing? Just because the link is stripped down….. oy

      • NinjaX says:

        dont worry about it. there will always be stupids around here. i consider myself pretty conservative in various aspects of this game, but that comment also made me laugh so whatever man…

    • Reg says:

      Whoa, whoa, whoa, stop the clock. Doc, you may have to create a downvote mechanism, just for comments like this lol. This comment is appalling considering how loyal you are to your readership Doc. Keep doing what you do, I love your loyalt and judgment. Chuck and Will are the only guys I trust anymore. Thank you guys so much!

  15. Mark says:

    Go back to TPG.

    I don’t see Will posting pics of him having breakfast at a four star hotel in Dubai every month. I won’t even click or go to TPG anymore.

  16. king king says:

    To all the comments above – I dont need to prove anything to you guys. I am directly talking to the author of the article / site. Whether u guys read TPG or use his link , none of my business.If he is going to have Exclusivity means…he has spent some money / time / made a deal with the company. Public users can post the stripped down links in the public forums , but doc site is a private one.

    Anyhow its none of my business, but think about one thing – since he is earning a lot more than you guys / preys on new comers , doesnt mean that he is a shill. Its their business model and every company runs like that.

    Doc site is a unicorn , so i just want it to be in that way. Why to post links , and make a loss for others ?

    • One of things routinely discussed on DoC is workarounds for the systems put in place – getting around 10 Debit cards requirements, requiring employer ACH, double dip travel credits, the works and the legion other MSing techniques.

      This is a possible work around of Citi requiring a TPG affiliate link usage.
      Pretty much inline with what is discussed here.

      Having said that – look at my comment below – https://www.doctorofcredit.com/citi-prestige-75000-bonus-thank-points-now-live/#comment-445296 – TPG might have the last laugh after all.

    • Reg says:

      I believe you are catching a lot of heat because Doc (Chuck and Will) make such a huge effort to be honest, genuine, transparent, and fair. This results in an extremely loyal, strong, passionate audience. So when you make an offensive accusation against them saying that they are plagiarizing (very offensive and inaccurate) just to get views (very incorrect because they put their readers first, not just views), their loyal readers are going to be very offended and protective as well.

      Doc (Chuck and Will) may be the last honest, genuine, transparent bloggers left. Thank you guys for all your work. You’re awesome.

    • Hi King King,

      I think this situation is interesting. TPG doesn’t have a true exclusivity on this deal , they just have exclusive rights on it until August 1st. As Chuck mentions we don’t use credit card or bank account affiliate links. In the past we’ve posted links from other sites where appropriate and readers asked us to instead post these stripped down links.

      In this case we have done both (linked to TPG) and also posted a stripped down link. If TPG has a true agreement then the stripped down link might even credit the site anyway as it would be trivial for Citi to add a clause to pay commission to that site on any 75k offers that are applied for.

      I suspect that TPG has agreed to give increased coverage to this bonus in exchange for that exclusivity. That’s fine but if we’re able to find a link that also gives the same bonus, why not post it to give readers that same deal ?

    • As another note, I’d just like to remind readers to try to be nice when interacting with each other. King king is allowed their opinions, if you disagree then please disagree with a respectful tone. I don’t want the comments of this site turning into a cess pool.

  17. NinjaX says:

    just when you thought it cant get any worse after the CSR event last aug, then this aug brings in the prestige offering n00bie crackers knowing fully well CSR cancellations will be in full force… guess we will hit 100k reddit subs… sigh…

  18. Doc, Chuck,

    This might still be an affiliate link.
    In the source of this page is this `console.log` statement:
    > console.log((“***** CITI PAGE IDENTIFICATION ***** 2017 July 75K LTO External Affiliates WFM # 3703: Prestige – External Channels – 75K LTO”));

    `LTO` in the statement probably means `Limited Time Only` which would make sense since TPG/affiliates may have a short term exclusive.

    It also says `External Affiliates`.

    Someone else should validate my findings, but be aware – you might just be getting TPG paid inadvertently.

  19. john malorry says:

    What happens if you opened a Premier 25 mos ago (& got bonus) and then PC’d to Preferred 13 mos ago? Since I still have an open TY card, it’s no go until 24M after I cancel the preferred card?

  20. Alex says:

    Will, Chuck, thanks for the article! I appreciate your guys’ take on the card and the promo, since you don’t benefit from it. I actually waited for your article before applying since you guys are independent and don’t sugar-coat things. Seemed like a good deal, your Conclusion said “good deal”, good enough for me.

    I’m saving my credit card applications for Chase Southwest in October/November (will try for another companion pass), but my wife applied and got approved. Online application didn’t get instant approval but instead gave a 1-800 number to call and an application ID. My wife called and got approved on the phone. They didn’t really require any other info, just the phone call itself seemed enough. My wife haven’t had any Citi credit cards in many years.

  21. jf says:

    I know one thing I will be waiting until after August 1st to apply! 😀

  22. Stephan says:

    So, I am not sure if that was always like that but today I was told that even with CP card the redemption value for travel is only 1c, only flights are 1.25, everything else is 1.00!
    I thought it was 1.25 in the past.
    Now booking for 1.00 does not make sense anymore since I can get cash back at the same rate, then pay them with my card and earn 3x points.
    Wow, redeeming for travel is worse than cash!

    • Mahtab says:

      In the past, I have only booked flights using CP and got 1.6x rate, and I guess better rate for American Airlines. after the changes I do calculation like this: Say I have 100 Points. Either I can get airticket for $1.25. or I can get a statement credit of $1. If I take the statement credit of $1 and use this to book travel or air ticket, I get 3 Points hence total value I got from my 100 points is $1 + 3 Points which values max at 1 + 3 x 1.25/100 = $1.0375.

      Hence if I travel enough, I would rather use the points for air tickets than getting the statement credit.

  23. captainsave says:

    How easy is it to get this card? Anyone got denied yet?

  24. London says:

    Does anyone know for sure yet about the following:

    Do you receive hotel points and stay credits when booking a reservation now?
    And if you do get credited for those hotel points and stay credits, do you only get credit for 3 nights, or all 4?
    Do you earn Citi points for 3 nights, or all 4?
    Do you still pay taxes on the fourth night even though you get the base rate free?

  25. Mahtab says:

    Thanks. Applied (& got approved) using the Affiliate Link from TPG. I believe if they have an affiliate link and DOC does not have any affiliate link, I would use TPG’s Link. I believe, nobody is gaining anything in using stripped down version of the link except the bank. I have learnt a lot about Credit History, Points etc from TPG as well as DOC and would be glad if I am able to help such Blogs in any way.
    PS: I would have preferred DOC Affiliate Link, if there was any.

  26. MM Dallas says:

    I have a Citi Prestige which I got in June 2016. What would be best for me to become eligible for such Bonus asap. closing this account or downgrading this to a card which has no annual fees?

  27. MontyFC says:

    Cross posting from other Citi prestige thread.

    If I have Citi Priority and use the online link, will the fee be automatically reduced to $350 or will I be stuck w/ $450?

    I know in-branch application reduces the annual fee, but the sign-up bonus at the branch is 50k/5k.

    • Only shows 40k/50k for me not 75k 🙁

      • Yet Another Redditor says:

        I see you were able to get it to work..

        Will try to apply in branch tomorrow and check if I can get the $350 offer without Citi Gold.

        • BD says:

          My experience: I called a local branch around Los Angeles to see if they can do application with $350 AF for non priority or gold account member. The banker said yes, so I went to the branch to apply. I double-checked with him right after I arrived, and he said he had done many before. The banker submitted the application without even going through the terms and disclosures with me. When I knew he had submitted, I asked to see the terms and disclosures, and found that it was an application with $450 AF. I was very upset, and asked why it was not the $350 AF one. He said he did not know what’s the problem, and he had done one two weeks ago and there was no problem. I felt that I was tricked. He should know the right way to do it, but did not do it for me. or even if he did not know how to do it, he knew I wanted a $350 one (which I made it clear was why I took trouble to apply in branch instead of online), but went ahead to submit a $450 one while intentionally not go through terms/disclosures with me.

          • Justin says:

            Did you end up with $450 or $350? I think it’should possible that the terms default to $450 but you will still pay $350.

        • Chuck says:

          @YAR, yup, worked for me, thanks for the heads up

  28. Brian C says:

    Good, i would like to see the next offer. I am interested in getting the card, but $8000 in 3 months to reach the bonus is a little hard for me.

    would prefer a lower bonus and threshold.

    Also planning the December application so i can triple up on airline fee rebates on 1 year of annual fee

  29. feelingice says:

    One quick question:

    If I opened a Thank you premier card on 09/10/2015, can I apply for a Prestige card on 09/11/2017 to get the bonus or I have to wait until 10/2017?

    Thanks in advance.

  30. J says:

    There is one thing off in this review – metal card is not a positive, it is at best a pointless gimmick.

    • Kent C says:

      Sure, but it’s the little things in life that matter. Like getting attention from that cute cashier because she thinks you must be important for having a heavy card. Not a gimmick to her 😉

      • Avi says:

        Or you could find other purposes for your metal card, like cutting steak, sharpening your sword, slitting throats, etc. Personally I wouldn’t recommend the last one though, definitely leads to a shut down.

  31. Kelvin says:

    Latest branch offer printout shows expiration date 09/09.

  32. Dan says:

    I had a Citi ThankYou Premier account which I opened over 24 months ago and that account was
    converted to Citi ThankYou Preferred account 12/7/2015.

    In the process they “closed” the Premier (it appears under my Citi online login as a closed account) and they “opened” a Citi Ty Preferred (which is showing open and current under my Citi online login).

    Is this considered having closed within 24 months and hence not qualifying for the Prestige?

    • Matt says:

      Yes, you’re ineligible for the bonus.

      If your account number changed, then their system sees that as an account closure.

  33. Chao says:

    My preferred card stay the same card number, and in my login system it replace the premier card slot. No “close” or “open” thing happen or seem to happen when I did the product change.

    So I guess it’s worth to give it a try to apply the prestige and see if I get the bonus?

  34. dan says:

    wanted to convert prestige to preferred or even premier, was told by different reps that the acct # will change; any folks recently changed prestige to a preferred/premier card that still have the acct #?

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