Posted by Chuck on January 27, 2016
Credit Cards

Published on January 27th, 2016 | by Chuck

31

Citi Product Changing is Back On

A number of readers asked about the report from a few months ago that Citi is on hiatus from doing product changes (for reasons that aren’t entirely clear). The hiatus dragged on, possibly until the end of 2015.

The good news is that Citi product changes are now back to normal.

TWoK and Milestomemories were able to do product changes recently. Other friends have had success with this as well.



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Marco
Marco

In an article mentioned in your recap this morning, it mentioned product change to Citi Dividend.

I thought Dividend application is dead already. Is it still possible to product change to it?

Thanks!

Ray
Ray

yes. I changed my AA to Dividend a month ago.

Amol
Amol

I’ve done 2 product changes this year. Wasn’t even aware they temporarily stopped them!

Marco
Marco

An article in your recap this morning mentioned product change to Dividend.

I thought it is not open for application any more. Is it still possible to product change to Dividend? Thanks!

dundun
dundun
Eric
Eric

Were the perks always so good for this card? It’s too bad the monthly limits are pretty low.

Eric
Eric

I looked over the terms and see that “Singapore” is mentioned and there is a ridiculous $192.60 annual fee.

Dave c
Dave c

Yea, this is some foreign card. “Petrol”

Mike
Mike

I just changed my AA card to a Dividend today.

Mh
Mh

Wish I could. PC my Sears MC to a Double Cash.

Ugly
Ugly

Did they deny your request? I am also figuring on changing from Citi Sears to Citi Double Cash, but was thinking I had to wait until I had the Sears for 12 months.

James
James

Can I get the Premier for 50k bonus, then product change to the no AF thank you preferred? will i run in to any problems trying to do this, or it should be smooth and has been done before?

Sam
Sam

If you are using it for travel. premier gives you 1.25 ($625) value and if you change to preferred you will only get 1 ($500) value.

Kelly S
Kelly S

I changed my Hilton basic card to Double Cash…

NoonRadar

I’m not 100% certain but seem to recall a Citi rep saying they only do product changes after you’ve had the card for a year. Can others corroborate this?

Bluelanthanum
Bluelanthanum

Called late last year to change simp to div. they said service was suspended for a few months, call back in November 2015.

Called yesterday to change simp to div. they said simp doesn’t have change options as its their lowest their card. 1000 TY points as apology.

Are there any data points product changing simplicity to anything else? DoubleCash or Dividend would be optional.

Zora
Zora

Just wanted to add actually it’s not the lowest card, my Citi secured matured into something called Citi Classic. With the same lousy CL and APR (not that the last bit matters, but still). Not a single benefit other than keeping account open longer. I tried PC in Dec and they said they weren’t doing then.

farsighted99
farsighted99

Love to change my Executive card to a Prestige card, but really want the bonus that comes with it…

Michael B
Michael B

Anyone have luck changing a ThankYou card to a Dividend? Tried this a year or so ago and was told it wasn’t possible.

Jeremy
Jeremy

I changed my Citi AA Executive to a Dividend last July. It took a month or so, but it wasn’t an issue.

If you’re an MSer, you’re going to want to get the Dividend before 5% drugstores in Q2!

Raymond
Raymond

I have been unsuccessful in PC’ing my Citi AAdvantage Gold over the phone. They said they can only PC their accounts that have been opened for at least 12 months, which supports other DPs on this post. Would like to see more DPs on people who were successful in getting Citi to PC a product that had been open less than 12 months. Thanks.

jay
jay

Can’t remember if there is hard inquiry when doing product change

Charly Chang
Charly Chang

I have two citi professional cards for a long time. It is a biz card, I can’t change them to anything else. That’s simply annoying.

Cowboyguy
Cowboyguy

Can I convert my Simplicity to AAdvantage Platinum Select? I know I won’t get the miles but I wanted to take advantage of the 50k citigold offer.

Brad Meyer

Couple of questions:

1. Is it worth it to attempt to convert my ThankYou Preferred card to the Citi Dividend Card? I’d say yes because I don’t use the TYP card very often anyway.
2. IS the rewards system linked to the ThankYou points or is it its own reward system?

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