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The Offer
- Citibank is offering a Lunar new year promotion. New or existing Citi customers can earn a premium(s) when you deposit funds into an account within 45 days of enrolling in the offer and starting Day 46 maintain the qualifying deposit balance for 45 consecutive calendar days
The Fine Print
- Between 1/2/26 and 3/31/26, Eligible Customers can enroll in a specific Reward Tier of Citi’s 2026 Lunar New Year Offer at any Citibank branch.
- Open an Eligible Deposit Account within 45 days of enrolling in the Offer if you do not already own one.
- Deposit $30,000 or more New-to-Citibank Funds into your Eligible Deposit Account(s) within 45 days of offer enrollment.
- Starting Day 46, maintain the Qualifying Deposit Balance for 45 consecutive calendar days.
- After you complete the required activities, the Premium(s) will be available to pick up at your respective branch by 10/31/26
Our Verdict
Nothing in terms about multiple promotions so you should be able to stack this with the personal or business checking offers:
Main issue with this lunar new year promotion is the high retail value Citi has assigned to these. You can dispute these values for tax purposes but makes it a pain. Also have to enroll in this in person and pick it up in person as well.
Hat tip to reader Jay – ⒿⒶⓨ
