[YMMV - AK, CO, CT, ID, IN, ME, MA, MI, NY, OH, OR, PA, UT, VT, WA] Keybank $800 Checking Bonus

Update 1/31/26: Bonus is back until August 7, 2026. Bonus has been reduced to $700 ($500 + $200, was $500 + $300). Direct deposit requirement is now $1,000 (was $500). Hassle free checking no longer an option. Hat tip to reader RM

There seems to be a number of brand specific bonuses available. They can be opened online, but it does mention receiving the link from an employer so I’m not sure if people will have issues getting these paid out or not. Links here:

Appears to be available to Alaska, Colorado, Connecticut, Idaho, Indiana, Maine, Massachusetts, Michigan, New York, Ohio, Oregon, Pennsylvania, Utah, Vermont, or Washington.

Hat tip to reader RM

Offer at a glance

Maximum bonus amount: $800
Availability: CO, Green Valley Ranch Branch Only
Direct deposit required: Yes, $1,000+
Additional requirements:
Hard/soft pull: Soft pull
ChexSystems: Mixed DP, most likely does. Also reports of being ChexSystems sensitive.
Credit card funding: Can fund up to $50
Monthly fees: None
Early account termination fee: ~~$25~~ None
Household limit: None
Expiration date: 12/26/25

Contents

1 The Offer
2 The Fine Print
3 Avoiding Fees
4 Our Verdict

The Offer

No direct link to offer, in branch only

KeyBank is offering a $700 bonus. Bonus is broken down as follows:
- Open a new Key Smart Checking® or KeyBank Hassle-Free Account® with a $0 monthly service fee, or Key Select Checking,® our interest-bearing checking account, using offer code FDMG0725 with a Green Valley Ranch KeyBank branch banker by 12/26/25.
- Make qualifying deposits to earn $500. Make $1,000 or more in eligible direct deposits within 90 days of account opening to get $500.
- Then, receive an additional $200 as a special bonus if an eligible direct deposit is made to your new checking account within 30 days prior to your one-year account-opening anniversary date.