Offer at a glance
- Maximum bonus amount: $100
- Availability: CO
- Direct deposit required: No
- Additional requirements: Make 5 transactions
- Hard/soft pull: Unknown
- ChexSystems: Unknown
- Credit card funding: Unknown
- Monthly fees: $7, avoidable
- Early account termination fee: Unknown
- Household limit: None listed
- Expiration date: None listed
Contents
The Offer
- Space Age Federal Credit Union is offering a $100 referral bonus.
- $50 when you open a personal checking account and complete the following requirements:
- Open a checking account and have $500 in recurring payroll direct deposits within 60 days
- Open a credit card
- Open a loan of any kind
- $100 when you open a business checking account and complete the following requirements:
- open a business checking account and a minimum of five (5) transactions
- $50 when you open a personal checking account and complete the following requirements:
The Fine Print
- Referred member must not have been an owner of a Space Age loan, credit card, checking or savings account in the past. Youth memberships are not eligible, and you must be at least 18 years old to receive a referral incentive. If the referring member is a Joint or beneficiary, they do not qualify for the referral initiative. New member must join and open a loan, credit card, or checking account with recurring payroll direct deposit(s) totaling at least $500 and posting within 60-days of account opening to qualify. Member and referred member will receive their referral incentive after the 60-day period. Referred member must provide the name of the member that referred them when opening their account with Space Age. The referral incentive of $50.00 is deemed a bonus and may be reported on 1099-INT as interest income. Maximum amount in referral incentives for a member is $500 per calendar year. Limited time offer and subject to change at any time.
- Offer available to new business members who join Space Age by opening a business checking account and perform a minimum of five (5) transactions. Referred business must provide the name of the referring member when they open their business account with Space Age. Maximum amount in business referral incentives for a member is $500 per calendar year. The business referral incentive of $100.00 is deemed a bonus and may be reported on 1099-INT as interest income. Limited time offer and subject to change at any time.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
Premium checking has a $7 monthly fee and this is waived with a $1,000 average balance.
Early Account Termination Fee
Our Verdict
Feel free to share your referrals in the comments below, just make sure to also let us know if it’s a hard or soft pull in the comments below.
Useful posts regarding bank bonuses:
- A Beginners Guide To Bank Account Bonuses
- Bank Account Quick Reference Table (Spreadsheet) (very useful for sorting bonuses by different parameters)
- PSA: Don’t Call The Bank
- Introduction To ChexSystems
- Banks & Credit Unions That Are ChexSystems Inquiry Sensitive
- What Banks & Credit Unions Do/Don’t Pull ChexSystems?
- How To Use Our Direct Deposit Page For Bank Bonuses Page
- Common Bank Bonus Misconceptions + Why You Should Give Them A Go
- How Many Bank Accounts Can I Safely Open Within A Year For Bank Bonus Purposes?
- Affiliate Links & Bank Bonuses – We Won’t Be Using Them
- Complete List Of Ways To Close Bank Accounts At Each Bank
- Banks That Allow/Don’t Allow Out Of State Checking Applications
- Bank Bonus Posting Times
