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reventon04
reventon04 (@guest_813743)
September 23, 2019 22:03

No hard inquiry, but definitely ChexSystems sensitive. Just declined my online application because of that reason

Mickey
Mickey (@guest_810085)
September 14, 2019 13:25

Tried it. Denied for too many chex inquiries. DOES pull chexsystems.

So does Citywide Banks, while I’m at it (tried at the same time and also got denied).

Roderick
Roderick (@guest_795151)
August 7, 2019 17:09

This is not a soft pull, it’s a hard pull.

Visited the branch near my house to ask about hard/soft pull. They told me it’s a hard pull.

Applied online. It was indeed a hard pull.

Funded 2k with Chase CC. Reduced cash advance limit to $100 No issues.

August 2019.

Roderick
Roderick (@guest_828834)
October 22, 2019 11:28

Followup on my earlier comment.

Hard pull. Had to call repeatedly (3x) to get the points added to my account and then cash out for $100. Chex sensitive. Not recommended, although the 2k in credit card funding was nice.

alex
alex (@guest_792592)
August 1, 2019 21:36

Tried to open online, had to go into branch, turns out the chex system was flagged (6 inquiries for 2019 per banker). Asked about the inquruies but didnt stop me from opening the account in branch.
Confirmed hard pull which was a bummer. CC funding from online app was not possible since I completed app in branch.
They are def chex sensitive.

scott
scott (@guest_786133)
July 21, 2019 16:58

Deal is back. Valid through September 30, 2019. Same direct link to offer as above (https://www.westerracu.com/checking/14000-reward-points/).

scott
scott (@guest_720936)
February 12, 2019 14:13

Currently offering a free Colorado State or National Parks Pass – or a Fitbit – with a Free Financial Checkup and choice of a new checking account, auto loan, first mortgage, home equity loan, credit card, certificate of deposit or money market account:

https://www.westerracu.com/services/branch-services/financial-checkup/

Fine Print:
*Limited time offer. Your choice of a free annual National Parks Pass, Colorado State Parks Pass or Fitbit® is included with the completion of a free Financial Checkup and one new service, excluding adult share savings account. Annual Parks Passes are good for 12 months from activation date. Financial Checkup includes obtaining your credit report (i.e., HARD PULL). Limit of one Parks Pass or Fitbit per account. Value of $80.00 may be reported to the IRS. Deposit of $5 in savings account required. $5 membership fee waived.

Casey
Casey (@guest_720136)
February 10, 2019 19:37

The link’s dead, so I guess the deal is over. I never received any rewards points, at least that I’m aware of – but maybe they’re there and I just can’t see them, since I get an error when trying to check…

The link to this is also buried quite deep. From the main accounts screen, click on your “Free Checking” account, then “More Actions”, then in a little pop-up there’s a link to “Rewards”. When you click that, there is another pop-up that says “A new window will open for this service.”

When I click that, I get the following error: “System Unavailable. The system is unavailable at this time. Please try again or contact us at 303-321-4209.” I’ve been checking this on and off since I signed up back in August and it has *never* been available…

Finally back from travels, so I’ll make a stop by their branch Friday and try to get to the bottom of it.

If anyone took a screenshot of the original deal, that would be of help.
Just in case of future deals with this CU, the description really should say “hard pull”. Me and scott both got hit. Although Steven reported a soft pull, 2/3 DPs indicate hard pulls.

Steven
Steven (@guest_720172)
February 10, 2019 21:47

I wonder if they only do the HP after Chex. I didn’t make it past Chex. Damned impolite, if you ask me.

scott
scott (@guest_706985)
January 16, 2019 09:05

Successful funding $2K on BoA Travel Rewards. Another confirmed hard pull (Experian).

Travel Griz
Travel Griz (@guest_704897)
January 12, 2019 12:04

Applied online in January 2019 and funded with Chase Southwest Personal card for $1.8k. Funding posted as a purchase. They called to provide account information and I asked to confirm the bonus offer. They were not sure if the bonus offer applied to my account, it sounded like that the offer should have expired but it was still online. They said they would get back to me, I took screenshots and double checked for an expiration and found none.

Will update later but I mainly needed this for the CC funding anyway.

ANDREW
ANDREW (@guest_704107)
January 10, 2019 19:38

Anyone ever get the bonus?

Casey
Casey (@guest_711631)
January 24, 2019 23:11

Nope.

scott
scott (@guest_726134)
February 22, 2019 20:57

After 2 trial deposits from external account and 10 amazon GC reloads, inquired via SM about points. Quickly credited. Then, redeemed points via Rewards page for cash back, which was credited to account next day. Clunky but effective.