Posted by Chuck on July 12, 2017
Gift Card Deals

Published on July 12th, 2017 | by Chuck


Complete List of Methods to Buy Gift Cards with Discounts and Bonus Rewards

We write a lot about obtaining gift cards at a discount. These deals are useful for personal use, for gift card reselling, and for merchandise reselling. Below is a list of all consistent methods to buy gift cards at a discount or with some other kind of bonus rewards and miles.

The goal of this post is to create a single place to reference and quickly review the various options when the need for gift cards arise. We’ll keep it updated as things change.

We undoubtedly missed some ideas, maybe even some obvious ones; we’ll rely on reader’s comments to fill in the gaps and complete the resource.

Store + Online Options

  • Buy discounted gift cards utilizing one of the dozens of gift card deals you see, including many we post here on the site. Examples: eBay comes out with deals weekly, Kroger sometimes has coupons, Samsung Pay deals, etc.
  • Buy gift cards at merchants that have Amex Offer deals. These can be online deals or store deals. Sample deals: $10 off $50 at Lowes, Home Depot, or Kohl’s; you can buy third-party gift cards in those stores and lock in the $10 discount anywhere. Occasionally, there’ll be an Amex Offer for a place like where you can buy third-party gift cards and lock in the discount anywhere.


  • Buy third-party gift cards at Target stores or and pay with REDcard for a 5% discount. Not instant delivery.
  • Buy third-party gift cards at Staples or and pay with INK to get 5x. Not instant delivery for
  • Buy third-party gift cards from wholesale clubs like Costco, Sam’s Club, and BJ’s. They usually offer slight discounts as the standard price on third-party gift cards both in-store and online (1, 2, 3). Not instant delivery for online orders.
  • Upgrading gift cards. This is highly YMMV, but some stores such as grocery stores might allow you to use their store gift card to buy another third-party gift card. If you can somehow buy the store’s gift card at a discount, that discount can then be locked in virtually anywhere with a third-party gift card purchase. is one such example (see below).

Store-Only Options

Online Options

  • Buy discounted gift cards on any one of the many second-hand exchanges. Beware, there is a risk getting a bad card which will require following up with the exchange. Delivery might be instant and might not. This option usually yields the biggest discount. Special shout out to and since they earn 5x with INK when paying with Paypal.


  • Get 5x INK with Gyft when paying with Paypal. Gift cards issued instantly.
  • Get 5x INK with PPDG purchases, both those purchased from PPDG on eBay and those purchased from PPDG direct. Gift cards often come within the hour, but sometimes can take 24 hours or more.
  • Get 5x INK with the Swych app when paying with Paypal. Aside from the 5x angle, there are also some discounts that show up there on the app at checkout. Gift cards issued instantly.
  • Get 5x INK with and, as mentioned above.
  • Get 5x INK with on brand-new gift cards sold on their site as well when paying with Paypal.
  • Get 5x INK by purchasing gift cards within your Verizon Wireless app. The gift card will be added to your Verizon bill and earn 5x when paid. Comes instantly.


  • Buy gift cards with the MPX app to get bonus United miles on the purchase. Gift cards issued instantly.
  • Use Seashells to get a cash rebate which can be used toward a future purchase. Gift cards issued instantly.
  • Use Subtotal for restaurant gift cards to get a cash discount straight back to your card. Get 3x with Altitude and Apple/Android Pay. Gift cards issued instantly.
  • Use Mygiftcardsplus to get a cash discount (cashed out via Swagbucks or MyPoints). Not instant delivery.


  • Buy gift cards from to get a bit back from a cash back portal and g-money on certain brands. Not instant delivery, AFAIK.
  • Buy gift cards from Giftcardmall and get a bit back from a cash back portal. Not instant delivery.
  • Use a cash back portal and buy directly from whichever merchant you need. (Theoretical example: buy Sears gift cards from or Best Buy gift cards from This doesn’t work most of the time since portals typically don’t pay out for gift card purchases, but occasionally portals pay out for gift card purchases. Check FM Lab.


49 Responses to Complete List of Methods to Buy Gift Cards with Discounts and Bonus Rewards

  1. Trevor says:

    Wow, Chuck, you’re really hitting it out of the park with useful posts lately. This blog — already a great resource — is becoming the #1 go-to spot for up-to-date info. Thanks!

  2. Ben says:

    Any gift cards at Petco stores? Anyone know?

  3. Seth says:

    This is awesome! Thanks Chuck!

    Chuck, any way you can suggest for using Chase reserve or preferred for buying gift cards? I wish I had Ink

    • Chuck says:

      Reserve will only work for restaurant gc (in some cases). Preferred might work in some places similar to INK Plus, but we have limited data points since it’s new and most people can’t get it due to 5/24.

  4. Jay says:

    If you’re going to mention the Altitude bonus with Subtotal anyway, then I think you might as well also point that out for Raise and Swych, given that they both support mobile wallet payment.

      • NinjaX says:

        Then you should also include that the USB Altitude supports 5x shut down to the face…

        DPs show USB gives no fucks even for merchant GC and legit GC spend. Altho people have mailed letters to argue with the executive office and got their accounts reinstated. not worth the hassle.

  5. Peter says:

    It’s kind of implied, but I would specifically call out non PPDG discounted gift cards on ebay (which is basically just SVM). I generally find their deals the best for everyday spend (gas, Meijer

    One related thing maybe worth mentioning (or maybe not to avoid killing it). Meijer gift cards work on gift card purchases. So you can buy Meijer gift cards @94% on ebay from SVM, then use to buy gift cards at Meijer (even better if you can get a discount from mperks digital coupons).

  6. Vince says:

    Another Store-Only Option:

    Buy third-party gift cards at home improvement stores with a card that earns a bonus at home improvement stores.

  7. Ryan says:

    The 2% back at Office Depot is capped at $200 per quarter, not $750.

  8. Margaret says:

    If an Amazon order hasn’t yet shipped, you can usually click on the order details and apply any outstanding gift cards to the balance. I’ve been buying Amazon gift cards via Raise every week after clicking through Fount or SYWR for the bonus points. If I don’t have any gift card balance left, I try to select slow shipping for the $1 digital reward and get more gift cards to put toward the balance next week. I also checked the SYWR T+C and you can have one account per PERSON, so I’m repeating the deals every week with my husband’s account as well.

  9. Jeffrey says:

    I’ve never been able to get PPDG to accept my Ink (or any other credit card) as a valid method of payment – it tells me the option is not available. Any idea what I could be missing?

  10. blue9 says:

    Thank you DoC for all the great content. To show my appreciation, I just went through your Amazon link to buy a $180 headphone. Hopefully you guys will get some of that affiliate money.

  11. Abey says:

    Great Post Chuck, i learned a lot.

    • Abey says:

      Whatever you do. Dont buy from Raise.
      It will work 10 times great but the 11th time when you get a bad one the costumer service is horrible and they think that youre the thief and tell you they will investigate over the next few months and if you decide to just dispute the charge they close/freeze your account.
      For a while I bought left and right wherever there was a 20% discount until i realized its not worth to buy 3rd party gift cards for the hassle, agony and embarrasememt you go through when something is wrong.
      (It can easily ruin your weekend when the waiter comes back and tells you the gift card youre trying to pay with is drained/empty/fake).

  12. Joe says:

    Great post!

    Since Staples was mentioned, it reminded me that I still have a $100 Staples GC with no real use for generic spend.

    Is there a way to turn this GC into any other brand (or Visa/MC) without having to go through a resell exchange?


  13. Information Booth says: has a deal on their website where you can exchange gift cards from one store to a gift card. Hope this helps somebody. Love in Christ.

  14. Information Booth says:

    In addition to my last post, right now, Discover it card is offering 5% back @ restaurants. So, you can buy a restaurant GC and exchange it for a GC. Love in Christ.

    • René says:

      I think you misunderstood the exchange: you won’t exchange a $100 Restaurant GC for a $100 GC, but more likely in the area of $80 or less GC.

      Beyond that, GC are regularly available with 10% or 20% discount — 5% doesn’t seem attractive at all.

  15. Eugene says:

    When referring to “INK”, does this also apply to the Ink Business Cash?

  16. Information Booth says:

    I have a Wal-Mart gift card that has $20 on it. I inputted that card into the site and they offered me a $20.65 GC for it. Love in Christ.

  17. LeoM says:

    Interesting DP. On Ebates app there’s a promo at Best buy. Use displayed coupon and receive 1% CB. Bought yesterday $150 Nike GCs to resell and $100 Google Play and $100 Netflix for personal use (stacked with Amex Offers). Received confirmation today that of the total purchase $250 earned CB. So the Nike GC for sure plus either the Netflix or Google play, I assume Netflix…

  18. J says:

    What am I missing here? What are people doing with all these gift cards?

    • Chuck says:

      Shopping. Whenever the need to shop comes up, some people try buying discounted gift cards to shop with instead of paying full price.

  19. Information Booth says:

    I addition to the Walmart GC, if you have a Best Buy GC, will exchange that for more than it’s worth.

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