[Expired] [CT only] Union Savings Bank $150/$250 Checking Bonus

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Offer at a glance

Maximum bonus amount: $250
Availability: I assume CT only as all of their branches are in CT
Direct deposit required: Yes, no minimum specified and can get some of the bonus without a direct deposit.
Additional requirements: None
Hard/soft pull: Soft pull
ChexSystems: Unknown, Sensitive when applying online, not sensitive in branch
Credit card funding: None
Monthly fees: Avoidable
Early account termination fee:
Household limit: One
Expiration date: November 21st, 2019

Contents

1 The Offer
2 The Fine Print
3 Avoiding Fees
- 3.1 Monthly Fees
  - 3.1.1 Essential Checking $150 Bonus
  - 3.1.2 Access Checking $250 Bonus
- 3.2 Early Account Termination Fee
4 Our Verdict

The Offer

Direct link to offer

Union Savings Bank is offering a bonus of up to $250 when you open a new checking account. There are two options:
- Open an essential checking account and receive a bonus of up to $150. Bonus is broken down as follows:
  - Get $75 if you make one qualifying direct deposit within 90 days of account opening
  - Get $75 when you open a USB debit card and make 10 debit card purchases within 90 days of account opening
- Open an access checking account and get a bonus of up to $250. Bonus is broken down as follows:
  - Get $150 if you make one qualifying direct deposit within 90 days of account opening
  - Get $100 when you open a USB debit card and make 10 debit card purchases within 90 days of account opening

The Fine Print

To receive up to $150 checking bonus, open a new Essential Checking account (subject to approval) and deposit $25 or more at account opening. Get $75.00 if you make one qualifying direct deposit within 90 days of opening the account and/or get $75.00 when you open a USB Debit Card and make 10 debit card purchases (signature or PIN) within 90 days of opening the account. ATM transactions do not qualify. Qualifying direct deposits include recurring electronic deposits of payroll, pension or Social Security. Person-to-person, bank transfers or other electronic money transfers, such as those made through internet payment services, do not qualify.
To receive up to $250 checking bonus, open a new Access Checking account (subject to approval) and deposit $50 or more at account opening. Get $150.00 if you make one qualifying direct deposit within 90 days of opening the account and/or get $100.00 when you open a USB Debit Card and make 10 debit card purchases (signature or PIN) within 90 days of opening the account. ATM transactions do not qualify. Qualifying direct deposits include recurring electronic deposits of payroll, pension or Social Security. Person-to-person, bank transfers or other electronic money transfers, such as those made through internet payment services, do not qualify.
Offer is valid from September 9, 2019 through November 21, 2019.
New USB personal checking customers only.
Limit one per household.
Promotion may be canceled without notice.
Bonus amounts will be credited between December 1, 2019 and March 15, 2020 depending on the date you open the account.
Account must be open and in good standing to receive bonus.
The checking bonus is subject to 1099 IRS reporting requirements.

Avoiding Fees

Monthly Fees

Essential Checking $150 Bonus

This account has no monthly service fee to worry about.

Access Checking $250 Bonus

This account has a monthly service fee ($20), this is waived if you do any of the following:

maintain a minimum balance of $5,000
combined deposit balances of $25,000, or
combined deposit and loan balances of $50,000. Loan balances include consumer and mortgage loans.