Posted by Chuck on June 25, 2017
Credit Cards

Published on June 25th, 2017 | by Chuck


Discover IT Miles now has $100 Bonus via Referral

The Offer

The Discover IT Miles  card earns 1.5% back on all purchases. This is doubled the first year for a total earn of 3% back.

The card has no signup bonus. However, Discover now added the referral option to the Discover Miles card:

  • Get 5,000 miles ($50) for referring someone to the Discover Miles card
  • New member also gets 5,000 miles ($50) for signing up with a referral link after they make a purchase within three months

We’ve confirmed previously that the Cashback Match is earned on referral bonuses as well. As such, the new member will end up with $100 bonus at year’s end by using a referral. The referrer will either end up with $50 or $100, depending on whether it’s their first year or past their first year.

The Fine Print

  • Referrer can earn max of 10 referrals per calendar year
  • Existing Discover members are not eligible for referrals (no idea if this enforced)
  • Allow 5 weeks for bonus to post
  • Discover business cards are not eligible for referrals, not the Escape card, Essential card, or Miles by Discover card (this is a legacy card, not the new Discover IT Miles card)

Card Details

  • Earns 1.5% cash back on all purchases, doubled for the first year
  • No annual fee
  • No foreign transaction fee
  • $30 annual in-flight wifi credit

Read our full review here.

Our Verdict

3% cash back is excellent, albeit for just the first year. Adding $100 bonus for signing up is an a nice additional incentive. You can always product-change the card afterward to a Discover IT Cash Back card for it’s 5% categories.

Be aware that Discover limits us to having a total of two Discover cards, also only one new card each 12 months. If you have zero or one Discover card and haven’t gotten a Discover card within 12 months, you are eligible to apply for the Discover IT Miles card (you can have two Miles cards). You can even churn Discover bonuses. Check out these 17 Things to Know about Discover before applying.

Double check before applying that you have the correct card (see screenshot above). There is an issue of crossing between the Miles and Cash cards, so check to be sure it’s showing Miles correctly. It’ll show clearly on the page whether the referral is for Cash or Miles, and you can double check by clicking ‘Card Info’.

Please do not leave Discover Miles referrals here. We’ve created a dedicated page for that.

Hat tip to reader Alex

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From T&C: “Existing Discover cardmembers and those who have opted out of receiving marketing communications from Discover are not eligible referrals.”


If I have a discover it cash back card, would I be able to get this refer bonus?


DP: Applied through one of the referral links since I was applying for Hyatt and a couple other cards today. Denied with 785 FICO for too many inquires in last 12 months and too short time since last account opened. Did last round of applications in January so I figured six months was long enough. Have one Discover card with $21k credit limit, but it appears I can’t reconsider or relocate. Anyone with any different experiences?

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