[FL] Achieva Credit Union $250 Checking Bonus

Update 3/1/25: Deal is back through December 31, 2025. Hat tip to reader Kiwi

Update 9/1/24: Deal is back and valid until Dec 31st, 2024. Hat tip to Massy Mass

Offer at a glance

• Maximum bonus amount: $250
• Availability: Can apply out of state for with a donation to Achieva Foundation along with one-time membership fee of $15 ($25 total)
• Direct deposit required: Yes, two $500+
• Additional requirements: See below
• Hard/soft pull: Hard pull
• ChexSystems: Unknown, Chexsystems sensitive
• Credit card funding: None
• Monthly fees: None
• Early account termination fee: Unknown
• Household limit: None
• Expiration date:  August 20, 2024

The Offer

Direct link to offer

• Achieva Credit Union is offering a $250 bonus when you open a new checking account and complete the following requirements
  • Offer requires two (2) or more newly established qualified direct deposit(s) totaling $500 or more per month within ninety (90) days of account opening

The Fine Print

• $250.00 bonus offer open to primary members 18 years of age or older, opening a new Achieva Checking or Achieva Checking Plus account in-person, online or via our Member Service Center as the primary member with a debit card between May 22, 2024 and August 20, 2024.
• Member cannot have had a checking account within the last ninety (90) days.
• Limit of one (1) $250.00 bonus offer per primary member.
• All accounts subject to eligibility and approval requirements.
• A $15 lifetime membership fee is required with a $1 deposit to open your membership account and cannot be paid with bonus offer proceeds.
• No minimum balance required.
• Offer is also available for new Achieva Checking account holders, however this account is non-interest bearing.
• Offer requires two (2) or more newly established qualified direct deposit(s) totaling $500 or more per month within ninety (90) days of account opening.
• A qualifying direct deposit is a recurring direct deposit of a paycheck, pension, social security, or other regular monthly income electronically deposited into a checking account. Examples of non-qualifying transfers and deposits include the following: teller deposits, wire transfers, debit card transfers, ATM transfers or deposits, Online and Mobile Banking transfers or deposits, person-to-person payments, cash advance, transfers from a bank or brokerage account, or other electronic deposits.
• Bonus offer(s) will be paid to account memberships in overall good standing within ninety (90) days of satisfying minimum direct deposit requirement.
• Direct deposit must be continuous and active at the time bonus is paid.
• Only one bonus will be paid per primary member meeting qualifications.
• Primary members who are joint on another share account are only eligible with a new qualifying direct deposit. Bonus offer(s) may be taxable and are the sole responsibility of the recipient. Offer(s) may be withdrawn or changed at any time without notice.
• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

This account has no monthly fees to worry about.

Early Account Termination Fee

Wasn’t able to locate a fee schedule so unsure.

Our Verdict

Worth doing if you don’t mind the hard pull.

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• PSA: Don’t Call The Bank
• Introduction To ChexSystems
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• What Banks & Credit Unions Do/Don’t Pull ChexSystems?
• How To Use Our Direct Deposit Page For Bank Bonuses Page
• Common Bank Bonus Misconceptions + Why You Should Give Them A Go
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